Effarezan.Nusi

Effarezan.Nusi •Life Insurance • Income Protection •Investment Planning •Retirement Planning •Estate Planning •General Insurance

10/02/2025

“My company insurance is very comprehensive.”

✔ Until you resign.
✔ Until you get retrenched.
✔ Until you realize it doesn’t cover major medical bills.
✔️ Until you hit your claim limits.
✔ Until you can’t work—and lose your coverage overnight.

Your job takes care of you while you’re employed—but what happens after?

Company insurance isn’t a plan. It’s a perk. Make sure you have real coverage beyond your paycheck.

22/01/2025

MURAH DAN VIP‼️
Medical Card ZURICH Standalone Untuk Kanak2‼️

Berilah perlindungan untuk si kecil anda.
Kelebihan medical card dari ZURICH:
- Harga Bulanan rendah
- Coverup bermula dari RM500,000 setahun
- Guarantee Letter (GL) lulus cepat
- Pilihan Bilik Vip Single baded selesa untuk anak.
- Post Check Up mengunakan GL bukan Pay and Claim
- Coverup seawal 24 jam policy lulus (kes kemalangan)

Jadi apa tunggu lagi? Kita pastinya nak yang terbaik untuk anak. Rawatan yang cepat. Dan selesa.

Hubungi saya segera. ‼️‼️

www.wasap.my/601139236408/nak+sertai+MedicalCard+Anak

www.wasap.my/601139236408/nak+sertai+MedicalCard+Anak

⁨+60 11-39236408
Effarezan Binti Nusi
Full Time Zurich Life Planner

𝐌𝐀𝐋𝐀𝐍𝐆 𝐓𝐀𝐊 𝐁𝐄𝐑𝐁𝐀𝐔‼️𝐒𝐞𝐭𝐢𝐚𝐩 𝐡𝐚𝐫𝐢 𝐤𝐢𝐭𝐚 𝐝𝐢 𝐚𝐭𝐚𝐬 𝐤𝐞𝐧𝐝𝐞𝐫𝐚𝐚𝐧 𝐃𝐞𝐦𝐢 𝐦𝐞𝐧𝐜𝐚𝐫𝐢 𝐫𝐞𝐳𝐞𝐤𝐢.Lindungilah diri anda sekarang dengan Pelan pe...
15/01/2025

𝐌𝐀𝐋𝐀𝐍𝐆 𝐓𝐀𝐊 𝐁𝐄𝐑𝐁𝐀𝐔‼️

𝐒𝐞𝐭𝐢𝐚𝐩 𝐡𝐚𝐫𝐢 𝐤𝐢𝐭𝐚 𝐝𝐢 𝐚𝐭𝐚𝐬 𝐤𝐞𝐧𝐝𝐞𝐫𝐚𝐚𝐧 𝐃𝐞𝐦𝐢 𝐦𝐞𝐧𝐜𝐚𝐫𝐢 𝐫𝐞𝐳𝐞𝐤𝐢.

Lindungilah diri anda sekarang dengan Pelan perlindungan kemalangan PA EVO 110 𝐇𝐚𝐧𝐲𝐚 𝐃𝐚𝐫𝐢 𝐑𝐌𝟐𝟕* 𝐒𝐄𝐁𝐔𝐋𝐀𝐍‼️

𝐊𝐞𝐧𝐚𝐩𝐚 𝐀𝐧𝐝𝐚 𝐩𝐞𝐫𝐥𝐮 𝐩𝐢𝐥𝐢𝐡 𝐏𝐞𝐥𝐚𝐧 𝐍𝐢?

𝟏. 💰 𝐇𝐚𝐫𝐠𝐚 𝐁𝐞𝐫𝐩𝐚𝐭𝐮𝐭𝐚𝐧: Hanya Dari RM27* sebulan – perlindungan maksimum tanpa beban kewangan!

𝟐. ⚡ 𝐏𝐞𝐫𝐥𝐢𝐧𝐝𝐮𝐧𝐠𝐚𝐧 𝐊𝐞𝐦𝐚𝐭𝐢𝐚𝐧 𝐀𝐤𝐢𝐛𝐚𝐭 𝐊𝐞𝐦𝐚𝐥𝐚𝐧𝐠𝐚𝐧: Pampasan Segera untuk keluarga tersayang jika berlaku perkara tidak diingini.

