13/07/2026
How to Leverage ULIPs but Avoid Their High Charges to Win Amidst Market Volatility | Indraanil Guha
The most common pushback that I continue to get from new clients is - Why do we use ULIPs to execute the AlphaSIP®️ 2.0 strategy, despite the poor reputation ULIPs carry on account of notoriously high costs and charges they have traditionally been known for?
It is a perfectly valid question—and one that deserves a comprehensive answer.
And that is precisely why I decided to create this dedicated video.
In this video, I not only explain why we continue to use ULIPs as the ex*****on vehicle for our AlphaSIP®️ 2.0 strategy, but also demonstrate how we help our clients systematically avoid and sidestep the excessive costs and charges that have traditionally plagued conventional ULIPs.
But we won’t stop at theory. I will also walk you through the actual ULIP investment statement of one of our clients to show you, in complete detail, how our investment structure works in practice. You’ll see exactly how we help our clients generate strong long-term returns while simultaneously minimizing the impact of the very charges that have given traditional ULIPs such a negative reputation.
I can assure you that very few people in the asset management or insurance industry will be willing to go into this level of transparency and detail when it comes to explaining how to intelligently structure a ULIP investment.
This is not another generic discussion about ULIPs. It is a detailed, data-driven breakdown of how the right investment structure can completely change the way a ULIP performs over the long term.
My dear friends, this promises to be a truly eye-opening video, so I would strongly encourage you to watch it till the very end without skipping.