What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

J F Hornby & Co

Home
United Kingdom
Ulverston
J F Hornby & Co

J F Hornby & Co Chartered Accountants in Ulverston, Cumbria. Accountants of the year, uber friendly, professional and attentive, tax innovators.

What more can be said about J F Hornby & Co. We continue to raise the bar when it comes to accountancy and we are the firm everyone aspires to be like. The constant pursuit of excellence continues.

23/07/2026

❤️ | PROUD TO SUPPORT THE LOVE BARROW AWARDS

We're delighted to be supporting the Love Barrow Awards 2027 as a Patron.

The awards celebrate the people, groups and organisations who go above and beyond to make Barrow and the Furness area a great place to live, work and love.

As a local business, we're proud to support an initiative that recognises the people who quietly give their time, energy and commitment to helping others.

A huge thank you to the Love Barrow team for all the work they do in bringing the awards together each year. 👏

Know a local hero who deserves recognition?
🏆 Nominations close on Friday 11 September 2026 at 6pm.
👉 Nominate here: https://loom.ly/WDqv-OU

21/07/2026

🚜 | PROUD SPONSORS OF HAWKSHEAD AGRICULTURAL SHOW

We're delighted to be sponsoring the Hawkshead Agricultural Show on Tuesday 18 August.

For generations, the show has been a celebration of agriculture, food and rural life, bringing together local businesses, farming communities and visitors from across the region.

As a firm that works closely with many rural and agricultural businesses, we're proud to support an event that showcases the people, skills and traditions that help our communities thrive.

A big thank you to the organisers for all their hard work, and best wishes for a successful show. 🌟

📸 Clare Gelderd Photography

20/07/2026

📣 | DID YOU KNOW?

18.5% of the tax due from Self Assessment businesses goes unpaid, according to HMRC.

HMRC estimates that the tax gap for Self Assessment businesses is worth around £5 billion.

That's one of the reasons behind Making Tax Digital for Income Tax, which now requires affected sole traders and landlords to keep digital records and submit updates using compatible software.

Good digital record-keeping can help you:
✔ Reduce the risk of errors
✔ Keep your records organised
✔ Make reporting more efficient
✔ Gain a clearer picture of your finances

At J F Hornby, we help businesses stay compliant, maintain accurate records and make the most of digital accounting tools.

💬 Need help navigating MTD requirements? We're here to help.

📞 01229 588077
✉️ [email protected]

Source: HMRC – Making Tax Digital for Income Tax policy paper.

17/07/2026

📊 | MYTH VS. REALITY

Myth:
"MTD quarterly updates are basically the same as a tax return."

Reality:
Quarterly updates are designed to keep HMRC updated throughout the year and help you maintain accurate digital records. They are a summary of your income and expenses for the period, rather than a full tax return.

With the 31 July MTD quarterly deadline approaching, now is a good time to make sure your bookkeeping is up to date and any outstanding records have been entered.

Keeping on top of your records throughout the year can make the process quicker, easier and far less stressful when deadlines come around.

At J F Hornby, we can help you understand your MTD obligations, keep your records compliant and make sure you're ready for each quarterly deadline.

We don't just help with submissions.
We help you stay organised and informed throughout the year.

💬 Have questions about Making Tax Digital? We're happy to help.

📞 01229 588 077
📧 [email protected]

16/07/2026

💻| DOES MTD SUBMIT EVERYTHING AUTOMATICALLY?

It's a common question as more businesses move across to Making Tax Digital.

If you're using MTD-compatible software such as Xero, QuickBooks or FreeAgent, your quarterly updates can be generated from the records you enter throughout the year.

The software can generate your quarterly updates automatically, but they still need to be submitted to HMRC. That's why keeping your records accurate and up to date is so important.

✅ Record income and expenses as you go
✅ Keep your records accurate and up to date
✅ Check your figures before submission

When your records are maintained properly, MTD software can make quarterly reporting much simpler and save valuable time.

Need help with MTD or choosing the right software for your business? Get in touch today

📞 01229 588077
📧 [email protected]

Source: HMRC guidance on Making Tax Digital for Income Tax.

14/07/2026

🏢| BEFORE YOU START A NEW BUSINESS...

