29/05/2026
Buying a home can feel like a lot to take in - especially when you’re not sure what happens when.
A typical property purchase may take around 8-16 weeks, although this can vary depending on your circumstances and factors outside your control.
Here’s a simple overview of the journey:
🏡 First appointment with a mortgage adviser
📄 Agreement in Principle
✅ Offer accepted
⚖️ Solicitor instructed
📝 Mortgage and protection applications submitted
🔍 Survey or valuation carried out
📬 Mortgage offer issued
🖊️ Exchange of contracts
🔑 Completion and move-in day
Getting mortgage advice early can help you understand your options, prepare your documents and feel more confident about the next steps.
Ready to start your home buying journey? Speak to a Just Mortgages adviser today.
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Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 27/05/2026
