Fox Lifestyle Financial Planning

28/09/2026

Good advice doesn’t need big words.

It needs honesty, clarity, and someone who will actually listen.

If you need straight-talking guidance to help you move forward with confidence, that’s what we do every day.

Book a no-obligation call with one of Preston's most trusted financial advisers.

📞 01772 956 043
🦊 www.foxlifefp.com/contact/

20/09/2026

Staying up to date with investments, taxes, and financial planning takes time, expertise, and resources.

That’s why many people outsource to professionals - just like they would for legal or medical advice.

A qualified financial adviser can help you:

- Make informed, objective decisions about your money
- Avoid costly mistakes during market fluctuations
- Free up time to focus on what matters most to you

Book a no-obligation call with our team for honest, staight-talking advice you can rely on.

⭐⭐⭐⭐⭐ Google Reviews
📞 01772 956 043
🦊 www.foxlifefp.com

15/09/2026

It is Pension Awareness Week, so here is your nudge.

Set aside an hour this week and find out what you will actually have to live on when you stop working.

You have three jobs:

1. Get your State Pension forecast from GOV.UK. It's free and takes five minutes.
2. Write down every pension you have ever paid into. Six jobs often means six pensions, and most people forget at least one.
3. Work out what a year of your life costs.

We have written a guide and built a free spreadsheet to make it easier. See the link below.

If what you find raises something you cannot answer, give us a call.

https://foxlifefp.com/blog/retirement-planning-spreadsheet/

14/09/2026

The Fox Lifestyle team were in London last week for Verve's Transformation conference.

It was an early train and a long day, but worth every bit of it. Our highlights were:

• FCA updates first thing (questionable highlight but we'll leave it in)

• Seb Lewis from Vanguard on the data behind long term investing, which said what it always says. Time in the market, not timing the market (ie. boring still works)

• Dr Eliza Filby on how wealth, work and life are changing. Brilliant session.

• Then Spencer Matthews, which we weren't expecting. He was very open about his own turnaround in front of a room full of financial planners. Fair play to him.

• Colleen and Alfie attended the sound session. Headphones on, guided meditation, then up on their feet using movement to shift the energy in the room.

All in all a fantastic event, and great to get out of the office for the day with the team.

Thanks to Cathi Harrison and the Verve team for putting it on!

27/08/2026

One of the biggest mistakes people make with investing is comparing their portfolio to someone else’s.

What feels like a sensible level of investment risk to one person might feel completely uncomfortable to another.

Your financial plan should reflect:
• Your goals
• Your timeframes
• Your income and lifestyle
• How comfortable you are with market ups and downs

There’s no such thing as a perfect investment strategy for everyone.

The right plan is the one that helps you stay on track without panicking every time the market moves.

𝘛𝘩𝘪𝘴 𝘱𝘰𝘴𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘪𝘴𝘯'𝘵 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘤𝘢𝘯 𝘨𝘰 𝘥𝘰𝘸𝘯 𝘢𝘴 𝘸𝘦𝘭𝘭 𝘢𝘴 𝘶𝘱, 𝘢𝘯𝘥 𝘺𝘰𝘶 𝘮𝘢𝘺 𝘨𝘦𝘵 𝘣𝘢𝘤𝘬 𝘭𝘦𝘴𝘴 𝘵𝘩𝘢𝘯 𝘺𝘰𝘶 𝘪𝘯𝘷𝘦𝘴𝘵.

24/08/2026

It means everything when clients tell us our work has made a real difference.

Thank you, Brian, for trusting us with your retirement planning.

Helping you build confidence in your financial future is exactly what we're here to do.

📞 01772 956 043
🦊 www.foxlifefp.com

20/08/2026

Meet George 👋

Lifestyle Financial Planner at Fox Lifestyle Financial Planning.

Family man, footballer, gym regular and chess player, who celebrated turning 50 by kayaking, snorkelling and cliff diving in Ibiza.

Read his Take 5 on our blog 👉

Get to know the faces behind the screens with our quick-fire Take 5 questions. This time we’re speaking to Lifestyle Financial […]

14/08/2026

How much will you have to live on when you stop working?

Most people have no idea. Not because they don't care, but because pensions are dull and retirement feels a long way off.

We have put together a guide to working it out for yourself, plus a free spreadsheet to fill in.

To complete it, you will need three things:

1. Your State Pension forecast from GOV.UK
2. A list of every pension you have ever paid into
3. A rough idea of what a year of your life costs

It will not tell you everything. For example, it does not work out your tax, it does not know how long you will live, and it says nothing about whether your pensions are invested sensibly.

But you will finish with a figure for what is coming in and a figure for what is going out - which is more than most can say.

🦊 https://foxlifefp.com/blog/retirement-planning-spreadsheet/

31/07/2026

“Should I just leave my money in cash?”

This is one of the most common questions we hear, so here is our take.

Cash absolutely has its place for:
✔ Emergency savings
✔ Short-term spending plans
✔ Financial security

But (there's always a but) over longer periods, cash can struggle to keep pace with inflation which means its real-world spending power reduces over time.

That’s why investing isn’t just about growing wealth, it’s often about helping your money maintain its value and support your future lifestyle goals.

Every situation is different, so getting personalised financial advice is really important. There is no one-size-fits-all approach.

27/07/2026

Almost two decades of helping people plan their financial future, and the best part hasn't changed.

People walk through our door worried. Sometimes they feel like they're in a real pickle.

But within 20 or 30 minutes, something shifts. They start to relax. They start to see a path forward.

That's what good financial planning looks like.

Not jargon. Not complicated products. Just a clear conversation that turns uncertainty into confidence.