Shubharambh investments

02/01/2025

FINANCIAL PLANNING

Dear friends before investing anywhere in the market we should know the basic knowledge of investments.

In 2008
Stock market crashed.
Property rates were down.
Gold rates were down.
Bank deposits were stable.
So people had many options to invest their hard earned money .

But in 2018
Property rates are at peak.
Gold rates are at peak.
Bank deposit rates are not stable.

Now is the time to wait and think...

As per todays senario to conquer fiscal deficit of the country government will make HUF ,Employer Employee scheme,PPF taxable down the line .

So friends its the right time we should start thinking about investment which will give ...

Capital Protection .
Guranteed Returns
Tax free Returns..

we can see What actually is Financial Planning....

[ ] INCOME EXPENDITURE SAVINGS

30% Basic expenditure
30% EMI
10% Weekend ,Summer Vacation for 10
Days ,and Winter Vacation for 5days
30% Savings...In which .......

15% Short Term Investments for five yrs.

15% Long Term investments minimum
For 15 years and
maximum 35 years.

In short term investments you can go with

post office schemes
recurring deposits
fixed deposits
LIC'S money back plans
mutual funds

you can fulfill your short term requirements like your child's yearly education needs, upgradings of your mobile,car and house, foreign tours.......

In long term investment you can invest in
PPF
LIC

which you can invest to secure your sure events of your life .which means whether you are with your family or no ..
your child's marriage ,education, your Retirement , and family income...



Now I am giving you a chart to fill up.

Priority of basic Responsibilities

Responsibilities priority

SPOUSE WELL BEING

CHILDREN EDUCATION

PARENTS COMFORT

DEBT FREE LIFE

RESPECTABLE LIFE STYLE

SELF RELIANT RETIRED LIFE

LEAVING BEHIND A LEGACY

If you think the responsibility is very important then mark it 5 star.
Imp but not now 3 star
Not imp 2 star
Not interested .

When you finished doing it.Add one more coloumn to it.As how you are going to fulfill it.Whether with your earning power then mark it EP .Or if you have arranged a fund for it then F.

Friends think and fill the form send it to me on my personal whatsapp no #9702034282.

Friends as we all know
TOGETHER WE CAN

Shraddha Rajesh

15/06/2022

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*SALARIED CLASS* -
*Signature Card* allowed if Net Annual Income during Last FY is More than Rs 9 Lacs. *Platinum Card* allowed below 9 Lacs.

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No Upper Limit of Premium.

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Aadhar Card
One Month's Salary Slip
OR Latest ITR

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9702034282

19/02/2022

All Important Links for LIC online services for Customers
*Link Your PAN To Your LIC Policy*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/link-your-pan-to-your-lic-policies.html
*How to Change Address in LIC Policy Online*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/how-to-change-address-in-lic-policy.html
*Pay Premium Online*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/pay-premium-online.html
*LIC Loan Repayment*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/lic-loan-repayment.html
**LIC Loan Interest Repayment*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/lic-loan-interest-repayment.html
*Registration for Customer Portal**
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/enrollment-of-individual-policy-holder.html
*Update Your Contact Details in LIC Policies(Mobile number and email ID)*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/update-your-contact-details-in-lic.html
*Unclaimed and Outstanding Amount to Policyholders*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/unclaimed-and-outstanding-amount-to.html
*Online E-NACH Registration*
https://lifeinsuranceadvisornearme.blogspot.com/2022/01/online-e-nach-registration.html
Best Regards:

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16/02/2022

*LIFE INSURANCE CORPORATION OF INDIA IPO. – Issue Information.*

*Issue Opens on :- 10 MARCH, 2022.*

*Issue Closes on :- 14 MARCH, 2022.*

Issue Type: Book Built Issue IPO.

*Issue Size :- 31,62,49,885 SHARES..*

*Face Value :- Rs.10/- per Share.*

*ISSUE PRICE :- Rs.2,000 – Rs.2,100 Share.*

*DISCOUNT :- 10% (for Employees & Policy Holders)*

*MARKET LOT :- 7 SHARES.*

Listing At: NSE, BSE.

For those who are interested in LIC IPO

14/11/2021

Act now to secure your future

14/11/2021

*Valuable Financial Lessons from the Festival of Diwali!*

This Diwali, light the lamp of financial freedom

Diwali, one of the most awaited festival of the year is over now. It is a celebration of good over evil and light over darkness. It is also a time for shopping, delicious sweets and quality time with family and loved ones.
Diwali is considered very auspicious for new beginnings and ventures. This makes it the perfect occasion to start your journey towards a financial freedom.

Here are some simple yet powerful steps to get started:

*Plan for Your Medium and Long Term Goals*
We all have different financial goals and dreams like planning for children’s marriage or education, foreign trip, buying a house or vehicle, retirement etc. However, without a proper plan, many of these goals remain a distant dream. A small but regular saving can help in creating a huge corpus due to the power of compounding with time. If you are not sure about how to create a financial plan, it is best to seek the help of an expert for financial planning.

*Get Rid of Your Loans and Liabilities*
Just like our home cleansing ritual before Diwali, one should get rid of all their loans and liabilities at the earliest as they put an unnecessary burden on our finances thus leaving very less scope for saving and investing.

*Plan for Retirement*
Retirement is a period when your income stops but expenses won’t. Besides due to increasing life expectancy people are now living longer than before. By planning for your retirement when you are young and earning, you can not only have adequate income but also live comfortably without depending on others.

*Buy Adequate Health Insurance*
Health is the real wealth. Medical issues can crop up anytime putting a huge burden on one’s finances. Lack of adequate money in such circumstances can result in a compromise. Health insurance can ensure there that one can avail the best treatment without breaking their hard-earned savings.

*Need to Do Estate Planning*
Estate planning can be defined as the process of designating who will receive your assets after your lifetime. The basic objective of estate planning is to ensure that your chosen beneficiaries receive your assets in a hassle-free manner while minimizing their tax liability.
Life insurance is one of the best options for estate planning in the world which ensures there is no legal disputes after your lifetime and helps your chosen one to receive your wealth smoothly.
Shraddha Rajesh

18/10/2021

*PMVVY WITH SHANTI COMBO*

*PMVVY for 10 Lakhs*
*Jeevan Shanti for 10 Lakhs with a Deferment Period of 9 years*
*Total Investment Rs.20,18,000/-*
*Higher Pension from 11th year*
*Guaranteed Return for Life Time*
*Liquidity after 10th year*
*PMVVY for Husband 60+*
*Shanti for Wife below 60*
*Lives + Income + Reference*

*HAPPY buying for your retirement life....

09/09/2021

My new logo

21/08/2021

To keep your beauty forever
To make you look younger
You visit Beauty parlour every month..

To keep your body healthy
To be younger and healthier
You visit doctor on regular basis...

INTRODUCING
RUPEE PARLOUR &HEALTH CARE..
1) If you think your rupee is loosing it's weight and it
looks tired....
2) If you think your rupee is loosing it's Beauty ànd
getting old day by day..
3) If you want your rupee gains it's weight and look
great and work with same enthusiasm year after
Year...
Your search ends here..contact
SHUBHARAMBH INVESTMENT

RETIREMENT FUND
PENSION PLAN
CHILD EDUCATION PLAN
MEDICLAIM

On Easy EMI keep your Rupee healthy & beautiful...
Shraddha Rajesh
#9702034282
[email protected].