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Co-Navigate

Guiding our clients on their financial journey through effective financial planning. Everything we do is about you.

It's about your journey in life, not just money, and we want to empower you to make good decisions and manage your finances wisely. We understand that your money is simply the tool to enable you to live the life you want.

27/08/2026

Sometimes, the smartest investment decision is to step back.

Nearly 150 years ago, investors were advised to “stand off at a distance” from the noise of the market.

Fast forward to today and the noise is everywhere — market alerts, breaking news, social media, podcasts and constant commentary.

But more information doesn’t necessarily lead to better decisions. Sometimes, it simply makes us more likely to react.

Our latest article explores why a little distance can help investors stay calm, disciplined and focused when markets become noisy.

👉 Read the full article: https://co-navigate.co.uk/standing-at-a-distance/

20/08/2026

A pay increase is usually a reflection of the value you’re bringing to your work – and it’s worth celebrating. 🎉

But it also presents an interesting financial decision.

Before you start thinking about what you can buy with the extra money, there’s another question worth asking: How much of this increase do I want to give to my future self?

Read our latest article to find out how a small decision now could make a surprisingly big difference over time: https://co-navigate.co.uk/pay-increase/

13/08/2026

How do you know if your financial plan is working?

Many people judge success by stock market performance or by comparing themselves with others. But neither tells you whether you're actually on track to achieve the life you want.

Our latest article explores the five questions that provide a far more meaningful way to track your financial progress - and why choosing the right scoreboard can help you make better long-term decisions.

Read the full article here: https://co-navigate.co.uk/choosing-the-right-scoreboard/

06/08/2026

Retirement isn't the end of your investment journey – it's the start of a new chapter.

With many people now spending 20–30+ years in retirement, your investments may still need to work hard for decades to come.

In our latest article, we explore why "playing it safe" isn't always the safest option, and how the right strategy can help your money last.

Read the full article here: https://co-navigate.co.uk/investment-journey-when-you-retire/

30/07/2026

With The Odyssey back in the spotlight following its recent film release, it's a timely reminder that some stories never lose their relevance.

Odysseus had to resist the Sirens' tempting songs to reach his destination. Today's investors face their own distractions—market headlines, social media hype and the fear of missing out.

Our latest article explores what this ancient story can teach us about staying focused on your long-term financial goals.

Read the full article on our website: https://co-navigate.co.uk/the-modern-odyssey/

23/07/2026

SpaceX's record-breaking stock market debut made headlines around the world — but many investors may already own it without realising.

As more of the world's largest companies stay private for longer and join public markets later in their journey, globally diversified investors often gain exposure automatically.

It's another reminder of the value of staying diversified and focused on the long term.

Read more here: https://co-navigate.co.uk/spacex-has-listed/

16/07/2026

What if successful investing wasn't about finding the next big winner?

Research shows that most of the wealth created by global stock markets came from just 2.4% of companies.

The challenge? - nobody knows in advance which those companies will be!

Our latest article explores why globally diversified investing — “buying the haystack” rather than searching for the needle — can be such a powerful long-term strategy.

Read more here: https://co-navigate.co.uk/why-buying-the-haystack-wins/

09/07/2026

📊 2026 Midyear Review: What the First Half of the Year Taught Investors

Despite geopolitical conflict, inflation concerns, and market volatility, global markets have remained resilient — reinforcing some timeless investing lessons:

✔️ Surprises drive markets more than predicted risks
✔️ Difficult periods can still produce strong returns
✔️ Diversification continues to matter

In our latest Midyear Review, we reflect on what’s happened so far, what we’ve learned, and what investors should keep in mind for the second half of the year.

Read the full article here: https://co-navigate.co.uk/2026-midyear-review/

02/07/2026

Last Thursday afternoon, our team stepped away from the office to volunteer with FareShare North East, the largest charity fighting hunger and food waste in our region. As a small financial planning company, supporting our local community is incredibly important to us, and we were proud to spend time helping such a worthwhile organisation.

During the afternoon, we packed cages and pallets ready for distribution to local community groups and charities, helping ensure good food reaches people who need it most. We also sorted through a large delivery of fresh green vegetables and donations collected from supermarket donation points. It was a hands-on experience that gave us a real insight into the scale and impact of FareShare’s work.

FareShare redistributes surplus food from the food industry to charities and community organisations across the UK, helping support vulnerable people while reducing food waste. We learned so much about the incredible work they do to support local communities every single day.

A huge thank you to Ruth and her team for hosting us and making us feel so welcome throughout the afternoon. We thoroughly enjoyed the experience and are grateful for the opportunity to contribute to such an important cause.

25/06/2026

A warm welcome to Ross, the newest addition to our team! 👋

Ross is passionate about helping people feel more secure about their financial future and we’re delighted to have him with us.

👉You can read more here: https://co-navigate.co.uk/from-plans-to-parkruns/

Address

21 Lansdowne Terrace, Gosforth
Newcastle Upon Tyne
NE31HP

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.co-navigate.co.uk/

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