Numeric Accounting

03/09/2026

Is your business ready for strategic financial leadership but not yet ready to hire a full-time Financial Director?

There comes a point in business growth when having an accountant is essential AND having someone who helps you think financially becomes just as important.

That’s where a Finance Director (FD) makes all the difference.

An FD goes beyond asking, “Can we afford it?”

They’ll challenge you with: What’s the expected return? How will this impact cash flow? What if sales drop 10%? Does this move us closer to our long-term goals?

At Numeric, we are developing our Financial Director coaching service as standard in our accounting service for your business, bringing this level of strategic financial thinking to the businesses we support.

This is not your traditional accountant service. It is about giving directors the right financial insights, challenge, and support to make confident, growth-focused decisions alongside a standard annual report.

02/09/2026

Compliance is just the start: What value are you receiving?

Filing accounts on time is not a value-add. It is simply the baseline. For businesses with growing teams, rising costs, and tighter margins, the real value of an accountant includes:

• identifying risks before they become problems
• helping you understand why performance is changing
• advising on staffing costs, pricing, and cash reserves
• providing proactive tax planning rather than retrospective advice

If your accountant only contacts you at year-end, you are likely missing opportunities and may be carrying unnecessary risks.

Numeric Accounting operates as an extension of your leadership team, not just as a reporting function.

Get in touch with us if any of these points resonate with you.

📧 [email protected]

01/09/2026

Dividends vs Salary: What Works Best?

"Just pay yourself in dividends; it is more tax-efficient."

This is one of the most common pieces of advice directors hear from other, but it is not always true.

The right mix of salary and dividends depends on your Corporation Tax position, your personal tax bracket, whether you want pension contributions to count, and any other factors affecting your personal finances this year.

What worked for your friend's business might not be the right approach for yours.
The most tax-efficient structure is not a fixed formula; it is a conversation.

At Numeric, we review this every year because the right answer rarely remains the same for long.

27/08/2026

26/08/2026

Early planning matters this year before the Autumn budget.

Every year, we say the best tax planning happens before the year end, not after. This year, that advice matters more than usual.

Following recent changes at the top levels of government, an Autumn Budget is expected later this year.

Advisers across the industry are highlighting genuine uncertainty regarding Capital Gains Tax, dividend and remuneration structures, and even National Insurance on rental income.

Nothing is confirmed, but this very uncertainty is exactly why planning ahead is valuable.

If you are considering selling a business asset, shares, or a second property, or if you are a director thinking about how to extract income, it is worth having that conversation sooner rather than later.

Waiting for certainty can sometimes mean waiting until it is too late to act.

25/08/2026

Companies House is closing the DIY Route; if you currently file your own company accounts through the Companies House web portal, that option will soon be unavailable.

You will soon need to use software or an agent to file. Although the deadline may seem distant, it is important to have compatible systems in place well in advance.

There is an advantage for small companies and micro-entities: you can now choose to keep your profit and loss account off the public register while still filing it with Companies House as required.

Neither change requires immediate action, but both are worth understanding now rather than discovering them the week your filing is due.

20/08/2026

Mileage Rate Increase: Check Your Figures

A quick update for anyone claiming mileage: The simplified rate has increased to 55p per mile, up to 10,000 miles, started from the 6th April.

It may seem like a minor change, but if your records, spreadsheets, or expense claims have not been updated, you could be under-claiming, or your business could be overpaying each month since the increase.

It is worth taking five minutes to check if everyone is submitting mileage at the current rate or still using the old one.

Small details like this can quietly cost your business money when overlooked.

19/08/2026

Succession and Exit Planning: The best time to begin planning your exit is not the year you decide to sell; it is years in advance.

Whether that's a sale, a management buyout, or passing the business to family, the businesses that achieve the best outcomes are almost always the ones that started planning early, not the ones that scrambled in the final twelve months.

Clean accounts, tidy structures, and a clear picture of profitability all take time to build, and they're exactly what buyers, or successors, look for.

You do not need to have a fixed exit date to start this conversation. You simply need the desire to exit well whenever the time arrives.

At Numeric, we help business owners prepare for a successful exit long before they need to act.

18/08/2026

The director's loan account is one of the most misunderstood aspects of running a limited company.

If you withdraw money from the business that is not a salary, dividend, or reimbursed expense, it usually ends up in your director's loan account, whether you intend it or not.

If the account is overdrawn at year-end, two consequences may arise:
• Extra Corporation Tax charges under S455
• A benefit-in-kind tax charge if the loan is large enough

Directors do not intend to do anything wrong. They simply do not realise that informal "I'll sort it later" withdrawals are monitored so closely.

The solution is simple: monitor your director's loan account balance before it becomes an issue.

At Numeric, we look to flag this early so there are no surprises at year-end.

13/08/2026

Missed the first Making Tax Digital deadline on 5 August? You're not alone, and it's not the disaster it feels like.

But if your income's between £30k–£50k, this is the calm before your storm. The next threshold hits in April 2027, and the businesses who start preparing now are the ones who won't be scrambling next spring.

We've broken down what just happened, what's coming, and what to do about it in our latest blog.

. If you didn't, take a breath: HMRC has confirmed a "soft landing" on penalty points for the first four updates in this initial year, so a missed or late first submission isn't the disaster it might feel like. But it's not something to let slide either, because the next deadline, 5 November, is onl...