CA Shreyas Sagvekar

Directions Website

CA Shreyas Sagvekar CA | Money made simple
Everyday finance explained for real life
Education only • No advice

17/05/2026

Gold India mein sirf investment nahi hai — emotion hai.
Lekin jab India record level pe gold import karta hai, toh uska direct impact rupee, forex reserves aur economy pe padta hai.
Is video mein maine simple language mein explain kiya: ✔ Government gold buying reduce kyun karna chahti hai
✔ Gold imports economy ko kaise affect karte hain
✔ Gold prices aur investors pe kya impact ho sakta hai
⚠️ Important: Gold BAN nahi hua hai.
📌 Save this reel
📌 Share with someone investing in gold
📌 Comment: Gold buy karoge ya wait?


indiainvesting financeindia wealthbuilding economy rupee
investingindia goldprice financereels reelitfeelit explorepage

05/04/2026

Income tax rules have changed from 1st April 2026 — and these are the updates you can’t afford to ignore.
From new tax act to allowance increases, STT hike, HRA expansion and form changes — these directly impact your salary, investments and tax planning.
If you don’t understand these changes early in the year, you may end up paying more tax or planning incorrectly.
In this video, I’ve broken down the most important updates in simple terms so you can take better financial decisions.
📌 Save this for tax planning
📌 Share with someone who needs this
📌 Comment “TAX” if you want next video on how to save tax


indiainvesting wealthbuilding taxupdates financeindia smartmoney
reelitfeelit explorepage financereels moneyreels learnfinance

15/03/2026

Agar aap mutual funds ya stocks mein invest karte ho,
toh ek important rule hai jo bahut log ignore kar dete hain.
Har financial year mein ₹1.25 lakh tak long term capital gain tax free hota hai.
Par problem kya hai?
Most investors sirf SIP chalate rehte hain
aur kabhi gains realise hi nahi karte.
Result?
Jab finally investment sell karte hain
toh saara gain ek saath taxable ho jata hai.
Smart investors ek simple strategy use karte hain:
Capital Gain Harvesting
Isse:
• Gains tax free book ho jate hain
• Cost price reset ho jata hai
• Future tax kam hota hai
Agar aap har saal ₹1.25L LTCG utilise karte ho
10 saal mein
₹12.5L gains tax free ho sakte hain.
20 saal mein
₹25L gains tax free.
Matlab roughly ₹2.5L tax saving.
Ek simple habit
jo bahut log miss kar dete hain.






MoneyEducation
InvestingIndia
WealthCreation
FinanceTips
SmartInvesting
MoneyManagement
LongTermInvesting

28/02/2026

Last reel mein dekha tha —
₹12.75L tak new regime no-brainer tha.
Ab ₹15 lakh pe final comparison dekh lo.
New Regime tax ≈ ₹97,500
With employer NPS ≈ ₹89,700
Old Regime (₹6.5L deductions including HRA, 80C, Home Loan, 80D, NPS)
Tax ≈ ₹85,800
Breakeven number yaad rakho:
👉 ₹6 lakh deductions.
₹6L cross karte ho?
Old regime makes sense.
Nahi?
New regime simpler and usually better.
Important question:
Kya aap consistently ₹6L deductions claim karte ho?
Comment your deduction amount 👇
Save this before filing ITR.
Next video: Smart tax saving hacks that actually work 🔥





SalaryLife
MoneyMatters
WealthBuilding
IndianProfessionals
TaxSaving

15/02/2026

Agar aapki salary ₹12.75 lakh tak hai…
Toh aap legally zero tax de sakte ho. 😳
Under the new regime:
✅ ₹12 lakh rebate
✅ ₹75,000 standard deduction (salaried)
Matlab — ₹12.75 lakh tak effectively no tax.
Ab simple decision 👇
👉 Income ₹12.75 lakh ke andar?
New regime usually makes sense.
👉 Income higher + heavy deductions (80C ₹1.5L + HRA + home loan ₹2L)?
Old regime compare karna padega.
Regime se zyada important hai —
aapki income bracket.
Next reel mein ₹15 lakh ka side-by-side comparison karenge.
Comment karo — Old ya New?






SalaryLife
MoneyEducation
FinancialAwareness
IndianProfessionals
SmartMoney

09/02/2026

₹200 lagta hai chhota kharcha, right?
Chai, cab, Swiggy… kuch bhi “extra” nahi lagta.
Par jab yeh ₹200 roz repeat hota hai na—
Toh saal ke end tak ₹48,000 gayab ho jaate hain.
Aur humein lagta hai problem income ki hai.
Sach?
Problem awareness ki hai.
Isliye ek simple challenge 👇
👉 7 din ke liye chhote kharchon ke liye cash only
👉 Weekly limit set karo
👉 Cash khatam = spending khatam






MoneyAwareness
IndianSalaried
FinancialDiscipline
ReelsFinance
MiddleClassMoney

25/01/2026

Money problems are rarely income problems.
They’re system problems.

This 3-bucket method helps you:
✔ Avoid last-week stress
✔ Control spending without guilt
✔ Build safety automatically





18/01/2026

Salary nahi, habit decide karti hai wealth.
Watch till end for the 90-day challenge.

11/01/2026

Most people know their salary but not their survival number 💰

I asked 3 simple questions (no app allowed):
1️⃣ Last month's total spending?
2️⃣ Monthly survival cost if income stops?
3️⃣ One expense you can cut tomorrow?

Here's what happened: Everyone answers 1 & 3... but Question 2? Silence.

That blank is your biggest financial blind spot.

Financial stress isn't about earning less. It's about not knowing how long you can last without income.

Awareness → Planning → Investing → Wealth

Drop 🤔 if you paused to think
Comment "clarity" if you know all 3 numbers

PS: No judgment zone. We all start somewhere 💙

BudgetingTips FinancialFreedom MoneyManagement WealthBuilding FinancialPlanning IndianFinance MoneyGoals FinanceTips SavingMoney InvestingForBeginners FinancialEducation MoneyMatters SmartMoney FinancialWellness MoneyStress

04/01/2026

Not investing? You're STILL taking risk. Here's how. 👇

4 silent risks already eating your wealth:
1️⃣ Inflation (6-7% yearly)
2️⃣ Job/Income uncertainty
3️⃣ Medical emergencies
4️⃣ Growing responsibilities

Your choice isn't "risk vs safe."
It's "managed risk vs unmanaged risk."

Choose wisely. 💰

Save this for later 🔖
Share with someone who needs to see this 📲

FinancialFreedom InvestSmart MoneyManagement PersonalFinance WealthCreation FinancialPlanning InvestingForBeginners MoneyMindset FinanceTips FinancialLiteracy InvestingTips PassiveIncome WealthBuilding FinancialIndependence MoneyMatters

Address

B-204, Shiv Omkar, Nandivli Road
Dombivli
421201

Website

Alerts

Be the first to know and let us send you an email when CA Shreyas Sagvekar posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category