Hayes Financial Planning - Chartered IFA

25/08/2026

Are your employee benefits helping your business grow... or just costing you money?

The right benefits package can make a huge difference when it comes to attracting, retaining, and supporting great people.

Join me, Michael Hayes for a practical session where we'll discuss:

• What employees actually value
• Common benefit mistakes employers make
• Simple ways to improve your benefits offering

Whether you're an HR professional or a business owner, you'll leave with ideas you can put into practice straight away.

Book your place here:

01/12/2025

Very proud to have recently had an article published for the members of the LIBF & Walbrook Institute London.

"Michael Hayes, the Director of www.hayesfp.co.uk , talks to “Financial World” about how to help clients manage their angst in a time of uncertainty, the importance of getting them to be honest about their hopes and fears, and shouldering the emotional burdens that advisers face".

Let me know if you would like a copy (non members of the LIBF/Walbrook).

As a financial planner in Reigate We help individuals, families and business owners plan for retirement and make the most of their wealth with clarity and care.

03/02/2025

𝗘𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝗡𝗲𝘄𝘀 – 𝗔 𝗡𝗲𝘄 𝗖𝗵𝗮𝗽𝘁𝗲𝗿 𝗕𝗲𝗴𝗶𝗻𝘀!

After years of helping clients navigate their financial journeys, I’m thrilled to share that I am moving to an independent financial advice model. This marks an exciting evolution in how I can support clients, offering greater flexibility, wider choice, and a truly tailored approach to financial planning.

I want to take a moment to sincerely thank my incredible clients and professional connections for their support during my time at Hayes Financial Planning. Your trust and collaboration have been invaluable, and I’m truly grateful and I look forward to continuing our work together.

I’m now stepping into a new role as Director of Advice and Proposition at McDonald Associates, where I’ll continue to advise clients while also shaping and growing a truly client-centric financial planning proposition. This is an exciting opportunity to build something special - focused on quality advice, long-term relationships, and the best possible outcomes for those we serve.

The financial world is evolving, and I’m excited to embrace new opportunities, innovative planning strategies, and a forward-thinking approach that puts clients first.

If you'd like to know more about what this change means and how it might benefit you, I’d love to have a conversation.

𝗛𝗲𝗿𝗲’𝘀 𝘁𝗼 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝗰𝗵𝗮𝗽𝘁𝗲𝗿!

03/11/2024

🌟 Just received my Chartered Financial Planner status! 🌟

They say a journey of a thousand miles begins with a single step…or in this case, a lot of steps and a fair few exams! After over 25 years in financial planning, I'm proud to have hit this milestone, with each qualification adding to the toolbox I bring to client conversations.

Being chartered is about more than just another certificate (although my wall is looking a bit like a gallery now!). It’s about dedicating myself to offering the highest standard of financial advice, ensuring clients have a partner who’s not only experienced but formally recognized for it. In a world where information—and misinformation—are everywhere, this status helps clients know they’re in qualified hands, backed by knowledge, integrity, and commitment.

Looking forward to many more years of making financial planning simpler, more personal, and more meaningful for my clients. Here’s to navigating the journey ahead, one smart financial step at a time! Now, onto my Fellowship.

10/10/2024

A brilliant event today run by at the stadium. Such a great place and met some great people. Thanks for coming along

18/09/2024

When we talk about saving and investing, we generally think of them as the two main ways to set money aside for the future. It can be easy to confuse them as one and the same thing – or think that you should opt for one or the other: https://www.hayesfinancialplanning.com/article/detail/sjpp/should-i-save-or-invest-how-to-choose-wisely-and-well.html

When we talk about saving and investing, we generally think of them as the two main ways to set money aside for the future. It can be easy to confuse them as one and the same thing – or think that you should opt for one or the other.

12/09/2024

So that is 4 consecutive years in the .co.uk ‘Top Rated Adviser Guide’ - which is today confirmed in . A very proud achievement for the team and I. Thank you to all my clients for your feedback. Running any business is not easy, most definitely not in in today’s world, but we always strive to do what is best for our clients. This is a lovely way to be acknowledged for this.

28/08/2024

Poor financial management in the early months and years could harm your business down the line. Here are some important habits to build for your start-up from the get-go: https://partnership.sjp.co.uk/article/detail/sjpp/essential-financial-habits-for-business-owners.html

Essential financial habits for business owners