What are the opening hours?

Monday 9:30am - 7:30pm Tuesday 9:30am - 7:30pm Wednesday 9:30am - 7:30pm Thursday 9:30am - 7:30pm Friday 9:30am - 7:30pm Saturday 9:30am - 7:30pm

CA Bijay Kumar Agarwal

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from CA Bijay Kumar Agarwal, Financial Consultant, 405, 4th Floor, Narbada Building, Near Parmeshwari Building, Chatribari, Guwahati.

30/09/2026

PMEGP, Mudra and CGTMSE are not the same.

Each one serves a different business need — new business setup, micro business funding, or collateral-free credit support.

The right choice depends on your business stage, investment plan, loan purpose and repayment capacity.

Before applying for any scheme, first check whether it actually fits your business.

28/09/2026

Repayment planning is important before taking any loan.

And it is not only about how much fund you have or how much revenue you expect.

You also need to check your cashflow cycle and your repayment buffer.

Watch the video to understand the 2 things every business owner should check before planning loan repayment.

26/09/2026

Next time anybody says why I have to spend so much time with the team, because this is how my team treats me!!

24/09/2026

Relatable?
What’s the one thing about your job you genuinely look forward to?

22/09/2026

A business may show profit, but still feel short of money because cash is stuck in:

Credit sales
Delayed payments
Excess stock
Long payment cycles
Supplier commitments

This is where working capital planning becomes important.

Because growth does not only depend on how much you sell.

It depends on how quickly money comes back into the business — and how wisely it is managed before the next cycle starts.

Profitable businesses don’t always need more sales.
Sometimes, they need better cashflow discipline.

20/09/2026

There are many schemes for business growth — but the real question is not “which schemes exist?”
The real question is: “Which scheme fits your business right now?”

The right choice depends on your stage, investment plan, loan need, and eligibility.
Watch the video to understand how to choose the scheme that can actually support your growth.

18/09/2026

Many MSMEs focus only on how much capital they need. But the bigger question is: are you aware of the government-backed funding options already available to support that growth?

Under MCGS-MSME, eligible businesses can access credit facilities of up to ₹100 crore for machinery and equipment, with government-backed guarantee support to lenders.

If expansion is on your roadmap, this is one scheme worth understanding before finalising your funding plan.

Growth becomes easier when you know where the right capital can come from.

16/09/2026

The BESTEST feeling in the world!!

14/09/2026

Collateral-free loan ke liye bank selection matter karta hai.

Public bank ho ya private bank — dono options ho sakte hain, but approval depends on factors like:

Business profile
Cashflow strength
Repayment history
Loan purpose

Right bank choose karna loan approval aur terms dono impact kar sakta hai.

Watch the video to understand this in detail.

If you want to see the full podcast, comment for the link.

12/09/2026

Came in with Monday faces!!
What say Team?

Address

405, 4th Floor, Narbada Building, Near Parmeshwari Building, Chatribari
Guwahati
781001

Opening Hours

Monday	9:30am - 7:30pm
Tuesday	9:30am - 7:30pm
Wednesday	9:30am - 7:30pm
Thursday	9:30am - 7:30pm
Friday	9:30am - 7:30pm
Saturday	9:30am - 7:30pm

Telephone

+919864624715

Website

https://bijayagarwalandco.com/

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