Starting a business is exciting. You've got the idea, the motivation and a vision for where you want to go.

But before you dive in, it's worth taking a step back and making sure you've got the right foundations in place.

One of the first decisions you'll face is how to structure your business. Should you operate as a sole trader or set up a limited company? The answer can affect everything from how much tax you pay to how you're protected if things don't go to plan.

It's also important to think about record-keeping, registering with HMRC, budgeting for tax bills and putting systems in place that will support growth from day one.

Getting these decisions right early can save a lot of time, money and stress later.

At J F Hornby, we work with new business owners every year, helping them start with confidence and avoid common pitfalls.

💬 The right advice at the start can make all the difference.

📞 01229 588077
📧 [email protected]

10/07/2026

📉 | ARE WE LOSING OUR ENTREPRENEURS?

Recent figures show new business creation is slowing across the UK, with the first quarter of 2026 recording the lowest number of start-ups since records began in 2017.

J F Hornby Managing Director Paul Hornby believes the trend reflects growing concerns around the costs, risks and responsibilities of business ownership.

💬 "Nobody starts a business because they want less security, more stress and longer hours, although those things come with the territory. They do it because they believe they can build something worthwhile and be rewarded for the risks they take."

According to Paul, many would-be entrepreneurs are now questioning whether that balance still exists.

💬 "At some point there needs to be a recognition that wealth, jobs and growth do not appear by accident. They are created by people willing to take risks. If we continue to make those risks harder to justify financially, we shouldn’t be surprised when fewer people decide to take them."

At J F Hornby, we work with start-ups and established businesses across Cumbria and beyond, so we're seeing first-hand both the challenges business owners face and the value they bring to local communities and the wider economy.

09/07/2026

📩 | DON'T MISS OUR LATEST UPDATES

Our newsletter is more than just tax reminders.

Sign up to receive:
✅ Tax and accounting updates
✅ Key HMRC deadlines and reminders
✅ Practical business and financial insights
✅ The latest company news and developments

Whether you're running a business, managing your personal finances or simply want to stay informed, our newsletter delivers useful updates straight to your inbox.

📬 Join our mailing list today and never miss an update.
👉 https://loom.ly/ZOsRSxY

08/07/2026

📄 | WHY IS PROACTIVE TAX PLANNING IMPORTANT?

Because good tax planning isn't just about meeting deadlines; it's about giving yourself more options.

✅ Proactive tax planning can help you:
• Make the most of available tax reliefs and allowances
• Improve cash flow throughout the year
• Avoid unexpected tax bills
• Plan ahead for major business or personal financial decisions

💡 If your profits have reduced during the 2025/26 tax year, reviewing your position before the 31 July deadline could show that your payments on account are higher than they need to be. Taking action early may help reduce the amount you need to pay upfront.

📅 Why it matters now:
The Self Assessment payment on account deadline falls on 31 July. By making sure your records are up to date, you can get a clearer picture of your tax position and identify any opportunities available to you before the deadline arrives.

We’ll help you:
✔ Review your current tax position
✔ Identify tax-saving opportunities
✔ Plan ahead to avoid surprises
✔ Stay compliant and meet important deadlines

💬 Want to make sure you're not paying more tax than you need to? Speak to our team

📞 01229 588 077
📧 [email protected]

07/07/2026

📣| DID YOU KNOW?

57% of UK private sector businesses are sole traders, while 37% are actively trading companies.*

There’s no one‑size‑fits‑all when it comes to your business structure.

For some businesses, moving to a company structure can offer greater flexibility as they grow.

For others, staying as a sole trader is the simpler option, especially in the early stages.

It often comes down to things like your profits, plans, and how you want to run things day to day.

At J F Hornby, we help you:
✔ Understand your options clearly
✔ Weigh up what’s right for your situation
✔ Plan ahead as your business grows
✔ Make decisions with confidence

💬 Unsure what’s right for you? We’re here to help.

📞 01229 588077
✉️ [email protected]

*Source: FSB – UK small business statistics (2025)

Address

Ulverston
LA127AJ

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

01229 588077

Website

http://www.jfhornby.co.uk/

Alerts

Be the first to know and let us send you an email when J F Hornby & Co posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to J F Hornby & Co:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing