Resolve Financial Solutions Ltd

03/09/2026

A wonderful review for Stuart and another family feeling more financially confident.

We’re passionate about helping families feel organised, informed and confident when making financial decisions that matter.

02/09/2026

Inheritance tax used to be a problem for wealthy families only, however rising property values quietly changed who that includes.

The nil rate band has sat at £325,000 per person since 2009. Add the residence nil rate band of £175,000 and a couple can pass on up to £1 million tax-free which sounds generous, until you add up a family home, some savings and a pension and realise it's closer than expected.

From April 2027, unused pension funds are also due to be brought into the estate for inheritance tax purposes for the first time - a change that will pull even more families into scope.

This isn't really about being wealthy. it's about not realising you're already in the conversation.

Get in touch to find out how we can help - 01932 943028 / [email protected]



*The Financial Conduct Authority does not regulate tax advice or estate planning. Tax treatment depends on individual circumstances and may change. This is not personalised advice.

01/09/2026

If you earn above the national average, retirement planning looks different for you than it does for most. The standard advice to save a slice of your salary each month is a useful starting point, but high earners face some unique opportunities and constraints that warrant a more considered approach.

If you earn above the national average, retirement planning looks different for you than it does for most. The standard advice to save a slice...

30/08/2026

A client assumed her work death-in-service benefit had her family covered.

When we actually worked it out, it came to around four months of her outstanding mortgage.

She'd never questioned it. Why would she? It was there in her benefits pack, it sounded reassuring and life carries on. It wasn't until we sat down and did the maths against her actual mortgage balance that the gap became obvious.

Death in service is a genuinely valuable benefit. It's just built around a multiple of your salary, not around your actual mortgage or your family's real costs and it disappears the moment you change jobs.

If you've never actually done that maths yourself, it might be worth ten minutes.



*Illustrative example based on a client scenario. This post is for general information only and does not constitute personalised financial advice.

27/08/2026

Taking the stress out of finding a mortgage is what we do best. If you are thinking about moving house or purchasing your first property then please get in touch.

*Your home may be repossessed if you do not keep up repayments on your mortgage.

26/08/2026

Do you know how many pension pots you currently have sitting with old employers?

Could you actually name all of them?

There are an estimated 3.3 million lost or unclaimed pension pots in the UK right now, holding around £31.1 billion between them (Pensions Policy Institute). That's not a small number of people quietly leaving money behind.

Get in touch to find out how we can help - 01932 943028 / [email protected]



*Pension cannot be access until age 55 (57 from 2028). The value of pensions can go down as well as up. This is not personalised financial advice.

25/08/2026

Being your own boss brings enormous freedom, but it also removes the safety net that employed people often take for granted. No employer pension. No death-in-service benefit. And crucially, no Statutory Sick Pay if you fall ill.

The good news is that protection cover is available to self-employed people and for most freelancers and contractors it should be considered essential rather than optional.

https://www.resolvefs.co.uk/blog/can-you-get-protection-cover-if-you-are-self-employed/

24/08/2026

Most inheritance tax advice starts with trusts and gifting. We start somewhere else entirely and it changes the whole conversation.

Before any of the technical tools come into it, we start with what actually matters to a family: who they want to look after, what they want to happen to the home, what they're comfortable giving away during their lifetime versus after it. The tax planning exists to serve that picture, not the other way round.

Start with the mechanics and you get a technically efficient plan that might not reflect what the family actually wants. Start with the family, and the mechanics have somewhere to point.

Get in touch to find out how we can help - 01932 943028 / [email protected]



The Financial Conduct Authority does not regulate tax advice, wills or trusts. This is not personalised advice.

23/08/2026

If you’ve been putting off calling a mortgage broker because you assumed home ownership was still years away, it might be time to pick up the phone.

A quiet but significant shift in mortgage lending rules means many first-time buyers can now borrow considerably more against their income than they could just twelve months ago and at Resolve Financial Solutions, we’re already seeing it change what’s possible for clients across Weybridge, Reigate and beyond.

If you've been putting off calling a mortgage broker because you assumed home ownership was still years away, it might be time to pick up the phone. A quiet but

20/08/2026

A lovely review from our client Alex, explaining how Emily helped with mortgage advice over the years.

Get in touch to find out how we can help - 01932 943028 / [email protected]