TWM Financial Planning

02/06/2026

They say black is slimming 👀 Doesn't Tom Smith look awesome donning the awesome black kit at the DEBRA charity game on Sunday at Oxford City. He was joined by a whole host of footballing legends.

01/06/2026

Markets can move quickly, especially when global events dominate the headlines.

Recent weeks have seen investor sentiment improve, with major US markets reaching new highs despite ongoing uncertainty surrounding developments in the Middle East. At the same time, discussions around inflation, interest rates and energy prices continue to influence economic expectations.

One of the key reminders from recent market activity is that short-term events rarely tell the full story. While headlines can create uncertainty, long-term investing is often about staying focused on wider goals rather than reacting to day-to-day developments.

The latest updates have also highlighted how different economies can be affected in different ways. Factors such as energy dependence, industry composition and consumer spending patterns can all influence how markets respond to global events.

For those reviewing their finances, periods of uncertainty can provide a useful opportunity to revisit long-term plans, ensure savings and investments remain aligned with personal goals, and consider whether current arrangements are still suitable for future needs.

Understanding the bigger picture can help provide context during periods of market volatility.

Read more: https://www.twmfinancialplanning.co.uk/article/detail/sjpp/weekwatch-01-06-2026.html

28/05/2026

Our very own Tom Smith is playing in the DEBRA charity games this Sunday at Oxford City. Join him as they welcome a whole host of footballing legends to The MGroup Stadium.

Jimmy Bullard, Matt Le Tissier, Razor Ruddock, Graeme Souness and other legends will be there including Tom's father... Oxford legend, Denis Smith.

Tickets can be bought here: https://oxfordcityfc.ticketco.events/uk/en/e/the_three_horseshoes__debra_charity_cup

Auction prizes can be found here: https://app.galabid.com/debra-charity-auc/items

26/05/2026

Nvidia earnings – excellent but not enough?

Last week was a busy time for markets.

In the US, markets delivered further gains. The S&P 500 rose for the eighth consecutive week. By style, small-cap and value outperformed growth and large-cap.

Chip maker Nvidia, the world’s most valuable company, reported another bumper set of results for the first quarter. Compared to the year before, sales rose by 85%, while net earnings increased threefold. In both cases, results were way ahead of expectations and confirmed high demand for data centres and AI.

Historically, Nvidia’s earnings results have dominated much of the news flow and helped set investor sentiment. Yet, the past few quarters have shown how difficult it has become for the company to wow investors sufficiently to generate a positive share price reaction. Nvidia’s share price eased after results, though it remains about 20% higher year-to-date.

Longer term, some analysts point to Nvidia’s extremely high (70%+) gross profit margins. The rapid roll-out of lower cost AI chips by competitors may not be a direct threat to Nvidia. However, it is likely to keep investors wondering how long it will be able to maintain such high margins. #

Find more: https://www.twmfinancialplanning.co.uk/article/detail/sjpp/weekwatch-26-05-2026

This content is for information only and does not constitute financial or legal advice. The value of investments may fall as well as rise, and you may get back less than you invested.

26/05/2026

In 5 weeks time I will be hiking a 10-peak marathon along the Cotswold Way to raise money for the St. James's Place Charitable Foundation,

I am so happy to confirm that I have already surpassed my fundraising target of £500 and in less than 2 weeks I have raised £766!!

This excludes gift aid and also the matching by St. James's Place.

Can I make it to £1,000 over the bank holiday weekend?!

Please sponsor me via the below Just Giving link:

Help Hannah Street raise money to support St. James's Place Charitable Foundation

22/05/2026

We think Philip wins for the 🏆 for the most beautiful setting for a client meeting... we think the swans were angling for some sound financial planning as well 🦢

18/05/2026

UK government bond yields climbed again last week, with 10-year gilt yields ending above 5.1% and 30-year yields approaching 6%, their highest levels in decades.

Political uncertainty at home, alongside concerns over public finances and higher energy costs linked to the Iran crisis, added to investor unease.

There was some brighter UK economic news, with GDP growing 0.6% in Q1 2026 - the strongest performance among G7 nations. However, questions remain over how inflationary pressures and geopolitical risks may affect growth in the months ahead.

In the US, April inflation rose to 3.8%, driven largely by higher oil and gas prices, adding pressure to bond markets and contributing to renewed equity market volatility.

Elsewhere, the FCA announced a review into how investment firms support bereaved customers, while the government published further detail on how Inheritance Tax will apply to most unused pension funds and death benefits from 6 April 2027.

Read more: https://www.twmfinancialplanning.co.uk/article/detail/sjpp/weekwatch-18-05-2026

The value of investments can fall as well as rise, and you may get back less than you invest. Past performance is not indicative of future performance. This content is for information only and does not constitute financial advice.

15/05/2026

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Morning all! To all our followers who are coming to the The Three Horseshoes & Debra Charity Cup on Sunday 31st May, the coaches we're putting on from the pub are selling up fast. Can you please contact Mike on 07896 423712 or [email protected] to secure your places. Return tickets are £15 or £10 for under 18's (includes a bacon roll). The coaches will be leaving at 10.30am sharp and dropping back at the Horseshoes for the evening event. There will also be a pick up in Eynsham. Also, don't forget to book your tickets for the tournament below or via this QR code. Tickets are selling very quickly now!

https://oxfordcityfc.ticketco.events/uk/en/e/the_three_horseshoes__debra_charity_cup

14/05/2026

We're delighted to be sponsoring One-Eighty in their upcoming events in Oxfordshire - tackling the Blenheim 7k and Spartan 10k.

For over 15 years, they have transformed the lives of marginalised young people aged 4-17 across Oxfordshire and Buckinghamshire. Living with profound and complex needs, they support young people who others struggle to access; falling through the cracks in support between health and education.

If you wish to sponsor them, here's the link: https://lnkd.in/enNF2Gv4

13/05/2026

Today is World Cocktail Day 🍹 🍸

Hannah Street has recently found a new favourite, she loves a Hugo. Best not tell her husband that she has a new man in her life.

Will you be partaking in World Cocktail Day?