Milecross Financial

Home
United Kingdom
Newtownards
Milecross Financial

Approved by The Openwork Partnership on 13.11.2025 It also enables us to access payment and reconciliation services, IT and regulatory support when required.

At Milecross Financial Solutions Ltd we believe in giving you financial advice that makes sense and makes the most of your money. Our advisers can provide expert advice in the following areas:

- Mortgage Advice
- Personal & Corporate Investments
- Business Protection
- Pension Planning for Retirement
- Life Cover, Critical Illness & Income Protection
- Inheritance Tax & Trust Planning

Let’s wo

rk together. We are an appointed representative of The Openwork Partnership, one of the UK’s largest networks of financial advisers. This provides us access to pensions, investments, mortgages and protection products from some of the largest brands in the UK. Their support in the background enables us to focus on our clients and ensure we give them the best possible advice. Everything we do is regulated by the Financial Conduct Authority who aim to make sure the UK’s financial markets work well so consumers get a fair deal. The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved By The Openwork Partnership on 30.6.23

17/07/2026

Homeowners could be missing out on opportunities to save money and improve their financial resilience because they’re not regularly checking their budget, according to the Home Owners Alliance🏘️

Indeed, the research found that almost two-thirds of homeowners have not reviewed their budget in the last year.

As a homeowner, your mortgage and financial resilience are important parts of your financial health.

A mortgage review could save you money in the short and long term…

Read more and contact us for a review on your budget!

https://milecrossfs.co.uk/6-in-10-homeowners-could-overlook-ways-to-save-by-skipping-budget-reviews/?utm_campaign=3022530_Milecross%20Newsletter%20June%202026&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1SS76,APEUHH,75C59,1,0,0,0
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 16/07/26

13/07/2026

Milecross – helping you make confident, informed financial decisions✨

This is who we are and how we aim to support you!

If you are looking to secure your first home, discuss your mortgage or have any queries around your finances we are here to help.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 30/06/26

10/07/2026

💡THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

Financial worries are common, but engaging with your finances and creating a long-term plan could ease stress.

89% of people in the UK experience money worries, and a third said they experience this regularly, according to research from Virgin Money.

Find out seven ways a financial plan could reduce stress and speak to us today to begin yours…

https://milecrossfs.co.uk/7-ways-financial-planning-could-help-you-reduce-stress/?utm_campaign=3022530_Milecross%20Newsletter%20June%202026&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1SS76,APEUHH,75C59,1,0,0,0
Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 06/07/2026

08/07/2026

Why choose Milecross?

At Milecross, we understand that strong client relationships are just as important as expert financial advice.

We've been supporting individuals and families with their financial goals for years, and our results speak for themselves. 🙌

If you'd like to discuss your finances with one of our experienced advisers, get in touch with our team today.

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 02/07/26

07/07/2026

✨ THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

Reaching your long-term goals often requires careful planning and consistent action. A financial plan could help you work towards these goals and, in some cases, investing may play an important role too.

In this blog we dig deeper into considerations for your long-term goals and how we can support you to make informed decisions…

https://milecrossfs.co.uk/balancing-your-goals-why-investing-could-be-suitable-for-long-term-goals/?utm_campaign=3022530_Milecross%20Newsletter%20June%202026&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1SS76,APEUHH,75C59,1,0,0,0

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 06/07/2026

03/07/2026

💡 THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

The factors that influence your investment style and how to take control

Your investment style shapes how you choose your investments and manage them over time. While your style can change to better align with your strategy, remember that facts should be the main driver of investment decisions.

Psychological factors affect your beliefs and motivations, which can dictate how you respond to financial decisions…

➕ Emotions: Your emotional state will affect how you view different opportunities and how you respond.

➕ Bias: Unconscious bias refers to the shortcuts your brain makes to speed up decisions. This could create blind spots and mean you don’t fully consider data, even when you have access to it.

➕ Experiences: Your past experiences could also alter how you view a new opportunity, even if the circumstances are different.

Working with a financial planner means you’ll have someone to talk to about your decisions, and they could highlight when you’re straying from your investment strategy.

Find out more about this and speak to one of our advisers today!

https://milecrossfs.co.uk/the-factors-that-influence-your-investment-style-and-how-to-take-control/?utm_campaign=3022530_Milecross%20Newsletter%20June%202026&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1SS76,APEUHH,75C59,1,0,0,0
Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 02/07/26

30/06/2026

THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

📈 Investment Market Update: April 2026

Global markets experienced significant volatility during April 2026, driven largely by developments in the Middle East conflict and its impact on energy prices and investor sentiment.

While headlines can be unsettling, short-term market movements are a normal part of investing.

Staying focused on long-term goals and avoiding emotional decisions during periods of uncertainty is often one of the most important aspects of successful investing.

Overall, April highlighted how global events can rapidly influence market conditions across regions and sectors, reinforcing the importance of maintaining a long-term perspective.

If you'd like to discuss how recent market movements may affect your investments, please get in touch📧

Read the full update and key developments here - https://milecrossfs.co.uk/investment-market-update-april-2026/?utm_campaign=3013356_Milecross%20Newsletter%20May%202026&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1SL4C,APEUHH,749VJ,1,0,0,0

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 23/06/26

29/06/2026

🧠Investing in knowledge. Strengthening client outcomes.

Last week, we held our Protection Workshop for our advisers at The Rabbit Hotel.

The session was a fantastic opportunity to share ideas, challenge thinking, and reinforce the importance of tailoring protection recommendations to each client's unique circumstances.

Investing in our people means investing in better outcomes for the clients.

A huge thank you to Matthew Chapman, he was outstanding. He has a real talent for stretching our thinking and highlighting that the best protection conversations begin with truly understanding what matters most to our clients. His talk was truly inspiring👏

Our Panel were amazing; the Ted talk session added so much value to the event. Thank you to all who took part and got involved👏

This event was a huge success – everyone left feeling inspired, energised, and motivated!

The collaboration between Milecross and The Openwork Partnership continues to grow from strength to strength and this is one example of the brilliant work we can do together! Shout out to Janine Baldie and Lorraine Stevenson for all the work behind the scenes to make this happen and the dedication to supporting advisers.

Looking forward to coming together for the next one!

26/06/2026

💡 Inheritance Tax is affecting more UK families than ever before.

With frozen allowances, rising property values and changes coming to pensions from 2027, more estates could face a larger Inheritance Tax bill.

One key threshold to be aware of is £2 million. Once your estate exceeds this amount, you could start to lose valuable tax allowances, potentially increasing the amount your loved ones may have to pay.

The good news? Planning ahead can make a real difference!

Simple strategies such as gifting, charitable giving and careful estate planning may help preserve more of your wealth for future generations.

Our team are here to help you📞

Now could be a good time to review your plans and understand your options.

Read out blog on How the value of your estate affects a key Inheritance Tax allowance - https://milecrossfs.co.uk/how-the-value-of-your-estate-affects-a-key-inheritance-tax-allowance/?utm_campaign=3013356_Milecross%20Newsletter%20May%202026&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1SL4C,APEUHH,749VJ,1,0,0,0

THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 23/06/26

24/06/2026

🏡 Is your mortgage deal coming to an end?

Before automatically switching to a new deal, it's worth taking some time to review these seven key numbers first.

✅ Years left on your mortgage term
✅ Your outstanding mortgage balance
✅ The current value of your home
✅ Your loan-to-value (LTV) ratio
✅ The interest rate on your existing mortgage deal
✅ Your lender's standard variable rate (SVR)
✅ Your credit score

A little preparation now could help you secure a better rate and potentially save money over the long term.

If your mortgage deal is due to expire soon, now is a great time to review your options rather than waiting to be moved onto your lender's standard variable rate.

📩 Get in touch if you'd like help finding the right mortgage deal for your circumstances.

Our blog dives deeper into this, read here - https://milecrossfs.co.uk/7-key-numbers-you-should-check-before-your-mortgage-deal-expires/?utm_campaign=3013356_Milecross%20Newsletter%20May%202026&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1SL4C,APEUHH,749VJ,1,0,0,0

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Milecross Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority

Approved by The Openwork Partnership 23/06/26

Address

42 Milecross Road
Newtownards
BT234SR

Website

http://www.milecrossfs.co.uk/

Alerts

Be the first to know and let us send you an email when Milecross Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.