Richard Cox Wealth Management

16/01/2024

07/11/2023

Financial Education at schools, in the workplace and at home is vitally important to help provide a better and more resilient future for the UK.

25/07/2023

Finding the money to pay for care home fees can be one of the biggest financial worries you face in later life. So what are your options? Read our article to find out: https://ow.ly/qU8450Pkpo9

13/01/2023

Is there anything more stressful than worrying about money - how to pay that unexpected bill, how you're going to finance your child's university education, how you're going to pay for that wedding?

By deciding to take control of your finances and understand where your money is going each month, making a budget and sticking to it, you could take many of those worries away.

Do you have a plan for how you're going to achieve financial freedom?

https://bit.ly/3BnFwtN

11/01/2023

Here's an interesting interview with one of St. James's Place UK equity managers. Richard Colwell of Columbia Threadneedle, co-manager of the St. James's Place UK Equity fund, talks about his blended investment approach and how it worked during the last year, and why he thinks we shouldn't be writing off Marks & Spencer just yet.

You can watch the interview here: UK equities: keeping the faith

UK equities: keeping the faith

10/01/2023

Plan your shopping trips.

It may sound simple, but it's too easy to 'just pop to the shop' to grab a couple of items for dinner, but how often do you only pick up those items, and how often do a few extras creep into your basket? It's too easy to blow your budget that way without realising as all those little extras mount up.

Instead, plan your shopping trips, perhaps by planning what's for dinner and lunch for the week ahead, taking note of any extras, you might need like birthday cards (or flowers for mum!) and do the shop all in one go.

You'll find it makes a real difference - and will probably mean you'll waste less food too!

An Associate Partner Practice of St. James's Place Wealth Management. Find out how we can help you achieve your financial goals.

06/01/2023

A budget isn't about constraining you. As John Maxwell says, it's about being smart with the money you have, so you don't have to worry about where it went!

Do you have a plan for how you're going to achieve financial freedom?

https://bit.ly/3BnFwtN

04/01/2023

2020 was quite a year, all in all. How did your portfolio fare? What effect has COVID and lockdown had on investments, and which areas have proven to be the most lucrative? In this article, Ajay Krishnan from Wasatch Advisors, manager of the St. James's Place Emerging Markets Equity Fund, discusses the impact of the pandemic on emerging markets and why semiconductors are the new oil.

Where are the risks and opportunities in emerging markets?

03/01/2023

Do you mean to save but can never bring yourself to move the money out of your current account? Why not set up a standing order so the payment is automatically made from your account into your savings account?

That way, you never have to think about it, and soon, you'll not even notice apart from seeing the savings balance steadily increasing. You can set up a standing order for each of your savings accounts.

An Associate Partner Practice of St. James's Place Wealth Management. Find out how we can help you achieve your financial goals.

30/12/2022

Financial freedom doesn't usually happen overnight (unless you win the lottery or inherit a windfall!) Even Robert Kyosaki agrees it takes time and effort.

Learning about how money works and how you can make it work for you takes time and patience. Or, you need good advice and someone to watch your back!

Do you have a plan for how you're going to achieve financial freedom?

https://bit.ly/3BnFwtN

28/12/2022

Are you thinking about a mortgage or a remortgage and wondering how much you can borrow? Use our simple mortgage calculator a try and see how much you could potentially borrow. You can use the sliders or type in the amount you want to borrow, and the monthly payments and total amount payable figures will change as you use the calculator.

These results are for a repayment mortgage and are only intended as a guide. The amount you can borrow may be more or less than this. Please ensure accurate figures from your lender before committing to any mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Calculator:

Mortgage calculator