ACE Accountancy & Tax Services Limited

30/04/2026

10/04/2026

Did you know you can pay over 60% tax in the UK? 🤯
If you earn between £100,000 and £125,140, this is the UK’s most painful tax trap.

In this band, for every £2 you earn, you lose £1 of your personal allowance.

That creates an effective income tax rate of 60%
👉 and over 60% once National Insurance is included.

The good news?
✅ There are perfectly legal ways to mitigate this
✅ With the right planning, pensions, income timing, and structure you can keep far more of your money.

📩 DM me “100K” and I’ll send you a free guide showing exactly how to reduce this trap.

01/04/2026

As we approach the end of the 2025/26 tax year, here are 5 quick checks to make sure you’re making the most of the allowances available to you:

1️⃣ Review your salary
Make sure your director’s salary is set at the most tax‑efficient level for the year.

2️⃣ Use your pension allowance
Pension contributions can be a powerful (and compliant!) way to reduce Corporation Tax while building long‑term wealth.

3️⃣ Declare any final dividends
If you’re planning dividends before 5 April, review your available profits and tax thresholds.

4️⃣ Use your trivial benefits allowance
Up to £50 per gift, £300 per director per year a simple way to extract value tax‑free.

5️⃣ Annual event exemption
A staff event up to £150 per head (including directors) is allowable when meeting the criteria.

If you need help with any of this, send me a DM I’m here to keep things calm, clear, and in control.

⚠️ Disclaimer
This post is for general information only and should not be taken as personal tax advice. Always seek tailored guidance based on your circumstances.

27/03/2026

Can’t afford an accountant yet?

Here are 5 simple habits that will save you stress, time, and tax later:

1️⃣ Separate business + personal finances
Keep your business transactions clean. It makes bookkeeping, tax, and future funding 10x easier.

2️⃣ Open a proper business bank account
It looks more professional, avoids confusion, and gives you clearer cashflow visibility.

3️⃣ Snap receipts as you go
Whether you use your phone or an app, this stops you losing paperwork and keeps expenses accurate.

4️⃣ Do your bookkeeping little and often
10 minutes every few days beats hours at year‑end. You’ll always
know exactly where you stand.

5️⃣ Review your weekly cashflow
Check what’s coming in, what’s going out, and what’s left. This gives clarity, control, and confidence.

✅ Want some personal help?
Comment “TIPS” and I’ll send you the link to book a free 30‑minute consultation with me packed with value, guidance, and simple steps to get your finances under control.

No pressure. No jargon. Just support.