Vivek Moneywise

15/12/2024

Volatility refers to fluctuation in stock prices and is a inevitable character of equity markets and one has to learn to deal with it to be a successful investor.The chart below shows the volatility of stock markets in the last 5 years.Even though there was volatility the sensex returned absolute returns of 115% since the march 2020. Volatility is also due to demand and supply change at the stock market and some of the factors affecting demand and supply changes are given below....

Volatility refers to fluctuation in stock prices and is a inevitable character of equity markets and one has to learn to deal with it to be a successful investor.The chart below shows the volatilit…

14/10/2024

A financial distributor plays a key role in making the investment journey convenient,safe and a pleasant journey.There are more than 1000 schemes to invest and it is difficult to know when and what to buy and sell.Knowing what to sell is more difficult than buying.Investors can buy at their fingertips but dont know when to sell. Selection of a scheme is more a art than a science.Funds have to be selected based on age,risk profile,time horizon to invest and financial goals.All schemes are not suitable to everybody and selecting a scheme according to client needs will be done by a distributor....

A financial distributor plays a key role in making the investment journey convenient,safe and a pleasant journey.There are more than 1000 schemes to invest and it is difficult to know when and what…

23/10/2023

"In a stock market,the most important organ is the stomach,Its not the brain.On the way to work the amount of bad news you can hear is almost infinite now.can you take that"-Peter Lynch

23/10/2023

Retirement planning for consevative and moderate investors
Retirement Planning as a subject takes a backseat due to busy schedules,immediate expenses,loans and a thought that retirement is in distant future.A survey by HDFC Pension Fund across several to

Retirement Planning as a subject takes a backseat due to busy schedules,immediate expenses,loans and a thought that retirement is in distant future.A survey by HDFC Pension Fund across several town…

11/06/2023

Arbitrage funds are hybrid mutual fund schemes which aim to generate arbitrage profits by exploiting price differences of the same underlying assets in different capital market segments. These funds can also invest in debt and money market instruments. How does arbitrage work? Let us assume that a stock is trading at Rs 100 in the cash market and for Rs 102 in the F&O (derivatives) market....

Arbitrage funds are hybrid mutual fund schemes which aim to generate arbitrage profits by exploiting price differences of the same underlying assets in different capital market segme…

31/03/2023

The traditional role of women taking care of homes and men taking care of finances have changed.Nowadays more women are working in urban areas and as per NSSO survey 16% of women are working as per 2018-19 survey.More women including home makers are involving in financial investments than ever before.However a few basic points given below should be noted to get better outcomes....

The traditional role of women taking care of homes and men taking care of finances have changed.Nowadays more women are working in urban areas and as per NSSO survey 16% of women are working as per…

26/03/2023

Start Investing late-Women may start their investment journey late due to break in career due to marriage,childbirth etc and may want to settle down in careers before starting to invest.Earlier women start to invest more is the power of compounding. Make a goal plan-It is important that both working women and homemakers are aware of financial goals and take part in setting them.Having and setting financial goals is the most important step towards achieving financial goals.goals may be short term,medium term or long term.Goal planning should take into consideration risks like death,serious illness,work interuptions like child care,child birth,ta

Start Investing late-Women may start their investment journey late due to break in career due to marriage,childbirth etc and may want to settle down in careers before starting to invest.Earlier wom…

14/01/2023

With New year over just over 2 weeks back,many of you may have have set professional,personal and social goals ,how about adding simple financial goals for New year 2023 and this could be a great time to add and revisit existing and future financial goals. Increase your investment amount Congrats for already starting on your investment journey.With rise in income every year dont forget to top up your investment every year.It can be done monthly at regular intervals as a fixed sum or as a percentage of your starting sip amount or in lumpsum also.A normal sip of 10000/- month for 20yrs at 12% would reach a value of 9198574/-.A step up sip of 5% every year on 10000/- for 20yrs at 12% would fetch a value of 12753723/- an increase of corpus of 38% over a normal sip amount.This also helps to curb unnecessary spending and leverage and power of compounding even more....

With New year over just over 2 weeks back,many of you may have have set professional,personal and social goals ,how about adding simple financial goals for New year 2023 and this could be a great t…

09/10/2022

Global equity markets have been very volatile due to inflation and war in ukraine.Unlike in the past indian equity investors showed maturity and continued their investments.As per AMFI data monthly sip flows are12693 crs as of Aug 2022. Should one book profits in sip Sips are done for a financial goal such as retirement,child education,child marriage,advance for house etc.One should ideally book profits or switch to debt when one is 2yrs away from a financial goal.Markets may be volatile in the short term but one should continue their investment till one achieves financial goal....

https://vivekmoneywise.wordpress.com/2022/10/09/should-you-book-profits-on-investment/

Global equity markets have been very volatile due to inflation and war in ukraine.Unlike in the past indian equity investors showed maturity and continued their investments.As per AMFI data monthly…

31/07/2022