𝟑. 🛡️ 𝐂𝐚𝐜𝐚𝐭 𝐊𝐞𝐤𝐚𝐥 𝐀𝐤𝐢𝐛𝐚𝐭 𝐊𝐞𝐦𝐚𝐥𝐚𝐧𝐠𝐚𝐧: Dapatkan pampasan sekiranya anda hilang Upaya kekal Akibat kemalangan.

𝟒. 🚑 𝐁𝐚𝐲𝐚𝐫𝐚𝐧 𝐁𝐚𝐥𝐢𝐤 𝐊𝐨𝐬 𝐏𝐞𝐫𝐮𝐛𝐚𝐭𝐚𝐧: Tiada lagi kerisauan tentang kos rawatan selepas kemalangan - kami Bantu anda!

𝟓. 🌏 𝐏𝐚𝐦𝐩𝐚𝐬𝐚𝐧 𝐊𝐞𝐦𝐚𝐭𝐢𝐚𝐧 𝐁𝐢𝐚𝐬𝐚: Perlindungan bukan sahaja untuk kemalangan tetapi juga dalam situasi kematian biasa!

𝟔. 🧑‍🧑‍🧒‍🧒 𝐉𝐚𝐦𝐢𝐧𝐚𝐧 𝐊𝐞𝐬𝐞𝐣𝐚𝐡𝐭𝐞𝐫𝐚𝐚𝐧 𝐤𝐞𝐥𝐮𝐚𝐫𝐠𝐚: Pastikan keluarga anda tetap terjaga walaupun pekara tak Dijangka berlaku.

𝐔𝐒𝐀𝐇 𝐓𝐔𝐍𝐆𝐆𝐔 𝐋𝐀𝐆𝐈, 𝐃𝐀𝐅𝐓𝐀𝐑 𝐒𝐄𝐊𝐀𝐑𝐀𝐍𝐆!

📞011-3923 6408

Ⓔⓕⓕⓐⓡⓔⓩⓐⓝ
Perancang kewangan keluarga anda😊

🛡️ 𝐏𝐫𝐨𝐭𝐞𝐜𝐭 𝐘𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐰𝐢𝐭𝐡 𝐙𝐮𝐫𝐢𝐜𝐡 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞! 🛡️𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐬 𝐜𝐚𝐧 𝐡𝐚𝐩𝐩𝐞𝐧 𝐚𝐭 𝐚𝐧𝐲 𝐭𝐢𝐦𝐞. 𝐌𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐲𝐨𝐮'𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐰𝐢𝐭𝐡 ...
13/01/2025

🛡️ 𝐏𝐫𝐨𝐭𝐞𝐜𝐭 𝐘𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐰𝐢𝐭𝐡 𝐙𝐮𝐫𝐢𝐜𝐡 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞! 🛡️

𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐬 𝐜𝐚𝐧 𝐡𝐚𝐩𝐩𝐞𝐧 𝐚𝐭 𝐚𝐧𝐲 𝐭𝐢𝐦𝐞. 𝐌𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐲𝐨𝐮'𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐰𝐢𝐭𝐡 𝐙𝐮𝐫𝐢𝐜𝐡’𝐬 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐏𝐥𝐚𝐧. 𝐖𝐡𝐞𝐭𝐡𝐞𝐫 𝐢𝐭’𝐬 𝐚 𝐬𝐥𝐢𝐩 𝐚𝐭 𝐡𝐨𝐦𝐞, 𝐚 𝐫𝐨𝐚𝐝 𝐚𝐜𝐜𝐢𝐝𝐞𝐧𝐭, 𝐨𝐫 𝐚 𝐬𝐮𝐝𝐝𝐞𝐧 𝐢𝐧𝐣𝐮𝐫𝐲, 𝐙𝐮𝐫𝐢𝐜𝐡 𝐡𝐚𝐬 𝐲𝐨𝐮 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐞𝐝. 💪

