28/08/2026
“Salary aate hi 90% log ek hi galti karte hain… pehle kharch, phir saving!”
Main iska ulta karti hoon.
Mera simple 30-30-30 rule dekhiye 👇
30% — NEEDS
Ghar ka basic kharcha, groceries, school fees, bills.
Needs ko control karo, lifestyle ko nahi.
30% — WANTS
Car EMI, house EMI, shopping, travel, lifestyle.
Lekin ek rule — wants ke liye future ko mortgage mat karo.
30% — SAVINGS
Aur yahin se real wealth banti hai.
Isko 3 parts mein divide karo:
💰 10% — Emergency Fund
Paise aise rakho jo zarurat padte hi available ho.
🎓 10% — Mid-Term Goals
Bachchon ki higher education, future goals, planned expenses.
🌴 10% — Retirement
Aaj ki income ka ek hissa apne kal ke lifestyle ke liye.
Aur jaise-jaise salary badhe…
SIP badhao, savings badhao — sirf lifestyle mat badhao!
Because rich dikhna aur wealthy banna — dono alag cheezein hain.
SAVE this reel — next salary aane se pehle apna 30-30-30 plan bana lo.
SHARE it with someone who earns well but still struggles to save.
Follow Wealth Vedas for simple, practical wealth strategies.
Savings Investing Re