27/09/2026
You may have heard that UPI payments above ₹2,000 will attract MDR + GST and create “tax on tax.” But is that really how it works? 👀
Under the current framework, 0.4% MDR applies to specified merchant transactions above ₹2,000. However, MDR is a merchant-side charge — customers are not supposed to be charged MDR simply for making a UPI payment.
💡 The lesson? Don’t make financial decisions based on viral claims. Understand the actual rules first.
🎥 Watch the reel, understand the calculation, and share it with someone who uses UPI regularly.
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