Cervello Financial Planning

03/07/2026

How do you know if something is really for you until you actually try it?

That was Jack Murray at our book launch on 28 May 2026:

"Can I go somewhere for a year, or will I get tired of exploring after three months? I do not know. I am testing new boundaries."

No grand plan. No guarantees. Just a willingness to test the edges and find out.

Most people wait for certainty that never comes. Jack is doing the opposite, and that is exactly the mindset the next chapter rewards.

If you are ready to test your own boundaries, start here. The What Happens Next book is out now on Amazon: https://www.amazon.co.uk/dp/1918097720

03/07/2026

How prepared are you for what happens next?

We spend years planning our finances, but how often do we stop and assess the rest of our lives?

Our What Happens Next Wellbeing Quiz helps you understand where you are today across the six areas that matter most:

✅ Purpose & Values
✅ Intellectual & Occupational
✅ Financial
✅ Community
✅ Physical
✅ Social

In around 5 minutes, you’ll answer 30 simple questions and receive:

• An instant wellbeing score
• A breakdown across all six areas
• Clear strengths and focus areas
• Practical next steps you can act on straight away

It’s not about being perfect.

It’s about understanding where you are today so you can build a healthier, more balanced future.

Take the quiz today:
https://whathappensnext.life/how-prepared-are-you-for-what-happens-next/

02/07/2026

We are all being handed something previous generations never had. More time.

At the What Happens Next launch on 28 May 2026, Clare Lyons-Collins put it perfectly:

"As humans we are living longer, with more complex illnesses and more complex lives. What I am most excited about is the adventure and the unknown."

Longer lives. More complexity. And still, excitement.

That is the choice in front of all of us. You can meet the extra years with worry, or you can meet them with a plan and a sense of adventure.

The What Happens Next book helps you choose the second one. Out now on Amazon: https://www.amazon.co.uk/dp/1918097720

02/07/2026

Low-cost experiments you can try this month

Here are seven “What Happens Next” style experiments simple, cheap, and designed to create data about what fits you.

https://www.cervellofp.co.uk/2026/02/26/low-cost-experiments-you-can-try-this-month/

01/07/2026

No five year plan. No perfect conditions. Just go.

Martyn Lewis, at our launch on 28 May 2026:

"The next step? I do not know what it is. And that is the exciting bit, the unknown. While I have got the health and the ability, I am just going to keep going as long as I can."

Read that last line again.

While you have the health. While you have the ability. The window is open now, and it does not stay open forever.

Do not save your best chapter for a someday that keeps moving.

The What Happens Next book shows you how to start today. Get it on Amazon: https://www.amazon.co.uk/dp/1918097720

01/07/2026

What could derail your business and your future when everything seems to be going right?

In this episode of What Happens Next, host Chris Daems sits down with business protection expert Nathaniel Lee to uncover the hidden risks that many business owners overlook.

From shareholder disputes to losing key people, this conversation dives deep into the real-world threats that can destroy business value overnight.

Chris and Nathaniel explore practical strategies to safeguard your company, including shareholder protection, key person insurance, and income protection. They also break down why planning for the worst isn't pessimistic, it is essential if you want to protect your wealth, your team, and your long-term exit strategy.

https://whathappensnext.life/podcast/episode-82-business-protection-secrets-every-owner-must-know-before-its-too-late/

30/06/2026

A fair question about any book like this: is it actually backed by evidence, or is it just nice ideas?

So we made sure.

Ruth Hughes taught applied positive psychology and coaching psychology at the University of East London, and her work digs into the real evidence behind what helps people thrive, including the science of altruism. Chris first asked her about that evidence back in 2019.

When he wrote What Happens Next, he asked her to review it:

"He asked me to look at it and make sure it was evidence informed and accurate in the advice it gives."

She was at the launch on 28 May 2026, and her verdict is the reason this book is different. It is not a collection of opinions. It is grounded in the research on how people genuinely build a good next chapter.

Read the evidence informed guide to your next chapter. Out now on Amazon: https://www.amazon.co.uk/dp/1918097720

30/06/2026

In this episode of What Happens Next, host Chris Daems speaks with transformational coach Geoff Sober about navigating life change, finding purpose, and creating a more meaningful next chapter in your 50s, 60s and beyond.

Chris and Geoff explore why change can feel so difficult, how the stories we tell ourselves can hold us back, and why journaling can be a powerful tool for clarity, self-reflection and personal growth.

They discuss how to cut through life’s noise, reframe past setbacks, build resilience, and take small practical steps towards a life that feels more fulfilling. Jeff shares powerful personal stories, including the injury that ended his football dream, the lessons he learned from business and family, and how stillness, journaling and intentional action can help us move forward with confidence.

If you’re thinking about retirement, your next chapter, life after 50, personal development, purpose, resilience, wellbeing or meaningful change, this conversation is packed with insight.

In this episode of What Happens Next, host Chris Daems speaks with ...

29/06/2026

On 28 May 2026, we launched the What Happens Next book. I am still buzzing from it.

To everyone who came, who has read it, and who has shared it: thank you. It means more than you know.

Here is why I wrote it.

Too many people plan the money for their next chapter and stop there. But the change we go through in our 50s, 60s and beyond is about so much more than the numbers. It is about purpose, people, health and meaning.

What Happens Next is here to help you navigate that change and make the most of your next chapter, in a way that is genuinely meaningful for you.

If you have not picked it up yet, here it is. On Amazon now: https://www.amazon.co.uk/dp/1918097720

29/06/2026

Are you feeling stuck in your 50s or 60s? Wondering what comes next but unsure where to start? In this episode of What Happens Next, Chris Daems shares a powerful idea that can help you move forward without making risky, life-changing decisions.

Many people spend months or even years thinking about the next chapter of their lives. Whether it’s retirement planning, a career change, relocating, volunteering, or finding a new purpose, the pressure to make the “right” decision can leave you frozen. Chris explains why the answer isn’t a massive leap it’s a small experiment.

Buy the book now: https://www.amazon.co.uk/dp/1918097720Take the q...