Tirthapati Deb : Financial Gyan

11/07/2023

Are you planning to take a home loan?

* as you know that you have to return the Principle amount along with Interest which is huge.

# What if the interest amount will be Zero???
You don't need to pay the interest amount.

Presenting soon 1 hour seminar on it?

Interested???
Then comment "INTERESTED" and share the post.
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আপনি কী হোম লোন নেওয়ার পরিকল্পনা করছেন?

* আপনি কী জানেন যে আপনাকে সুদের সাথে মূল পরিমাণ ফেরত দিতে হবে।

# যদি কোনো সুদ পরিশোধ করতে না হয়???
হ্যা। আপনাকে সুদের পরিমাণ পরিশোধ করতে হবে না।

এর ওপর শীঘ্রই ১ ঘণ্টার সেমিনার উপস্থাপন করতে চলেছি।

আগ্রহী???
তাহলে "ইন্টারেস্টেড" লিখে কমেন্ট করুন এবং পোস্টটি শেয়ার করুন।

08/07/2023

Celebrating 2nd year of my page Tirthapati Deb : Financial Gyan on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

12/06/2023

What is SIP?

• SIP means Systematic Investment Plan, which invest your money in Mutual Fund. It is a non guaranteed investment plan. The return of the investment depends on market.

There is a process while investing in SIP. In every month you have to invest an amount to this scheme. Although there are some exceptions.

It is very important to invest for a long time to get a respectful return although it depends on market.

∆ Funds =

There are so many types of funds where you have the option to choose for your investment, ie, Large Cap Fund, Mid Cap Fund, Small Cap Fund etc.

∆ Benefits =

Now-a-days everyone wants to make a good wealth. It might be for his/her retirement wealth, marriage of children or for their education purpose or for your individual needs or goals.

In mutual fund you will get a cumulative return of your investment. It is better to start in the very next day of getting income source.

∆ Example 1 =

Let Mr. A whose age is 30 and he starts a SIP of amount 10000 per month for a period of 30 years ( Taking age 60 for retirement). Then on an average he will get 12% of rate of interest.

So the investment amount will be 36 Lakh
Estimate return 3.17 Crore
Total accumulated fund will be = 3.53 Crore

∆ Example 2 =

Let Mr. B whose age is 50, retirement age will be 60. He starts a SIP of amount 50000 per month at a estimated rate of return of 12%

So the investment amount will be 60 Lakh
Estimated return 56 Lakh
Total accumulated fund will be 1.16 Crore

∆ Summary =

Tenure of investment is very important here. See the difference of accumulated fund of Mr. A and Mr. B.
So lets start a SIP.
SIP can be starts with a minimum amount of Rs 500 per month for some funds

Do not worry about about the investment amount but should worry about the investment tenure.

∆ There might be so many doubts which you have, for a clear concept I will make a video on this topic.

You can ask your doubts in comment box also.

Thank you

19/03/2023

19/03/2023

Financially support is a big thing, not only for today also for tomorrow. If you are the only earning member in your family, do you know what happens to your family, how they survive if anything bad happens to you.

If you want to know that how to plan for your future, how to make a good wealth, how to plan for your taxes, how to save money and get financially stability then I can help you.
You also can follow my youtube channel.

If I get a good response from you then I can get motivation to write about the topics.

If you have any other query about finance other than above mentioned topics please let me know in comment box.

23/01/2022

Hi friends,
Subscribe my youtube channel which contains personal finance (in bengali language).
Hope you will like those videos.

YouTube channel link -

https://youtube.com/channel/UCyxeOTNry5MnhvCSFdN46VQ

26/12/2021

Guys follow my youtube channel for your financial stability. Do subscribe my channel.

Hi Friends, I am Tirthapati Deb. I am a Financial Adviser. Welcome to my youtube channel Focus On Finance. I want to increase Financial knowledge of a common...