Coach Flor Aguilucho

21/07/2026

How do Filipinos deal with HEALTHCARE?

1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Kahit anong kanta pa na family is love... kung problema na sa pera ang usapan, meron talagang magagalit or masasaktan.

4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) PREPAID health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) LONG TERM HEALTHCARE. Payment period is only 7 years. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program.

21/07/2026

KAISER is The First HMO na may Savings at Insurance.

Ibig sabihin, magkasakit ka man o hindi, magamit mo man o hindi ang HMO.
Sigurado na lalago ang pera mo. 💸

IPONnaWalangTapon! ✅💯💙
Gusto mo ’yon? GUSTO!!!

"Kaiser, nasa iyo na ang lahat."

26/04/2026

As you age, your body seeks long-term care that truly nurtures your well-being; this ultimate form of health can be found in the Ultimate Kaiser Health Builder Plan.

We can help you gain power over your own health and provide for your own future with a healthcare plan that gives you the same benefits as an HMO, a Health Savings Plan, and a financial investment.

Don’t wait to secure your future. Let us help you!

19/04/2026

19/04/2026

Imagine, 7 years ka lang nag-ipon, then LUMAGO pera mo after 13 yrs.

At habang nag-iipon ka, may HMO ka, APE, Dental Benefits!

Insured ka pa from Day 1 up to 20 years.

GANDA di ba? 💙

So, usap na tayo o kausapin na ang kilala mong IMG Member dahil sigurado akong matutulungan ka rin nila. 💙


Kaiser International HealthGroup, Inc.

19/04/2026

LUGI KA BA SA KAISER 3-n-1?

✔ Get Sick? - Hospital bills Paid
✔ Get Disabled? - You are Paid
✔ You're Gone? - Your Family be paid
✔ You Retired? - You are paid

Panalo ka sa LONG-TERM HEALTHCARE SECURED KA , SESURED DIN PATI FAMILY MO🫶🏻

If someone offer you a healthcare make sure meron lahat ang 4 na proteksyon na yan. 🙏

Gusto mo bang Proteksyunan ang sarili mo at sa family mo...then message me usap Tayo.

Depending on the available health funds from the policy account.
Subject to terms and conditions

10/04/2026

WHY KAISER IS THE BEST investment to START? 💙

Save only for 7 years, maturity period is on the 20th year.
Can be covered by healthcare kahit 100 yrs old ka na!

ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ito ay 3 in 1 product.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may masamang mangyari sa policy holder.

✔Waived na ang payment kung mamatay o ma totally disabled ang policy holder, means wala ng babayaran ang family kahit 1-year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Portion of the fund is invested in Mutual Funds.

✔Good as cash sya pagdating ng maturity, So pwede kang magwidraw, Hanggat may fund ang account mo, patuloy lang ang pag-earn (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your Kaiser 3in1 Long Term Healthcare now.
MESSAGE US for more details and free quotation! 📩