ASM Mohan Associates

ASM Mohan Associates Join ASM Mohan Associates to build a career helping families via Protection, Saving, Retirement plans

A good insurance policy can save your life — and your bank account!
28/08/2026

A good insurance policy can save your life — and your bank account!

So you’ve decided to invest in some insurance, but don’t know what your options are?Look no further!We are proud to offe...
25/08/2026

So you’ve decided to invest in some insurance, but don’t know what your options are?

Look no further!

We are proud to offer our services to you.

Just send us an email or leave a comment below and we’ll get the process started :)

It’s no secret that insurance policies are hard to follow. But learning insurance terminology is key to picking the righ...
23/08/2026

It’s no secret that insurance policies are hard to follow.

But learning insurance terminology is key to picking the right policy — so allow us to clear up a few key terms:

-Insurer: This is the company or individual who promises to reimburse you.
-Insured: This is the individual who receives the payment — except in the case of life insurance, where the payout goes to a named beneficiary.
-Premium: This is the amount you pay every month for the insurer’s promise to reimburse.
-Deductible: This is a threshold — it is the amount of money you have to pay out of pocket before your insurance kicks in.
-Risks or Perils: These are the events that cause damage.

After learning these few phrases, you’ll be ready to pick the perfect policy for you — but if you still need a hand, we’re always here to help :)

As insurance aficionados, we believe that the benefits of insurance coverage far outweigh the potential costs. But we mi...
21/08/2026

As insurance aficionados, we believe that the benefits of insurance coverage far outweigh the potential costs.

But we might be a little biased ;)

So for all you insured citizens out there:

Considering buying insurance, but unsure about where to start?No problem – that’s why we are here to help :)Before you c...
18/08/2026

Considering buying insurance, but unsure about where to start?

No problem – that’s why we are here to help :)

Before you commit to any pesky premiums, you’ll want to assess your options and pick the best policy for you and your budget.

So here are two tips to make the process easier:

First, consider your worst case scenario. This is the annual premiums plus the out-of-pocket maximum for each plan option. You can compare the totals of each plan and see how they stack up.

Second, keep an eye on the deductible — cheaper isn’t always better! You may be better off with a slightly higher premium with lower out-of-pocket costs.

We know it’s a lot to think about — so if you need a hand making the decision, just send us a message and we’ll be happy to help you out :)

Navigating health insurance plans can be a daunting task. The terminology is confusing, policy breakdowns are hard to fo...
16/08/2026

Navigating health insurance plans can be a daunting task.

The terminology is confusing, policy breakdowns are hard to follow, and the stakes are awfully high.

So to make the selection process easier, here are a few things for you to consider:

1) Your employer’s plan may not be the best deal

This is because group insurance premiums are based on the group’s average health — so if you’re healthy as a horse, you might find a cheaper plan or one with more benefits.

2) The lowest premium plan may not be cheaper in the long run

Low premiums are tempting, we get it! But when it comes to medical emergencies, premiums might not even be the most significant cost.

After all, plans with lower monthly fees tend to make up the difference elsewhere — usually with a high out-of-pocket deductible!

3) But don’t avoid high-deductible plans either

If you maintain your health and have the means to cover the expenses, higher deductibles can actually save you a lot of money in the long run!

There’s a lot to think about when it comes to picking a health care plan — so if you’d like to discuss it further, drop a comment below or send us a message :)

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of...
14/08/2026

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of course, crippling debt.

Let’s see how well you understand insurance info:Premiums and deductibles are the same thing.
11/08/2026

Let’s see how well you understand insurance info:

Premiums and deductibles are the same thing.

What is health insurance, really? An excellent question, indeed! To put it simply, health insurance helps you pay for un...
09/08/2026

What is health insurance, really?

An excellent question, indeed!

To put it simply, health insurance helps you pay for unexpected medical expenses — things like hospital bills and prescription medications.

Without health insurance, you could get stuck with a hefty medical bill if you’re not careful.

So here are a few things to consider when you’re comparing policies:

-How much coverage you need
-Any pre-existing medical conditions you may have
-What your budget is
-How much monthly premiums will cost you
-How much you’ll have to spend on your deductible

Now that you know what health insurance is, we’d be more than happy to help you pick the perfect policy — just leave us a comment down below or send us an email to get the process started :)

There’s a lot to think about when it comes to picking the perfect policy 🤔
07/08/2026

There’s a lot to think about when it comes to picking the perfect policy 🤔

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BHEL
Hyderabad
502032

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