𝐖𝐡𝐚𝐭’𝐬 𝐂𝐨𝐯𝐞𝐫𝐞𝐝?
✅ 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐃𝐞𝐚𝐭𝐡
✅ 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐃𝐢𝐬𝐚𝐛𝐢𝐥𝐢𝐭𝐲
✅ 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐌𝐞𝐝𝐢𝐜𝐚𝐥 𝐄𝐱𝐩𝐞𝐧𝐬𝐞𝐬
✅ 𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐈𝐧𝐜𝐨𝐦𝐞

---

𝐖𝐡𝐲 𝐂𝐡𝐨𝐨𝐬𝐞 𝐙𝐮𝐫𝐢𝐜𝐡?
✨ 𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐏𝐫𝐞𝐦𝐢𝐮𝐦𝐬
✨ 𝐄𝐚𝐬𝐲 𝐂𝐥𝐚𝐢𝐦𝐬 𝐏𝐫𝐨𝐜𝐞𝐬𝐬
✨ 𝟐𝟒/𝟕 𝐆𝐥𝐨𝐛𝐚𝐥 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧
✨ 𝐏𝐞𝐚𝐜𝐞 𝐨𝐟 𝐌𝐢𝐧𝐝 𝐟𝐨𝐫 𝐘𝐨𝐮 𝐚𝐧𝐝 𝐘𝐨𝐮𝐫 𝐅𝐚𝐦𝐢𝐥𝐲

---

𝐆𝐞𝐭 𝐂𝐨𝐯𝐞𝐫𝐞𝐝 𝐓𝐨𝐝𝐚𝐲!
💥 𝐒𝐢𝐠𝐧 𝐮𝐩 𝐧𝐨𝐰 𝐚𝐧𝐝 𝐞𝐧𝐣𝐨𝐲 𝐮𝐩 𝐭𝐨 𝟐𝟎% 𝐨𝐟𝐟 𝐲𝐨𝐮𝐫 𝐩𝐫𝐞𝐦𝐢𝐮𝐦 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐲𝐞𝐚𝐫!

📞 𝐂𝐚𝐥𝐥 𝐮𝐬 𝐚𝐭 011-3923 6408

𝐄𝐟𝐟𝐚𝐫𝐞𝐳𝐚𝐧
𝐖𝐞𝐚𝐥𝐭𝐡 𝐩𝐥𝐚𝐧𝐧𝐞𝐫

, ,

HIRING FINANCIAL ADVISOR AT ZURICH ‼️ We are looking for individual who wants to be a financial advisor. 🙂  Surround you...
05/01/2025

HIRING FINANCIAL ADVISOR AT ZURICH ‼️

We are looking for individual who wants to be a financial advisor. 🙂 Surround yourself with positive influences and aim for growth! Join our team and level up your career. Join us as a Zurich Financial Advisor! 🥰

Become a Zurich Financial Advisor today!

✅️ 18 Years old and above

✅️ Graduated at any Course

✅️ Work remotely at your own convenient

✅️ Full timer & Partimer

✅️ Johor Bahru Based

Here’s what’s in it for you:

📍 Competitive income

📍 Flexible hours—part-time options available

📍 Travel incentives (local and international)

📍 Bonuses and cash incentives

📍 Retirement/provident fund

📍 Life and health benefits

📍 And so much more!

Message me now for more info! 😊

Effarezan
011-3923 6408

Zurich Favour8 - Limited Time Only 🔥💵 Pay 8 years only🛡 Stay Protected for 20 years!📈 1st – 10th policy year 4% interest...
26/10/2024

Zurich Favour8 - Limited Time Only 🔥

💵 Pay 8 years only
🛡 Stay Protected for 20 years!
📈 1st – 10th policy year 4% interest
📊 11th – 20th policy year 8% interest
💯 Guaranteed maturity benefit promises 128% of the Basic Sum Assured

Don’t miss out on these exclusive benefits!

Reach out to me for more details📩

👩🏻‍💼 Effarezan
☎️ 011-3923 6408
📲 https://wa.me/+601139236408

RM 1 million policy for the love ones. Sometimes what we intentionally invest for our love ones is the peace of mind tha...
16/10/2024

RM 1 million policy for the love ones. Sometimes what we intentionally invest for our love ones is the peace of mind that we needed the most.

Done Quotation for 28 Years old male prospect.

