22/09/2026
Today, Mr. Jyoti Prakash Gadia, Managing Director, Resurgent India Limited, Mr. Ashish Agrawal, Director, Resurgent India Limited, and Mr. Rohit Kohli, CTO, ScoreMe Solutions, met Shri Sanjay Lohiya, Secretary, Department of Financial Services, Ministry of Finance. The discussion covered opportunities to strengthen financial-sector architecture through greater alignment of bank consultancy procurement with the Ministry of Finance’s principles of competition and proportionality, a clearer operating pathway for SEBI-regulated Special Situation Funds within RBI’s stressed-loan transfer framework, and a wider role for credible ESG ratings as unlisted enterprises increasingly engage with institutional credit and capital.
A second theme was the next stage of trusted digital lending infrastructure. We discussed a consent-governed Lending Intelligence and Fraud-Control Layer that can complement the Unified Lending Interface and Account Aggregator ecosystem through a source-traceable borrower view across bank statements, GST, ITR, MCA and bureau data; privacy-preserving exchange of fraud signals across documents, identities, promoters, mule accounts and beneficiaries; and a “Know Your Agent” framework covering identity, permissions, human approval, limits, revocation and audit trails.
ULI AccountAggregator FraudRisk MSMEFinance ESG DomesticConsultancy Big4