We are professionals who have each individually spent more than a decade in the financial services industry. We have started an online wealth management solution for the masses. Technology is the enabler that helps us to reach & provide solutions at an affordable price. We understand it’s all about YOU – At Fincart it is all about you because we understand that each individual is different from th
e other so are their wants & desires. We have learned that values, fear & concerns with regard to money are different too. So we spend a lot of time and simply listen to everything that matters in drawing a good financial plan. We have a unique trademarked approach – “Fincart’s Wealth Pyramid”. The pyramid is one of the most stable structures on Earth. This is symbolic of the FINANCIAL PLAN and the PROCESS. It symbolizes the Solidity of the Plan that can lead to Financial Stability. The 3-sided approach is a simple way to help you make your own Financial Plan. Discovery Process – The DRAW Model:
D – Dream (We listen, list down, and prioritize your dream)
R – Reality Check (Evaluate current situation – Analyze Options / Obstacles)
A – Action Plan (Evaluate possible solutions)
W – Way Forward (Plan, Transact, Monitor)
Financial Planning Process – ERGRE
E – Emergency Fund
R – Risk Protection
G – Goal Planning
R – Retirement Planning
E – Estate Planning / WILL
Investment Planning Process – RAISE
A plan without action is wishful thinking. In order to live your dream, you must act on it. This disciplined RAISE approach enables you to design an Investment plan that guides you to reach your goals. R – Risk Tolerance (we use FinaMetrica)
A – Asset Allocation
I – Integrate Tax & Investment Planning
S – Scheme Selection
E – Evaluate Progress (Track & re-balance)
