The Money Woman

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The Money Woman

UK finance coach for women & enbies - helping you earn, save and invest with joy!

07/07/2026

I haven't bought kitchen roll in over a decade. A new friend once thought I just couldn't afford it. 😅

He'd seen I use old t-shirts for handkerchief and wiping up spills (not at the same time...) and just assumed I was struggling.

I am not struggling. I am simply a frugal queen. 🤩

Swipe through for the full tour: the fabric rag drawer (t-shirts → cloths → cat puke rags, RIP), the great glasses Frankenstein-ing of 2026, and the trouser patching that's really about Dr Chris's thighs and nothing else.

I do all of this because it fits how I think about the world, not because I can't afford nice things or because I'm scared of what happens if I don't.

The question worth sitting with - are you choosing frugal because it's you - or white-knuckling every purchase because money feels like it could vanish?

One feels good and the other is exhausting. Most of us are probably doing a bit of both without realising it.

If you're not sure which camp you're in, that's exactly the kind of thing we untangle in a session. No judgement or jargon - just a proper conversation about your money and what you actually want from it.

Single session: 90 minutes, £120. Link in bio to book. 🧡

03/07/2026

Fancy dress hatred + fat + Stockholm = a very specific kind of rage

A spiral caused by a shock fancy dress theme at my new workplace do. I am a funky dresser on an every day basis, but fancy dress makes me mad on so many levels and it feels like such an unpopular opinion!

It's hard enough finding clothes when you're fat, never mind on a theme which doesn't inspire me. I've no interest in spending my money on s**t clothes I'll only wear once. I've no interest in making clothes on a theme that doesn't thrill me. How is any of that sustainable??

I do have an interest in socialising with my colleagues though, and proving I'm not always a sweaty, harassed mess. So. I'll find a solution.

Drop a comment - what do you actually do when a party has a fancy dress theme you can't be bothered with? Do you also hate fancy dress? Am I the only one?! What would you do?

01/07/2026

Loneliness and its insidious effect on your finances.

I get real deep on the many connections between loneliness and your money in this week's newsletter. Link in bio as always!

Save this if it resonated - and share it with someone who might need to read it today.

29/06/2026

Save this and come back to it the next time your brain tells you you're too far gone with money.

21/06/2026

The vocabulary is the bit nobody gives you.

You can Google 'how to start an ISA' and end up more confused than when you started, because half the words on the page are other words you don't know yet.

This carousel is the glossary. High-street banks vs. dedicated savings apps. Moneybox vs. Vanguard. Global tracker vs. S&P 500. Passive vs. active. All of it, in plain language, with no assumption that you already know.

I'm not telling you which one to pick - that genuinely depends on your situation, and anyone who tells you otherwise is being a bit extra with their confidence. But now you know what you're looking at.

💙You're not too stupid for this.
💙You never were.
💙The words just weren't explained properly.

Save this for when you're actually sitting down to open something. And if you want to talk through what makes sense for your specific situation - your income, your savings, what you've already got - my coaching sessions are in the bio.

20/06/2026

A few of you asked where that £50 from the last video actually goes. Before we get there you need to ask yourself one question -

How soon would you need it? Because if you might need it in weeks then it goes in a very different place to if you're happy to leave it for years and decades.

Once you know that, the order is simple:

1. A savings account or maybe a Cash ISA for your safety net/emergency fund. (Much more on that on the blog).

2. Your workplace pension match. Your employer might give you free money!! 🤯

3. ALifetime ISA. The government might give you free money! 🤯🤯

4. A Stocks and Shares ISA. The start of real investing. Some decisions need to be made though. This is money you leave for 5+ years.

5. General investment account. If you've maxed out your ISA allowance.

Next time I'm going to show you what these actually look like when you go searching for them - because nobody tells you what to type into the app, and the first time you open one it's a bit bewildering. So stay with me.

Follow so you catch the next one - it's the practical bit that nobody ever explains.

03/06/2026

I see this advice EVERYWHERE and every time I cringe. It sounds so logical on the surface (and I love a gorgey new notebook as much as the next person). But when you actually look at what happens when people follow it?!

Track every single penny. Log every category. Review it weekly. Never miss a transaction.

And then... four days in, something goes wrong and you feel like you've already failed, and you simply ‘forget’ you ever started it.

It’s not a you problem but a system problem.
There is a much simpler way to get a handle on your money - and it doesn't require logging your morning coffee (unless you want to, in which case - enjoy!)

Full breakdown on the blog 👉 link in bio
Follow for budgeting advice that actually works in real life 👀

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http://www.themoneywoman.co.uk/

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