02/06/2026
🏠 One question I hear often is:
“Should I fix my mortgage or consider a tracker?”
The answer depends on more than just the rate. It can depend on your income, future plans, attitude to risk, family situation, and how much certainty you want each month.
A lower rate is not always the right route if the payment could change and create stress later.
📩 Unsure what route suits you? Let’s talk it through properly.
CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 18/05/2026