Rich Hobbs Financial Planning

03/08/2026

Interest rates frozen at 3.75%

The Bank of England have voted to keep interest rates at 3.75% for now. Although inflation has fallen more than expected, it is predicted that inflation will increase before the end of the year.

To find out more about what’s being said head to the article:

Interest rates on hold…for now

31/07/2026

Are millennials failing to protect their future?

Protection is often something people plan to sort out "later". But later can mean fewer options and higher costs.

You cannot predict what happens in the future, but knowing you have protection can make it less scary.

Read more about why many millennials may be delaying protection decisions and what that could mean for their future.

🔗 https://partnership.sjp.co.uk/article/detail/sjpp/are-millennials-failing-to-protect-their-future.html

Rich Hobbs Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 28/07/2026

Are millennials failing to protect their future?

23/07/2026

Could your business survive losing its most valuable person?

13/07/2026

What is protection and why do I need it?

It’s natural to hope for the best. But it’s also a good idea to have a back-up plan.
Protection insurance can help provide financial support if illness or unexpected events affect your ability to work.

Explore how it works and why it can bring peace of mind: https://partnership.sjp.co.uk/article/detail/sjpp/what-is-protection-and-why-do-i-need-it.html

Rich Hobbs Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 30/6/2026

What is protection and why do I need it?

07/07/2026

When it comes to protecting our prized assets (house, car etc) we will insure them against damage/loss however, have you considered how valuable your ability to maintain an ongoing income is to your household.

Income protection can provide a valuable ongoing protection should you find yourself unable to work due to extended illness or injury and can work nicely alongside any employer benefits if you have them.

To find out more about how it may benefit you, get in touch via the links in my BIO via DM or come and speak to me when I’m next a PTFC.

Rich Hobbs Financial Planning is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 07/07/2026

07/07/2026

When it comes to protecting our prized assets (house, car etc) we will insure them against damage/loss however, have you considered how valuable your ability to maintain an ongoing income is to your household.

Income protection can provide a valuable ongoing protection should you find yourself unable to work due to extended illness or injury and can work nicely alongside any employer benefits if you have them.

To find out more about how it may benefit you, get in touch via the links in my BIO via DM or come and speak to me when I’m next a PTFC.

Rich Hobbs Financial Planning is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 07/07/2026

29/06/2026

Pleased to confirm I’ll be back at Portishead Town FC this Thursday 2nd July between 10am - 2pm. I’ll be working from within the main clubhouse this week for the second in this series of drop ins.

23/06/2026

I often get asked about what the client journey looks like when a new client engages with me. This is an overview of how it can look. However, it is important to make sure the process works to suit your needs and, be as flexible as can be, to keep things moving for you, at a pace that is right for you.

Rich Hobbs Financial Planning is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP Approved 8/5/26