Protagonist Business Consulting Pvt Ltd.

14/12/2018

THANK YOU !!
MY MONEY Advisor, was yesterday honoured for our program
STOP GUESSING,
START KNOWING !!!
"Financial Literacy for All", program to bring in a positive change in investor's investing behaviour by knowledge, in a program by MFD Sansar Gyan Club.
MFD is an forum of Mutual Fund advisors in NCR.
I accepted the honour on behalf of
You & all clients of
MY MONEY Advisor.
Thank You for you faith in me.

04/10/2018

Your portfolio must be under lot of stress and showing negative returns too.
Don't worry, we are well diversified in our portfolio and no investment in any funds invested in IL&FS.
Though some of our funds are invested in NBFC stocks. NBFCs have been issuing NCDs at high interest to public to get funds but now unable to service it due to poor off take of their credit. This has resulted in down grading of their ratings and subsequent loss on their stock price.
In a short period investment might show some losses, but these uncertain times ( high crude, rupee fall, trade sanctions and election in 4 large states and union election in 2019) is also best time to add to the our portfolio or atleast stay with SIP our same plan.
Remember very few people get the 28-30% return shown by AMCs as past performance, because most people exist or stop investment in uncertain times and comeback again when markets are booming.
Stick to your 5-7 years plan, out of 3 P's of investment ( patience, persistence & power of compounding) your Patience is on test now.
Recommendation: Hold on to your investment and add on more dips, continue with your SIPs. As long as we are long term investors and our products good, we need not worry.
Markets will bounce back after non serious investors exit.

28/08/2018

Inaugurating the Department of Wealth Management Studies and Delivering inaugural lecture on "Career Prospects in Financial Consulting" at Ramanujan College, University of Delhi.

26/08/2018

*| Importance of Equities |*
Equity has always been known as wealth creators but at the same time are wealth destructors too. Normally the earning life of people is 25-60. i.e 35 years.
Now Debt Investments like FDs, Debt MFs, bonds etc give you a return between 5-8% depending on the tax bracket you are in.
The sensex which is the benchmark of the top 30 companies in India has delivered a double digit return of 12% annually.
A majority of Equity funds have beaten it with a return of 15% on an average.
That means in your earning lifetime i.e 35 years, if you invest your money in Fixed Income it will double your principal every 12 yrs.
Which is to say:
25- you invest Rs/- 1
37- it becomes 2
49- it becomes 4
61- it becomes 8 and you retire
In equities
25- you invest Rs/- 1
30- it becomes 2
35- it becomes 4
40- it becomes 8
45- it becomes 16
50- it becomes 32
55- it becomes 64
60- it becomes 128
which is 16 times greater than 8.
Considering a worst case scenario, you will still settle far above 8.
*What is is risk? Interim volatility OR retiring with a kitty 15 times less?*
*T H I N K*
Start your wealth journey today.

22/07/2018

*Extremely interesting & Must Read* *POWER OF MONEY* By Adam Khoo (Singapore 's youngest millionaire at 26 yrs.) Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia, Indonesia, Thailand and Suzhou (China). I am in the airport almost every other week so I get to bump into many people who have attended my seminars or have read my books. Recently, someone came up to me on a plane to KL and looked rather shocked. He asked, 'How come a millionaire like you is traveling economy?' My reply was, 'That's why I am a millionaire. ' He still looked pretty confused. This again confirms that greatest lie ever told about wealth (which I wrote about in my latest book 'Secrets of Self-Made Millionaires'). Many people have been brainwashed to think that millionaires have to wear Gucci, Hugo Boss, Rolex, and sit on first class in air travel. This is why so many people never become rich because the moment they earn more money, they think that it is only natural that they spend more, putting them back to square one. The truth is that most self-made millionaires are frugal and only spend on what is necessary and of value. That is why they are able to accumulate and multiply their wealth so much faster. Over the last 7 years, I have saved about 80% of my income while today I save only about 60% (because I have my wife, mother in law, 2 maids, 2 kids, etc. to support). Still, it is way above most people who save 10% of their income (if they are lucky). I refuse to buy a first class ticket or to buy a $300 shirt because I think that it is a complete waste of money. However, I happily pay $1,300 to send my 2-year old daughter to Julia Gabriel Speech and Drama without thinking twice. When I joined the YEO (Young Entrepreneur's Orgn) a few years back (YEO is an exclusive club open to those who are under 40 and make over $1m a year in their own business), I discovered that those who were self-made thought like me. Many of them with net worth well over $5 m, travelled economy class and some even drove Hondas, Toyotas and Nissans, not Audis, Mercs, BMWs.. I noticed that it was only those who never had to work hard to build their own wealth (there were also a few ministers' and tycoons' sons in the club) who spent like there was no tomorrow. Somehow, *when you did not have to build everything from scratch, you do not really value money. This is precisely the reason why a family's wealth (no matter how much) rarely lasts past the third generation* Thank GOD my rich dad foresaw this terrible possibility and refused to give me a cent to start my business. Then some people ask me, 'What is the point in making so much money if you don't enjoy it?' The thing is that I don't really find happiness in buying branded clothes, jewellery or sitting first class. Even if buying something makes me happy it is only for a while, it does not last. *Material happiness never lasts, it just gives you a quick fix*. After a while you feel lousy again and have to buy the next thing which you think will make you happy. I always think that if you need material things to make you happy, then you live a pretty sad and unfulfilled life.. Instead, *what makes me happy is* when I see my children laughing and playing and learning so fast.
What makes me happy is when I see my companies and trainers reaching more and more people every year in so many more countries. What makes me really happy is when I read all the emails about how my books and seminars have touched and inspired someone's life.
What makes me really happy is reading all your wonderful posts about how this blog is inspiring you.
*This happiness makes me feel really good for a long time, much much more than what a Rolex would do for me.*
I think the point I want to put across is that *happiness must come from doing your life's work (be it teaching, building homes, designing, trading, winning tournaments etc.)* and the money that comes is only a by-product.
*Save this message to read it from time to time*
THE POWER OF MONEY VERY DOWN TO EARTH VERY PRACTICAL Should share with the children !

20/07/2018

*Very Imp* An important announcement for all of those who have filed their Income Tax return and have received an e-mail stating that there has been an error in calculating your tax and a refund has to be issued, please ignore it.
It is circulated by hackers. Once you click on the link it will direct you to a net banking login page and once you login into it, your bank account will be hacked.
Please ignore such emails. Income tax department will send an intimation about refunds/ payable through a proper notice.
If you check the sender's address it would appear as [email protected] & not [email protected]
Note the *e* is missing from *efiling* & *filing* is spelt as *filling*.
Please widely circulate this message so that nobody falls pray to hackers.

08/07/2018

29/06/2018

Dear customer your Kotak BANK Debit Card points worth Rs 4897 expired by 29/06/2018. Kindly convert your points into cash by click
http://pointkotakzone.com/
👆Sometime we get the above kind of messages vide SMS. These are new kind of IT related frauds.
On opening of the message we are told to fill in a few crucial information to transfer the pay back amount. Once done, they even credit some small amount in your account to win your trust.
Once done, they ask for OTP to credit the Balance amount. If given, you loose all amount from ur Bank.
Have a look carefully at the link, it has Kotak name to deceive you, but is it a Kotak Bank link..... No. Anyway, if we do not have a Kotak Account then why the pass back?
Banks charge us for every service they offer, suddenly why will they become so benevolent? Most of the time Greed gets us, not the fraudster.