19/08/2026
You have ₹50 lakh to Prepay your Home Loan. 🏠
Would you reduce your EMI or your loan tenure?
If you can comfortably afford your current EMI, reducing the tenure can help you become debt-free sooner and potentially save significantly on interest.
But before prepaying, make sure your emergency fund, insurance and short-term goals are taken care of.
What would you choose?
A. Reduce EMI
B. Reduce Tenure