Purpose of Collection, Storage, Use, Processing:
You authorize JMR Insurance to contact you through call, SMS, email, WhatsApp or any other mode in future. JMR Insurance collect your Information solely for the purpose of providing you the product or service that is connected with the function or activity of the JMR Insurance which includes but not limited to the following ("Purpose"):
• To inform
you about various products and services;
• To address your queries and resolve your concerns pertaining to any service or product that you were looking for;
• To process your transactions and to provide you with transaction and post transaction-related services, providing, improving, and marketing our products and services, including site content and performance;
• To send you survey and marketing communications or facilitate various programs and initiatives launched either by us or third party which we believes may be of interest to you;
• To facilitate your usage of Website and improve our service, product or content on Website;
• To review Website performance and do data analysis to make your experience better;
• To protect the integrity of our Website;
• To inform you about change in any term and condition of this Privacy Policy or Terms of Use;
• To implement information security practices, to determine any security breaches, contaminant or computer virus, to investigate/prevent/take action illegal activities and suspected fraud; and
• To perform such other functions as described to you at the time of collection or pursuant to your consent. Sharing, Transfer or Disclosure:
We do not disclose any non-public personal information about our users, customers or former customers to anyone, except:
• As permitted by law;
• Servicing your requests and facilitating your use of our Website;
• Analyze use of and improve our Website, products and services;
• Identify and protect against fraudulent transactions and other misuses of our Website; and
• Enforce our Terms of Use. You acknowledge and agree that JMR Insurance may share, disclose, transfer or part with your Information to other entities depending upon the type of service or product you are looking for or for one or more of the permissible purposes. JMR Insurance may also share your personal or non-personal information where it is required to share the same with such other entities for providing you the service or product and you provide JMR Insurance, your unconditional consent to do the same. JMR Insurance may share statistical data and/or other Non-personal Information or details without your express or implied consent to facilitate various program or initiatives launched by JMR Insurance, third party service providers, insurance companies, partners or financial institutions, from time to time. We use other third parties such as a credit/debit card processing company, payment gateway, pre-paid cards etc. to enable you to make payments for buying products or availing services on Website. When you sign up for these services, you may have the ability to save your card details for future reference and faster future payments. In such case, we may share your relevant Information as necessary for the third parties to provide such services, including your name, residence and email address. The processing of payments or authorization is solely in accordance with these third parties policies, terms and conditions and we are not in any manner responsible or liable to you or any third party for any delay or failure at their end in processing the payments. In addition to this, JMR Insurance reserve the right to share your Information with any Government Agency or other authorized law enforcement agencies (LEAs) mandated under law to obtain your Information for the purpose of verification of identity or for prevention, detection, investigation including but not limited to cyber incidents, prosecution, and punishment of offences etc. Third Party Links:
It is clarified that while your usage to our Website; you might see the links to the third party website / advertisements / electronic communication service, which are provided by the third parties. As the operation of the third party is not under control JMR Insurance, therefore JMR Insurance does not make any endorsement / guarantee of any service or products neither offered through third party websites nor make any representation related to the any privacy policy or other policies of such third party. Any usage of such third party website or availing any service or product through third party shall be at your risk and JMR Insurance is not responsible for any loss / damage or otherwise. It is recommended that you should review the privacy policy of such third party websites prior to using such websites. Security Measures:
JMR Insurance takes commercially reasonable security measures to secure your information from unauthorized access, usage or disclosure or alteration. For this purpose we adopt reasonable security practices and procedures, in line with the industry standard, to include, technical, operational, managerial and physical security controls in order to protect your personal information from unauthorized access, or disclosure while it is under our control. While we protect your Personal information as per industry standards, you acknowledge that the internet or computer networks are not fully secure and that we cannot provide any absolute assurance regarding the security of your Personal information. Therefore you acknowledge that you shall not hold responsible JMR Insurance in any manner whatsoever for loss of your information, or any other data, which you shares with us or which we have with us if such loss or any damage caused to you because of Force Majeure events. You further acknowledge that any information (including your personal information) transmitted to us or from your use of Website will therefore be at your own risk. It is clarified that Force Majeure events includes any event which is beyond the reasonable control of the JMR Insurance which may include but not limited to sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer, computer system or computer network, computer crashes, breach of security and encryption. Update of Your Information:
JMR Insurance take all endeavors to update our records with latest information as provided by you, however if you see any discrepancy in your personal information you may contact to us through our contact no. & Email id’s to have your Information updated with us. You also acknowledge that all the information provided by you is out of your free will and in compliance with applicable laws. If we found that any of your Information is in non-compliance with the terms and conditions and Privacy policy, JMR Insurance reserves the right to remove your non-compliant information from its systems. Further, depending on the seriousness of the non-compliance, we may choose to discontinue some or all of the services being provided to you by us.
