08/07/2026
Most high-income investors are sitting on a ₹1,25,000 tax break they never use.
Every year, long-term capital gains up to ₹1.25L on your shares and equity mutual funds are completely tax-free. Skip it, and that same money — parked as bank interest — could cost you 30% in tax if you're in the top bracket.
Harvest it instead: sell, book the gain tax-free, reinvest, repeat. Do it for 5 years and you've legally sheltered ₹6.25L from tax — money that stays invested and keeps compounding.
And filing just got easier too — LTCG up to ₹1.25L under Section 112A now fits in ITR-1. No more ITR-2 just because you have capital gains.
Swipe through the full breakdown → ready to build your harvesting plan? DM us on +91-9188648625 for more information.
📍 Mathew & Jacob, Chartered Accountants | Adoor, Kerala
🌐 mathewandjacob.org