Contact me for free quotations👍🏻

Effarezan
Full time life planner
011-3923 6408

Post Birthday activity with Zurich! 14 Oct 2024Final Sprint Business Roll down Q4 2024 OCT 🏃🏽‍♂️🏃🏻‍♀️📍Zurich Tower JBThe...
14/10/2024

Post Birthday activity with Zurich!

14 Oct 2024

Final Sprint Business Roll down Q4 2024 OCT 🏃🏽‍♂️🏃🏻‍♀️
📍Zurich Tower JB

The agenda’s
✅Business recap
✅Deepavali bonus
✅Blue convention - Tokyo & Rome free trip
✅Level up Cash reward
✅Elite Club
✅Consistent runner
✅Income booster cash RM10,000

BIG REWARDS awaits for future’s achievers! WORK HARD AND PLAY HARDER 🔥🔥🔥🔥
Opportunities for profitable growth are abundant!

Why I choose this profession?
✅Work on my own time
✅Flexibility
✅ love challenges and fast growth
✅More time for my family
✅ Profession that I can give back to my community
✅Opportunities to boost income!

I am looking for business Partner that wanted to help personal and family economy. This is your chance to step out from your comfort zone and take control of your earning.

I would love to connect with you 🫰🏻😇

Effarezan
Full time Life planner
011-39236408

Congratulations Drizella! we're beyond ecstatic to have you join us.  We are looking for the next candidate! Pm me for m...
12/10/2024

Congratulations Drizella! we're beyond ecstatic to have you join us.

We are looking for the next candidate! Pm me for more info

011-3923 6408

 5 ALASAN ORANG MALAS BERTAKAFUL / INSURANCE"Bayar mahal mahal, dapat planner jer hujung tahun bro"."Orang bukan nampak ...
12/10/2024



5 ALASAN ORANG MALAS BERTAKAFUL / INSURANCE

"Bayar mahal mahal, dapat planner jer hujung tahun bro".

"Orang bukan nampak kita bayar mahal mahal nie, baik tak yah".

"Kita ada Tuhan, buat apa takut. Apa nak jadi jadilah. Redha jer lah".

"Pandai pandailah anak bini hidup nanti".

"Ini semua dakyah Yahudi nie bro, tok nenek kita mana ada ambil takaful nie semua".

"Orang ambil takaful nie, tak percaya ketentuan Tuhan".

Kawan kawan,

Kita boleh cipta 1001 satu alasan.

Tapi bila kita ditimpa bencana.

Apa pilihan kita ada?

Insuran dan takaful ini hanya macam life jacket kita sahaja.

Atau baju perisai perang.

Atau bot pelampung jika berlaku bencana.

Atau payung ketika hujang ribut tebal.

Ia lindungi kita dan harta kita.

Saya bukan ejen takaful, saya galakkan kawan kawan ada perlindungan diri sahaja.

Belajar Lindungi Pendapatan dulu, orang Kedah kata 'Income Protection' dulu.

Baru ada Medical card, ramai yang terbalik saya nampak.

Ada medical card tapi tak ada Income Protection.

Salam hujung tahun 2023.

Mulakan tahun baru 2024 dengan lindungi diri, keluarga akan terlindung juga.

Dengan sumbangan RM75 sebulan bagi umur 35 tahun, boleh dapat coverage takaful dan hibah RM300,000 p

Pandai pandailah cari ejen yang baik diluar sana.

KREDIT AZIZUL AZLI

Salam"INCOME PROTECTION"Saya hendak share kepada para lelaki yang juga ketua keluarga mahupun kepada sesiapa sahaja dilu...
12/10/2024

Salam

"INCOME PROTECTION"

Saya hendak share kepada para lelaki yang juga ketua keluarga mahupun kepada sesiapa sahaja diluar sana yang masih tercari-cari siapa yang akan bantu diri mereka jika dalam kesusahan?

Kalau sudah jumpa orang yang mudah untuk bantu mereka masa susah, hendak pinjam duit mudah, cakap je berapa jumlahnya dia pasti akan berikan. Jangan contact saya sebab mereka sudah jumpa yang mampu Hulurkan bantuan dengan jumlah puluhan ribu ringgit.
Ini hanya kepada mereka yang sayang keluarga & tahu apa yang dibuat harini adalah untuk keluarga tersayang.

Jelas? Belajar sesuatu hari ini?

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Johor Bahru
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+60194996408

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