WeFlourish

07/01/2017

You don't have to wait for a new year or a festival or an occasion to start a SIP. If you have a financial goal to achieve, you should have a SIP for it.

03/01/2017

When we board an aircraft and 'udan bharne ki taiyaari jab hoti hai', the air hostess performance a ritual that conveys 'air travel' related risk and steps to be taken to avert the same. The air hostess demonstrates steps to be taken in the event of :-

1) Breathing issues due to fall in Oxygen levels. Hence she explains how to operate oxygen masks.

2) Physical injury possibilities. Hence she explains how to tie seat belts.

3) Water landing in case of an emergency. Hence she explains how to use the safety jacket.

But despite this repeated reminder of potential danger, air travel happens to be the safest mode of travel.

But the ritual is also a reminder that 'risk' is omnipresent and widespread. Risk could be lurking both in a sandwich spread or for that matter in a portfolio spread.

One needs to see investment risk from this perspective. Can things go wrong and your investments fail?

Yes of course a 'black swan' event is certainly possible. People always believe that Swans can only be 'white' till one somewhere spotted a 'black' Swan. But a Black Swan is still an exception.

But then things can go wrong in your Sandwich too and blow away your life.

So 'exceptions' are always possible. But 'exceptions' are 'exceptions'. And 'exceptions' should be treated as 'exceptions' only.

When mutual fund investing reminds people to be careful of market risks, one should treat this reminder like the air hostess ritual.

Do we stop flying because of the 'disaster' that can occur mid-air. Isn't an air disaster a bigger risk. Isn't it a life threatening risk??

As they say, 'jaan hai toh jahan hai'. In mutual fund investing, even if disaster strikes in all likelihood you'll still be alive.

Then why does the word 'risk' send such a chill down our spine when it comes to 'investing'.

Perhaps because we are not educated well about 'risk'. Risk of investing is more to do with short to medium term volatility than loss of 'principle'.

In either case we are likely to be alive.

Remember when the air hostess does her jig, it does not mean imminent disaster. It is a reminder of an exceptional event.

The same is the case with 'investing'.

03/01/2017

17/11/2015

As we complete 8 years of Wealth Creation today we thank all our Valued clients, Team, Associates, Asset Management Companies and Friends & Families to partner us in our growth to become a "$10 mn of Assets under Management" firm.

In the words of Arthur Ashe (one of the most successful tennis players of all times)

"The success is a journey, not a destination. The doing is often more important than the outcome..........."

09/11/2015

The pictures says it all !

27/10/2015

From 44k to 9k in 4 yrs. Same amount invested in equity mutual funds would have grown to 80-90k.

22/10/2015

#9818097330

08/10/2015

60-90k on a phone or the same money in an equity mutual fund which might multiply 3-5 times in next 10 years. Always think twice before impulsive buying of non-productive items.

The iPhone 6s and iPhone 6s Plus – will begin from Rs 62,000 for the lowest storage variant of 16 GB, going up to Rs 92,000 for the highest.

20/09/2015

NTPC Tax Free Bonds rated AAA offering upto 7.62% Taxfree(Pretax 11.03%) anytime liquidity on first come basis. #9818097330

17/09/2015

12/09/2015

We work hard for money. Can our money work for us ? #9818097330

30/08/2015

Mutual fund investment with appropriate asset allocation acts as a alternate business with the passage of time. Many investors have been doing this already.