PPS Chartered Accountants

16/07/2026

VAT is easier when it is not left until the deadline

VAT returns can quickly become stressful when receipts, invoices and records are gathered at the last minute.

A more consistent approach throughout the quarter makes it easier to check the figures, identify missing information and understand how much may be due.

Keeping records organised as you go can make VAT deadlines feel far more manageable and reduce the risk of unwanted surprises.

Does VAT feel organised in your business, or does it become a rush every quarter?

PPS Accounting can help you prepare and submit your VAT returns with confidence.

15/07/2026

Payroll mistakes affect more than the numbers

Paying employees accurately and on time is an important part of building trust within a team.

When payroll is managed alongside countless other business responsibilities, even a small error can create unnecessary worry for employees and extra work for the business owner.

Reliable payroll support helps keep the process organised, consistent and easier to manage each month. It also gives business owners more time to focus on running and growing the business.

Would outsourcing payroll remove some pressure from your workload?

Contact PPS Accounting to discuss your payroll requirements.

14/07/2026

Are your numbers helping you make decisions?

Your accounts should do more than record what has already happened.

When your bookkeeping is accurate and up to date, it becomes much easier to understand how the business is performing, where costs may be increasing and whether cash flow needs closer attention.

Falling behind with financial records can leave you making decisions without the full picture. Regular bookkeeping gives you clearer information and greater confidence when planning ahead.

Are your figures giving you the clarity you need?

Speak to PPS Accounting about practical bookkeeping support for your business.

10/07/2026

Before you close the laptop for the week, it can be worth taking ten minutes to check in on your business finances.

A quick Friday review could include:
Checking unpaid invoices
Reviewing upcoming bills
Saving receipts while they are still fresh
Noting any payroll or VAT deadlines
Looking at your cash flow for the week ahead

Small habits like this can help business owners stay more in control and avoid financial admin building up.

You do not need to do everything at once. A little consistency can make a big difference.

At PPS Accounting, we help businesses stay organised with bookkeeping, accounting, payroll, VAT, audits, and tax support.

What is one finance task you like to clear before the weekend?

09/07/2026

VAT can feel straightforward until deadlines, records, invoices, and figures all need to line up.

For many businesses, the biggest challenge is not just submitting a VAT return. It is making sure the information behind it is accurate, complete, and ready on time.

Keeping your records updated throughout the quarter can help reduce pressure and make the process much smoother.

It also gives you a clearer view of what your business owes, helping you plan ahead rather than being caught out close to the deadline.

At PPS Accounting, we support businesses with VAT returns and record keeping, helping them stay organised and confident.

Need support with VAT? Speak to our team and we will be happy to help.

08/07/2026

Payroll is one of those business tasks where accuracy really matters.

Your team rely on being paid correctly and on time, and as an employer, you also need to keep on top of deductions, reporting, pensions, and deadlines.

When payroll is managed properly, it helps avoid unnecessary stress, errors, and last-minute rushing.

For growing businesses, outsourcing payroll can be a practical way to save time and gain peace of mind, especially when rules, employee changes, and deadlines start to become more difficult to manage.

At PPS Accounting, we provide payroll support to help businesses stay organised and compliant.

Would payroll support make life easier for your business? Contact PPS Accounting to find out how we can help.

07/07/2026

Are your business records telling you what you need to know?

Good bookkeeping is not just about keeping everything tidy for year end. It helps you understand cash flow, spot issues early, make better decisions, and stay on top of deadlines.

When your books are up to date, you can answer important questions more confidently, such as:

Are customers paying on time?
Are costs creeping up?
Is there enough cash to cover upcoming bills?
Are you ready for VAT, payroll, or tax deadlines?

For busy business owners, clear records can make everything feel less stressful.

At PPS Accounting, we support businesses with bookkeeping and accounting so they can spend less time worrying about the numbers and more time running the business.

Need help getting your bookkeeping under control? Get in touch with our team.

04/07/2026

PPS Chartered Accountants is based at 29 Devizes Road, Swindon, and we are proud to support local businesses as well as clients across the South West and beyond. From bookkeeping and payroll to VAT, tax returns and accounting software support, we are here to make things feel clearer and more manageable.

We know many business owners want straightforward advice from people who speak plainly and understand the pressures of running a business. That is exactly what PPS aims to provide.

If you are based in Swindon or nearby, say hello in the comments or send us a message.

02/07/2026

Today we'd like to say a huge thank you to WiltsHive for sharing our news!

PPS Chartered Accountants welcomes apprentice Oakley Reed, 18, from Swindon. AAT qualified in view, with sights set on becoming a Chartered Accountant

30/06/2026

YOU ASK, WE ANSWER...

If you have a question about finances, pensions or tax we'd love to help!

Q: I am close to reaching the age where I can take my private pension but have no plans to retire yet. Are there tax benefits if I defer my pension until I do?

A: Yes. Judging by what you have said, you have not started to take any of your pension, whether it be the tax-free lump sum available at age 55 or a regular drawdown of income. If that is the case, you can continue to contribute up to £60k per tax year to your pension. This attracts tax relief.

If you had taken any of your pension as income, you would have triggered the Money Purchase Annual Allowance (MPAA), which is the limit on the amount you can contribute to your defined contribution pension. The limit drops from £60k to £10k, greatly reducing the maximum potential tax relief available. Also, unlike the Standard Annual Allowance of £60k, you cannot carry forward any unused MPAA from previous years.