My Saving CLUB

16/04/2026

How many years have you spent "planning" to start investing? 🤔

We often wait until we feel we know "enough" or have a huge lump sum. But look at this comparison: 10 years of overthinking results in exactly ₹0.
🛑 10 years of a disciplined monthly SIP actually grows into significant wealth. Knowing doesn't create wealth, acting on it does. Don't let procrastination steal your financial future! Start your journey today. ❤️🏡📈

02/04/2026

It is so easy to give up on our financial goals when we don't see massive progress in the first few years. But think of a snowball—it starts small, but as it rolls, it gains incredible momentum. That’s the secret in this graphic. 📉➡️🚀

"Compounding is slow in the beginning—and unstoppable in the end."

Don't let short-term frustration make you miss your long-term fortune. The first few years are just establishing the foundation. 🌱 Stick with your disciplined SIP and you will witness that vertical trajectory! 💰✨ What's your biggest challenge in staying consistent? Let's discuss below! 👇

01/04/2026

We often wait until we feel "smart enough" or "ready" to start investing.

We think we need incredible brilliance to unlock the door to our dreams.

🗝️ But as this graphic perfectly illustrates, the biggest key to Financial Freedom isn't brilliance—it's just showing up every single month with a disciplined SIP.
Consistency beats cleverness every single time in the long run. 🌱 When are you starting your consistent journey? Let's discuss below! 👇💼

31/03/2026

Market down? Don't panic! 📉 Think of it like your favorite brand going on a massive end-of-season sale. Would you run away from the store, or rush in to buy?

The image says it best: When others panic, disciplined investors go shopping for mutual funds. Secure your future while the "prices" are low. Pass this on to reassure someone today!

31/03/2026

We all love a good sale, right? 🛍️ So why do we panic when the stock market goes on "sale"?

A market crash is just a discount on quality assets like Mutual Funds. The crowd panics (look at the red arrows in the image 😫), but disciplined investors know this is the exact time to fill the cart. Don't run away from the green arrows 📈. Invest now while the prices are lower!

19/07/2023

https://youtu.be/IiYBdG_3TvQ

In this video, I have talk about 5 books if you want to develop rich mindset.How rich people think and what is their mindset, habits, goals.I will recommend ...

16/04/2018

To Invest in Mutual Funds Online
Call on 9891853988

12/04/2018

Greetings from EaseMySavings.com and LINZWorldwideInvestment. We are in business of providing All Mutual Funds & Insurance, Loan products from all leading Banks, NBFC's & Insurance company. Below are the portfolios we are dealing in :-
1. Mutual Funds
2. Tax Saving Mutual Funds
3. Life Insurance(Term Plan)
4. Health Insurance
5. Car Insurance
6. Home Loan
7. Car Loan
8. Personal Loan
Pls feel free to contact for any kind of queries.
Thanks,
Vijay Gupta,
Office: C-55, 2nd floor, Palam Vyapar Kendra, Gurgaon
Mob: 9891853988

01/11/2017

Balanced Fund is the ideal for regular income
For investment in Mutual Fund call 9891853988

29/10/2017

*Thumb Rule of Financial planning.*

1. 30 % of your income must be used for *monthly living expenses.*

2. 30% of your income must be used for *Liabilities repayments*, if any..

3. 30% of your income must be *SAVED* and *INVESTED* for your future LIVING.

4. 10% of your income must be spared for *entertainments, vacations*

5. 6 months expenses must be available for *emergency fund* (should be invested in LIQUID FUND, FD Etc)

6. *Home loan* must be registered and apply on both *husband and wife name.* (Both can get benefits on Home loan Tax benefits)

7. Buying *second house for investment is not advisable* ( _Survey reports - it will fetch you only around 3% return_)

8. After 45 years of age, *not supposed to enter into any BIG LIABILITIES* (Higher education of children and wedding of children will happen around 45 to 50 only, so plan now for the same.)

9. Have joint account @ Bank savings account.

10. Property must be *registered on both Husband and wife name*. (As per legal act – after husband first legal heir is wife, after wife it will go to children only)

11. Regular check on *Nominations at all financial instruments.* if not nominated, do it now..

12. Only in insurance policy, Claims payable to Nominee. In other financial instruments legal heirs certificate is must to get back the settlement

13. Must have *Term Insurance* to financially secure future of your dependants.. *Conventional Insurance products* can serve as Debt oriented investments and provide assured returns in the present falling interest regime with Tax benefits.

14. *Don’t take any financial investment decisions EMOTIONALLY*, and also Avoid last minute tax saving investment decisions, plan well in advance..

15. *MEDICLAIM is must* (in spite of Group mediclaim coverage given at office) (After retirement there is no mediclaim coverage, after 50-55 years of age, it's very tough and costly to enter into mediclaim)

16. For your *jewelry LOCKER*, Only one lakh is payable by bank, if theft or fire happen at bank. Provided insurance done.

17. Like same way *Government guaranteed only one lakh for your FD* also. (Fixed deposits with Banks upto Rs. 1 lakh only are backed by deposit insurance)

18. Must know all *Tax implications.* You cannot avoid paying tax. But you can minimize by way of tax planning and investments..

19. All *financial documents must be kept safely* and keep family members informed of the same..

20. *Financial investments* must be followed through *personal financial advisor..*

21. *Review your portfolio at every six month..*

_*These are general suggestions, personal Finance and investment decisions depends upon case to case*_