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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 3pm

Lynda Croome your Independent Financial Adviser and Planner

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Lynda Croome your Independent Financial Adviser and Planner

Providing holistic financial planning solutions and independent gindncial advice. All aimed to help you achieve your goals & objectives.

09/07/2026

How much is enough?
What amount is the right amount?
What can I afford?

As part of a structured holistic financial plan I can work with you on achieving your goals and objectives including identify the right amounts and the right strategy for you

DM me for an initial conversation

How much should I be saving for my future? Talis IFA explores ways to build your long-term financial strategy.

It can be hard to know whether you are saving enough for the future.

Especially if your pensions, savings and investments are spread across different providers.

A Talis IFA can help you bring everything together and understand whether your plans are on track.

With the right advice, future planning can feel clearer and more manageable.

You can read more via the link here

08/07/2026

Do you have enough?
What determines enough?

When do you want to have enough?

Are you thinking about your future plans and not sure where to start!!

Get in touch for an initial no obligation discussion to see if I can help you on your journey.

How much is enough? And how can you be sure you’ll have it? Talis IFA shares some insights.

Will I have enough money in the future?

It’s a common question, and the answer depends on the life you want to live.

Your version of “enough” may include everyday comfort, travel, helping family or simply having more freedom.

A Talis IFA can help you look at the bigger picture and understand what your future plans could look like.

You can read more via the link here - https://www.talisifa.com/will-i-have-enough-money-in-later-life/

04/06/2026

Pension planning, tax planning and strategy are all valuable aspects of a financial plan.

If you want to look at ways of bringing efficient and plan for your future get in touch for an initial discussion at my cost

What every higher-rate or additional-rate taxpayer needs to know about pension contributions.

Pension contributions can be a powerful planning tool for higher earners.

Not just for retirement, but for improving tax efficiency too.

Depending on your circumstances, they may help you:
- Reduce taxable income
- Make better use of allowances
- Build long-term financial security

But understanding how everything works together is not always straightforward.

That’s where an IFA can help, bringing clarity to your options and helping you make informed financial decisions.

You can read more via the link here - https://www.talisifa.com/how-do-i-maximise-pension-tax-relief/

28/05/2026

As the saying goes there are two certainties in life - death and taxes.
With good financial planning we can work on ways to reduce the amount of tax you pay and although we can’t forecast when we will die we can make sure that your loved ones are financially secure.
Get in touch for an initial chat

Is there a simple way to reduce your income tax bill?
- Not quite.

But there are a range of allowances and reliefs available, many of which are often overlooked.

A good starting point is:
- Pensions
- ISAs

Used properly, they can make a real difference.

The difficulty is not finding options.

It’s understanding how they apply to your situation.

That’s why many people turn to an IFA, to help bring everything together and avoid missing opportunities.

You can read more here: https://www.talisifa.com/how-can-i-legally-reduce-my-income-tax-bill/

15/05/2026

Are you concerned about how much tax you’re paying?
As part of a strategic financial plan I always consider the tax you pay and ways to reduce and mitigate. If you’d like to discuss more send me a DM and we can book in an initial chat

The 60% tax trap. What is it? And how can you avoid it?

Earning over £100,000 can come with an unexpected catch.

Between £100,000 and £125,140:
- You pay higher-rate tax
- You begin to lose your Personal Allowance

Which means you may keep far less of each extra pound than expected.

In many cases, there are ways to reduce the impact.

But the key is understanding what applies to your situation.

That’s where a Talis IFA can help, guiding you through your options and helping you make informed decisions.

You can read more via the link here - https://www.talisifa.com/how-can-i-avoid-the-60-tax-trap/

05/05/2026

What does your picture look like? What are your dreams for your retirement?

If you want a chat over what is possible then DM me and we can start the discussion about your financial plan for retirement

How much is enough for retirement? Talis IFA explains why it’s not all about the numbers

It’s a question many people quietly wonder about.

Is there a single answer?
Not really.

The amount you need depends on the life you want to live.

What does that include?
- Your home
- Your lifestyle
- Your plans for family or travel
- When you want to retire

Two people with similar savings can have completely different retirements.

That is why planning is less about hitting a number and more about understanding what matters to you.

Read the full article here: https://www.talisifa.com/am-i-saving-enough-for-retirement/

01/05/2026

A detailed analysis and financial plan will enable us to work out for you how to get you living the life you want and to need your needs.

Do you know your strategy? DM me to arrange an initial discussion

Your money and your life: how an IFA can help you make the most of both

Is your money working in a way that supports your life?

It’s something many people don’t stop to think about.

We often start with numbers
How much we have
How much we need

But it usually works better the other way round.

Start with your life
Then build the plan around it

Read the full article here: https://www.talisifa.com/your-money-and-your-life-how-an-ifa-can-help-you-make-the-most-of-both/

28/04/2026

Are you thinking about your retirement and looking for a clear plan?
Get in touch for an initial chat 💬

How confident do you feel about retirement?

It’s one of those questions people often put off.

Not because anything is wrong, but because it’s not always clear where to start.

In reality, confidence usually comes from understanding your position, not guessing.

And once things are clearer, decisions feel a lot easier.

Read the full article here: https://www.talisifa.com/retirement-confidence-in-2025-why-clarity-matters-more-than-ever/

24/04/2026

Read on to find out and then if you agree with the last point get in touch for an initial discussion!!!

Five things you might not know about money

Feel like you should be doing more?
You’re not alone.

Is money all about income?
Not really. Small habits can make a big difference over time.

Do you need to have everything figured out?
No. Starting somewhere is what matters most.

Often, confidence comes from clarity, not complexity.

Read the full article here: https://www.talisifa.com/five-things-you-might-not-know-about-money/

14/04/2026

There are two thought processes when looking at retirement income.
1. You need more than you do
2. You need less than you do

Which are you?

If you don’t want to guess but would like to have a well thought out plan and strategy get in touch for an initial conversation

If you’ve ever wondered whether you’re saving enough for retirement, you’re not alone.

It’s a question many people think about, but it can be difficult to answer.

A helpful starting point is to consider:
- Where your finances are now
- How long you have until retirement
- When you would like to stop working
- The lifestyle you want to enjoy

For example, retiring earlier often means your savings need to last longer.

There are general benchmarks available, but they are only a guide. What matters most is how they apply to your own circumstances.

Understanding where you stand today can help you feel more confident about tomorrow.

Read the full article here: https://www.talisifa.com/am-i-saving-enough-for-retirement/

Address

Nottingham
NG21

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 3pm

Telephone

+447904222864

Website

http://Www.talisifa.co.uk/lynda

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