Kellands - Bristol

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Kellands - Bristol

We are independent financial planners aiming to provide you and your business with quality financial advice on investments, pensions, protection and mortgages

03/09/2026

New research shows most people are falling short of the retirement income they’ll need — highlighting the importance of reviewing contributions early. https://sees.ovh/LyhaC

02/09/2026

A pay rise doesn’t have to leave you worse off — careful planning can protect your allowances and reduce your tax bill. https://sees.ovh/nKVki

01/09/2026

Despite conflict, tariffs and inflation worries, equities have pushed higher — with the S&P 500 above 7,400. Volatility isn’t a stop sign. It’s the price of admission. https://sees.ovh/ktECU

28/08/2026

From April 2027, unused pensions will fall into the inheritance tax net — meaning some families could face IHT + income tax + loss of the residence nil rate band. A triple tax hit few are prepared for. https://sees.ovh/uVsJc

27/08/2026

Three quarters of pension savers don’t realise investment growth is the biggest driver of long term pension value. Contributions matter — but time in the market matters more. https://sees.ovh/dImXS

26/08/2026

Tempted to pile into the strongest performing sectors? You’re not alone. But diversification remains essential in 2026. Here’s what investors need to know. https://sees.ovh/hDwGb

25/08/2026

Think tanks warn the triple lock may be scrapped or replaced, so the state pension may not be as generous in the future. A robust personal pension is your best defence to ensure a comfortable retirement. https://sees.ovh/hnfvr

24/08/2026

Retirement has never been more flexible — or more fragile. Pension freedoms shifted responsibility from products to people, and the consequences are showing. It’s a different discipline entirely. https://sees.ovh/UZFvf

21/08/2026

The UK state pension could breach the personal tax allowance by £500 next year. This would mean many retirees paying income tax for the first time, even if their circumstances haven’t changed. A classic example of “fiscal drag”. https://sees.ovh/wbnZS

20/08/2026

AI stocks are booming — but should they dominate your portfolio? Diversification is still one of the smartest long term strategies. Here’s why. https://sees.ovh/hDwGb

Address

Quays Office Park Conference Avenue
Portishead
BS207LZ

Website

http://www.kelland-bristol.com/contact-us

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