Serena Pyke Just Mortgages

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Serena Pyke Just Mortgages Approved by The Openwork Partnership on 02/08/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership ADV 2104

🛡️ Life insurance, critical illness cover and income protection are all designed to support you in different ways.Income...
16/10/2026

🛡️ Life insurance, critical illness cover and income protection are all designed to support you in different ways.

Income protection can help provide a regular monthly benefit if illness or injury stops you from working, subject to the terms of the policy. This could help support your mortgage repayments and other everyday financial commitments.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 15/09/2026.

You can't predict the future, but you can prepare for it. Don't leave yours and your families future down to chance. 🔮P...
15/10/2026

You can't predict the future, but you can prepare for it. Don't leave yours and your families future down to chance. 🔮

Protect those you love today, get in touch! 📞

Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 2/8/2026

Feeling overwhelmed by the idea of affording your first home? It can be tough and stressful but don't let those initial ...
14/10/2026

Feeling overwhelmed by the idea of affording your first home? It can be tough and stressful but don't let those initial worries stop you! 🏡 😨

Make sure to understand your options and what's available to you!

Don't navigate this journey alone! Contact me today and take the first step towards your dream home.📞



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 2/9/2026

Buying your first home? 🏡�Here’s how the mortgage application process 👇1️⃣ Check your budget�Before anything else, work ...
13/10/2026

Buying your first home? 🏡�Here’s how the mortgage application process 👇
1️⃣ Check your budget�Before anything else, work out what you can afford.�Lenders will look at your income, spending, debts, and credit score.
2️⃣ Save your deposit�Most buyers need at least 5% deposit.
3️⃣ Get a Mortgage Agreement in Principle�This is a quick check from a lender showing how much they may lend you.�It helps when making offers on properties.
4️⃣ Find your home 🏠�Once you find the right property, you can put in an offer.
5️⃣ Submit your full mortgage application�You’ll send documents like:�✔️ Payslips�✔️ Bank statements�✔️ ID�✔️ Proof of deposit
6️⃣ Property valuation�The lender checks the property is worth the amount you’re paying.
7️⃣ Mortgage offer issued 🎉�If everything looks good, the lender sends your official mortgage offer.
8️⃣ Legal work begins�Your solicitor handles contracts, searches, and all the legal checks.
9️⃣ Exchange contracts�This is when the purchase becomes legally binding.
🔑 Completion day�The money is transferred, you get the keys, and the home is yours!
Buying your first home can feel overwhelming, but with the right guidance it becomes much simpler 💙


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 2/8/2026

THANK YOU for all of your support! You are the BEST FOLLOWERS EVER! As a small business owner every referral, every po...
12/10/2026

THANK YOU for all of your support!

You are the BEST FOLLOWERS EVER!

As a small business owner every referral, every post shared, every comment and every like mean the world to me and my family. Because let’s face it that’s who you are really helping! ❤️

Not only do you help me keep a roof over my head and food in my tummy, you do it for my family too.

I’ve said it before and I’ll say it again, YOU ARE ALL AMAZING!

THANK YOU!

PS. I can’t always see who has shared a post and I would like to thank you, so ping a little comment or message to let me know when you share a post so I can say thanks 💖❤️💖

A headline rate may catch your attention, but it does not tell the whole story.The total amount payable can also be affe...
12/10/2026

A headline rate may catch your attention, but it does not tell the whole story.

The total amount payable can also be affected by arrangement fees, cashback, valuation costs, flexibility and what happens if your plans change.

Comparing the complete package, rather than one number alone, could help you find a mortgage that better matches your needs.

Learn more about how you can prepare for your next mortgage: ☎️📲📞



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026.

💯 Searching for the lowest rate? We understand.🧐 However, the lowest rate may not be the best solution for you.💶 Sometim...
10/10/2026

💯 Searching for the lowest rate? We understand.

🧐 However, the lowest rate may not be the best solution for you.

💶 Sometimes rates can come with fees that actually make the deal more expensive overall.

✅ The best thing to do is speak to a mortgage adviser who can compare the deals and source the best solution for your circumstances.

☎️ Send me a message or to book a fee free initial call.



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 13/08/2026

Top tips before applying for a mortgage.👌🏻 1: Complete an income and expenditure. This allows you to understand what mon...
09/10/2026

Top tips before applying for a mortgage.

👌🏻 1: Complete an income and expenditure.
This allows you to understand what money is coming in what money is actually going out every month and what disposable income you have.

📑 2: Check your credit report before applying for a mortgage.
One of the first things your adviser will ask you about is your previous credit history. Get to know your credit score and understand how your credit commitments are affecting your report.

📜 3: Gather documentation together.
This includes payslips, credit card statements, protection policy documents and up-to-date photo identification documents.

💷 4: Think about your monthly budget.
How much do you want to spend on your mortgage and related insurances each month? Think about what is affordable now and in the future.

💳 5: Complete a list of all of your credit commitments.
This includes balances and monthly payments on loans, credit cards, car finance, interest free credit etc.

🙏🏻 As your mortgage and protection broker, I’m on your side. My job is to support you throughout the process and give you the best financial advice. ❤️

YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 01/9/2026.

You can't predict the future, but you can prepare for it. Don't leave yours and your families future down to chance.Prot...
08/10/2026

You can't predict the future, but you can prepare for it. Don't leave yours and your families future down to chance.
Protect those you love today, get in touch! 📲☎️📞
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/8/2026

Checking your own credit report does not normally damage your credit score.It is usually recorded as a soft search, allo...
07/10/2026

Checking your own credit report does not normally damage your credit score.

It is usually recorded as a soft search, allowing you to review your information without leaving the same footprint as a formal credit application.

Checking before applying for a mortgage could help you spot errors, update your details and understand what lenders may see.


Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/10/2026

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