The Money Partnership

The Money Partnership We are independent mortgage and financial advisers, providing value in every conversation through clear guidance, practical resources and personal support.

We are trusted Independent Financial Advisers and Mortgage Advisers based in Newport, providing clear and practical financial advice to individuals and families across Wales and England. Our team of experienced advisers and administrators is committed to helping people feel confident and in control of their finances, whether that's getting on the property ladder, planning for retirement, investing

for growth, or protecting what matters most. We build long-term relationships through honest guidance, open conversations, and a simple, supportive approach.

“I should have this all figured out by now.”The reality? Most people don’t.Finance isn’t something we’re always taught i...
02/09/2026

“I should have this all figured out by now.”

The reality? Most people don’t.

Finance isn’t something we’re always taught in detail,
so for many of us, it’s a case of learning as we go.

👉 It’s not about knowing everything —
it’s about building your understanding over time.

If you’d like to learn more about growing and protecting wealth, we share regular insights, blogs, and guidance with our mailing list.

Email Alice to get added! 📲[email protected]
https://www.themoneypartnership.com/

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

Unexpected expenses rarely come at the “right” time—and without a safety net, they can quickly turn into long-term finan...
28/08/2026

Unexpected expenses rarely come at the “right” time—and without a safety net, they can quickly turn into long-term financial stress.

Our latest blog explores why having an emergency fund isn’t just a good idea—it’s a key part of building financial resilience. From covering sudden costs to avoiding unnecessary debt, a simple savings buffer can make all the difference.

Just as importantly, it ties into your wider protection planning—helping ensure you’re prepared for life’s uncertainties alongside the right insurance and safeguards.

https://www.themoneypartnership.com/whats-new-insights/why-an-emergency-fund-matters

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

A good financial plan should still work when life doesn’t go according to plan. We’re often told to keep three to six months’ spending in an emergency fund. While that can be a useful guide, there’s no one-size-fits-all answer. A better way to think about financial resilience is in two layer...

There’s a lot in the news right now about inflation, interest rates, and market uncertainty—and it’s understandable if i...
25/08/2026

There’s a lot in the news right now about inflation, interest rates, and market uncertainty—and it’s understandable if it feels a bit overwhelming.

This is exactly where speaking to a financial adviser can help.

An adviser helps you cut through the noise, understand what matters for your situation, and make confident financial decisions based on your goals—not just the headlines.

If you have a question related to your finances and need a bit of guidance, our advisers are here to help. No obligation, no pressure, no inital cost. https://www.themoneypartnership.com/contact

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

Pension withdrawals aren’t just about when you take your money — they’re about how much tax you pay when you do.Without ...
21/08/2026

Pension withdrawals aren’t just about when you take your money — they’re about how much tax you pay when you do.

Without proper planning, it’s surprisingly easy to end up taking more tax than necessary from your retirement income, simply by drawing funds in the wrong order or at the wrong time.

Take a look at why retirement income planning matters more than ever, and how a joined-up approach can help you keep more of your pension working for you — rather than going to tax.

https://www.themoneypartnership.com/whats-new-insights/pension-withdrawals-and-tax-why-retirement-income-planning-matters-more-than-ever

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

Understanding how and when you take money from your pension could help you make more informed retirement decisions. For many people, retirement planning is focused on one key question: Will my pension provide enough income for the future? While making sure your money lasts throughout retiremen

Having mental capacity isn’t about making the “right” choice — it’s about being able to understand, weigh up, and commun...
18/08/2026

Having mental capacity isn’t about making the “right” choice — it’s about being able to understand, weigh up, and communicate decisions.

In our latest blog, we break down:
• What mental capacity actually means
• Common myths that can lead to poor decisions
• Why understanding this matters for protecting people and their finances

👉 https://www.themoneypartnership.com/whats-new-insights/mental-capacity-money-and-misconceptions

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

Find out more about Mental Capacity Assessments through Nellie Supports, England and Wales’ Largest Specialist Private Social Work and Mental Capacity Assessment Practice.

When financial advice and mental capacity assessments intersect, misconceptions can create confusion, delay decisions, and sometimes even harm outcomes for clients and their families. As professionals working closely with individuals during important life decisions, it’s crucial that both financia...

We’ve mapped out our 6-step advice journey, so you can see exactly what to expect from the very start. No guesswork, no ...
15/08/2026

We’ve mapped out our 6-step advice journey, so you can see exactly what to expect from the very start. No guesswork, no hidden steps — just a transparent process designed around you.

It all begins with an initial chat. No cost, no pressure, no obligation — just a chance to talk things through and see how we can help.

From there, we’re with you every step of the way. We take the time to understand your goals, explain your options clearly, and make sure you have all the information you need to make confident decisions.

We’re also completely transparent about how we work and how we’re paid from the very beginning.

Whether it’s about your pension, investing, or something that’s been on your mind for a while, the right guidance can make things clearer — get in touch for a chat.
https://www.themoneypartnership.com/contact

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

What question crosses your mind the most? 🤔Authorised and Regulated by The Financial Conduct Authority (FCA Number 95425...
13/08/2026

What question crosses your mind the most? 🤔

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

For many solo business owners, the answer is uncomfortable: if you stop working, your income can stop too.You’ve built y...
08/08/2026

For many solo business owners, the answer is uncomfortable: if you stop working, your income can stop too.

You’ve built your business through hard work, long hours, determination, and sacrifice. But if illness or injury meant you couldn’t keep showing up, what would happen to the income that supports your lifestyle, your family, and the future you’ve worked so hard to create?

Our latest client story, “When Solo Success Comes with Vulnerability,” explores the reality many successful business owners face — that being your own boss also means you are often the most important asset in your business.

It’s not just about protecting your income today. It’s about protecting everything your hard work has built.

https://www.themoneypartnership.com/whats-new-client-stories/when-solo-success-comes-with-vulnerability

Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

The Rise of a Successful Photographer A long-time client of ours decided to turn his passion into a full-time venture by setting up his own photography business. Over the years, he invested wisely, made smart financial decisions, and watched his business flourish. With income growing steadily year

Behind every great financial plan is a team that truly cares.At The Money Partnership, our team brings together experien...
06/08/2026

Behind every great financial plan is a team that truly cares.

At The Money Partnership, our team brings together experience, insight, and a shared commitment to helping people make confident financial decisions.

Whether it's pensions, investments, mortgages, protection or later-life planning, we’re here to guide you every step of the way.

https://www.themoneypartnership.com/our-team
Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

Your pension is one of the biggest investments you’ll ever have — but many people haven’t checked how it’s performing fo...
31/07/2026

Your pension is one of the biggest investments you’ll ever have — but many people haven’t checked how it’s performing for years.

We suggest a check-in once a year to consider these important questions...

✅ Am I paying more in charges than I need to?
✅ Is my investment strategy still right for my goals?
✅ Am I contributing enough to reach the retirement I want?

Small changes made today can have a big impact over the long term.

📈 If you've been burying your head in the sand, now is the time to put your pension back at the top of your to-do list.


Authorised and Regulated by The Financial Conduct Authority (FCA Number 954255)

INVESTMENTS MAY FALL AS WELL AS RISE, YOU MAY NOT GET BACK WHAT YOU PUT IN.

Address

59 Commercial Street
Risca
NP116AW

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 12:30pm

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