Homecroft Wealth

17/07/2026

Triple lock latest…

The Resolution Foundation says the guarantee, which ensures the state pension rises each year by whichever is highest of inflation, wage growth or 2.5%, has become unaffordable and should be replaced with a less generous earnings-based formula.

The Resolution Foundation says the guarantee has become unaffordable

16/07/2026

Only 1 in 10 will have a ‘comfortable’ retirement, say recent headlines. Not quite.

The reality behind the reports is more nuanced. Read more here: https://homecroftwealth.co.uk/news/a-comfortable-retirement-for-only-9-what-the-headlines-mean/

15/07/2026

The government is pushing a head with proposals to bring the planned rise in the state pension age to 68 ahead by at least seven years, its official spending watchdog has claimed.

Talk to us about your retirement plans.

Around five millions workers could lose out under the plans, according to a report by the Office for Budget Responsibility

14/07/2026

New rules mean pensions could face IHT from 2027, and executors may carry new responsibilities. If you’re writing your will, who you choose matters more than ever...

Read our latest blog for more: https://homecroftwealth.co.uk/news/writing-your-will-remember-to-choose-your-executors-with-care/

10/07/2026

Our quarterly newsletter has just landed - that's your weekend reading sorted: https://homecroftwealth.co.uk/client-resources/summer-newsletter-2026/

09/07/2026

Are you looking to sell or buy property as part of your financial planning?

The worst of the housing market slowdown in activity may be starting to pass, according to surveyors, but there are also signs of some sellers being more hesitant to come to market.

Housing market activity is likely to remain relatively subdued in the near term until there is further clarity, Rics said.

08/07/2026

Did you know that in the UK, there is over £200 billion of excess cash languishing around, research by Vanguard found.

This is an interesting read…

While fear and inertia could be leading you to poor investment decisions, it’s also leading some people to hoard cash and ultimately leaving you poorer.

07/07/2026

We love to support local!

Pop in and have a chat with us too as your local financial advisers.

06/07/2026

HMRC has cleared up confusion about the state pension and a change in tax code ahead of further changes to the tax system set to affect retirees in future.

Officials have confirmed its going ahead

03/07/2026

Happy Friday everyone!

Have you got a wedding coming up?

Here’s food for thought…

Wedding lists are being replaced by cash requests, but guests are divided over how much to give.