Garden Wall Financial Planning

15/10/2021

Do you know how to trace multiple old pension pots?

Over time, pension schemes close, merge or become renamed. Changed job? Moved house? It’s not always easy to keep track of a pension, especially if you’ve been in more than one scheme or have changed employers throughout your career. Over time, pension schemes close, merge or become renamed. So even if you remember the name of your scheme, it could now be called something else.
Learn More https://bit.ly/rr-traceoldpot

08/10/2021

Full Article

Once you reach age 55, you can access your defined contribution (DC) pension pot. You can take some or all of it, to use as you need, or leave it so that it has the potential to continue to grow. It’s up to you how you take the benefits from your DC pension pot. You can take your benefits in a num...

08/10/2021

Is it time to look at your available options when accessing your pension?
Once you reach age 55, you can access your defined contribution (DC) pension pot. You can
take some or all of it, to use as you need, or leave it so that it has the potential to continue to
grow. It’s up to you how you take the benefits from your DC pension pot. You can take your
benefits in a number of different ways. You can choose to buy a guaranteed income for life (an annuity). You can take some, or all, of your pension pot as a cash lump sum, or you can leave it invested. However you decide to take your benefits, you’ll normally be able to take
25% of your pension pot tax-free. The rest will be subject to Income Tax. It’s good to have choices when it comes to pensions and your retirement, but it’s also important to understand all your options and any impact your decision may have on your future security. How long your pension pot lasts will depend on the choices you make. We can help by discussing the options available to access your pension.

18/05/2021

Latest Newsletter (May/June) is in the private client group page. It includes articles on Pension accumulation and lifetime allowance, ISAs, IHT, Retirement Options and Grandchildren and Money. If you're not in the private client group already? What is stopping you?

18/02/2021

https://bit.ly/frpmifix please have a read of my latest article
'What is the only type of insurance that can fix you?'
Do you know the answer?🙂

People value good health yet over 89% of the UK population does not currently have any form of private medical insurance [1]. Private Medical Insurance – or PMI – is a great way to help protect good health. It gives fast, stress-free access to high-quality medical facilities and the very latest ...