Three Sixty Mortgages

08/12/2025

10/10/2023

We will be at SWLA General Meeting on Wednesday 18th October.. come along & see David's talk on all things Buy to Let. We would love to see you there! 👋

28/07/2022

We are very proud to be the official sponsor of Plymouth Marjon under 9’s FC ⚽

Last week, they won the Ivybridge Town FC Tournament, with David's son, Evan, at the helm as goalkeeper!

Well done lads.. keep putting the work in & winning those tournaments 💪

14/07/2022

Hi, we're David & Gina! 🙋‍♀️🙋‍♂️

We specialise in mortgages for property investors, helping everyone from refurbs & flips, to HMO's and multi unit blocks.

David has 8 years experience as a broker & 11 years as a property investor. Gina is recently qualified as a trainee mortgage broker, with 7 years experience in the property industry.

So we like to think you're in safe hands! 🤝

Give us a call on 01752 905360, or drop us an email at [email protected] 👋

17/04/2022

Happy Easter from all of us at Three Sixty Mortgages 🐰🍫

08/04/2022

The short answer, is yes!

Criteria around self-employed clients has been tighter since the country started entering into lockdowns, but we have seen this starting to change in 2022 🙏

Some lenders have begun to alter how they assess self-employed income, with some Covid-19 questions being removed from applications & more flexibility, seemingly returning to more 'normal' pre-pandemic levels.

You do not need to be on the side lines if you have self employed income! We deal with many complex client situations and can help 🏠

Give us a call on 01752 905360 or email us at [email protected] ☎📧

04/04/2022

SHE'S BACK! 💁‍♀️

Swapping mummy duties for mortgages, Gina is back in the office 2 days a week from today 👶🏼

Give her a call on 01752 905360 or email [email protected].
Let's see if she's still got that baby brain going on...

25/03/2022

🛎 REMINDER 🛎

The clocks go forward this weekend on Sunday 27th March!

With the housing market booming, is it time to spring forward into buying your first buy to let or updating your property portfolio? We can help with that 🙋

Give us a call on 01752 905360 or email us on [email protected] ☎️

22/03/2022

"Scrapping stamp duty on homes purchased for buy to let would boost the number of new private rented homes across the UK by almost 900,000 over the last decade" says new research by the National Residential Landlords Association (NRLA). 🏠

With the current chronic shortage of homes to let, the report argues that without changes in tax and other policy areas, the rental stock will continue to decline, by as much as half a million properties over the next decade. ⬇️

What do you think, should stamp duty be scrapped for buy to let purchases?

15/03/2022

Strong demand in the buy to let market has meant more landlords are looking for longer term mortgages and some buy to let lenders have started to introduce 7 & 10 year fixed rates for specialist transactions 🔐

This is rare in the buy to let world, something we haven't seen much of in the last few years! We anticipate some more lenders will follow suit & start to offer longer fixed rates.

Would you be interested in a longer fixed rate buy to let mortgage?

📞01752 905360
📧[email protected]

04/03/2021

💼 BUDGET 2021 UPDATE 💼⠀
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In light of Rishi Sunak’s delivery of the budget yesterday, there is a lot of information to take on board! ⠀
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We thought we’d break down the key points in relation to how this effects the housing market 🏡 ⠀
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- The stamp duty holiday on properties up to £500k has been extended to the end of June, rather than finishing on 31st March. The limit will be lowered to £250k until the end of September & return to normal levels on October 1st...⠀
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- 95% mortgages will be available from April, backed by the Government. Both first time buyers & existing homeowners will be able to take advantage of the scheme and it won’t be restricted to just new build homes. They will be available to all buyers of residential properties costing up to £600k.🔑⠀
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Several of the UK’s largest lenders have already jumped on board meaning the mortgage guarantee can get straight underway next month! ⠀
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Is this something you’d like to take advantage of? Give us a call on 01752 905360 or email [email protected] & we can talk through your requirements 📞📧⠀
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01/03/2021

It has been rumoured through numerous reports that the Government is expected to introduce a 95% loan to value (LTV) mortgage guarantee scheme! 🔑⠀
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What’s more, should it materialise, it is looking likely that it will be available to all borrowers, on all properties... ⠀
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It is expected that the Treasury will guarantee parts of the loans on properties worth up to £600,000 💷 ⠀
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We will have to wait & see what happens during the budget on Wednesday! ⠀
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