Seeker Financial Planning

17/07/2026

Employee ownership is becoming an increasingly popular option exit option for business owners.

For those considering succession planning, selling to employees can offer continuity and potential long term benefits — but it also comes with complexity and requires careful planning.

This article outlines how employee ownership works, along with the potential advantages and considerations: https://partnership.sjp.co.uk/article/detail/sjpp/employee-ownership-pros-and-cons-of-selling-your-company-to-your-staff.html

Exit Strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.

Seeker Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 25/6/2026

16/07/2026

Women are more likely than men to say they are worse off financially than a year ago, according to the latest Financial Health Report 2026:

Women and Wealth. Women are earning, inheriting, and controlling more wealth than ever before, but this greater financial power is not yet translating into improved confidence or resilience.

Despite this, the findings of the report, carried out by Opinium, show a shift among younger women. Those aged 18-34 are investing in higher numbers and are more likely to have a financial plan.

Read more about the findings in this article: https://partnership.sjp.co.uk/article/detail/sjpp/women-and-wealth-report-divide-in-short-and-long-term-financial-focus.html

Seeker Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 23/6/2026

15/07/2026

Are smaller companies worth a closer look?
Following several challenging years, small caps have made a strong start to the year. While they can offer growth potential, they also come with greater risk than larger, more established businesses.

This article explains what’s behind the renewed interest: https://partnership.sjp.co.uk/article/detail/sjpp/could-small-caps-offer-investors-a-big-opportunity.html

Seeker Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 12/6/2026

10/07/2026

Stepping back from the business you have built from the ground up is never easy.
But with the right advice and guidance, founders can achieve a successful deal and move onto the next stage of life.

This is how Steve and Andrea sold their business, flex7, and moved on to growing their second business, Quickwire.
https://lnkd.in/efNYdwS4

Seeker Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 26/6/2026

09/07/2026

10 years ago, the UK voted in a referendum to leave the European Union, by a narrow margin of 52% to 48%.

What material impact has leaving the EU had on household finances, stock markets and even (arguably) the Eurovision song contest?

To explore this, St. James's Place have compiled a set of charts, alongside brief analysis, to let readers form their own view:
https://lnkd.in/e-4dDPbT

08/07/2026

It’s natural to hope for the best. But it’s also a good idea to have a back up plan.

Protection insurance can help provide financial support if illness or unexpected events affect your ability to work.

Explore how it works and why it can bring peace of mind:
https://lnkd.in/eszhEEX8

Seeker Financial Planning LTD is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 30/6/2026

04/07/2026

The self-employed, first-time buyers, older borrowers, and workers paid in a foreign currency can often find it difficult to secure a mortgage since their income and finances don’t fit the standard model needed to meet strict lending criteria.

Now, the Financial Conduct Authority is proposing a relaxation of some mortgage rules to give lenders greater flexibility and control when it comes to non-standard borrowers.

🔓 It could unlock the market for many more borrowers and bring greater innovation and flexibility within mortgage products.

Read more:
https://lnkd.in/ebiSU7xd

Your home may be repossessed if you do not keep up repayments on your mortgage.

Seeker Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 9/6/2026

03/07/2026

Many homeowners consider downsizing at different stages of life.

Whether it’s to make things more manageable, affordable or to access some of the value tied up in a property, there are a range of factors to think about.

This article explains the main considerations and why it’s worth exploring all your options: https://partnership.sjp.co.uk/article/detail/sjpp/is-downsizing-the-right-move-for-you.html

Seeker Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 25/6/2026

Is downsizing the right move for you?

02/07/2026

Proposed changes could reshape financial rights for unmarried couples.

A new government consultation is exploring whether qualifying cohabiting couples should have similar rights to married partners in areas such as inheritance, property and pensions.

This article outlines the key proposals and what couples may want to be aware of as the consultation progresses.

🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/proposed-rule-changes-could-boost-financial-security-for-cohabiting-couples.html

Proposed rule changes could boost financial security for cohabiting couples

01/07/2026

As retirement gets closer, views on risk often begin to change.

The shift from saving to taking an income can raise important questions about how investments are structured, particularly in periods of market volatility.

This article looks at how de risking works in practice, why it’s not about sudden changes, and how a balanced approach can support long term financial plans.
🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/approaching-retirement-what-is-the-right-time-to-de-risk.html

Seeker Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 12/6/2026

Approaching retirement: what is the right time to de-risk?