Joe-Financial advisory

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Joe-Financial advisory

Financial advisor based in kl
�personal loan
�housing loan / refinance
�credit card
�SME
�Debt Conso

22/01/2023

年初一祝各位：
🧨一元复始、万象更新；年年如意、岁岁平安;
✴️财源广进、富贵吉祥；幸福安康、庆有余；
🎋竹抱平安，福满门；喜气洋洋!
……… ……….
📲WhatsApp: https://wa.me/message/UXEWDASKBW6HF1
✉️ E-mail: [email protected]
☎️ Contact: 018-3774234 Joe
#2023新年快乐

20/01/2023

不只是贷款！
个人和企业财务也可以处理！
遇到贷款问题不要灰心，交给专业的我替你处理！

我可以一次过替你和18间银行对接，再也不必烦着一间一间银行跑啦！

•Personal loan/Credit card
•Sme/P2P loan
•Mortgage loan
•Debt consolidation
•Housing refinance

✅有以下的问题都能替你解决
✅No payslip/EPF
✅Low income
✅DSR burst/high commitment
✅Working in SG and more solutions to offer…

申请贷款并没有你想象中的那么难，现在只要通过我们公司你也能简简单单的申请了☺️

Feel free to contact me for enquiries
☎️ 018-3774234 (Joe)
https://wa.me/message/UXEWDASKBW6HF1

14/01/2023

Congrats on second home approval🥳

客户情况：客户CTOS上的facility还是比较多的，也是想要买第二间家做投资，可是去问了几间银行都说做不了因为DSR问题，最后通过转介绍联系了我顺利的得到了approval

遇到问题不必灰心，交给专业的我替你处理就行了☺️

✅Our services
✅Personal loan/Credit card
✅Housing loan
✅Housing refinance
✅Debt consolidation

那么为什么要找我帮忙做loan呢？
✅100%银行贷款
✅免费专业分测
✅免费ctos report
✅DSR burst, high commitment
✅没有payslip，epf都可以做
✅在sg上班的也可以做

Feel free to Call/Whatsapp me to inquire more details
☎️018-377 4234
https://wa.me/message/UXEWDASKBW6HF1

03/01/2023

新的一年已经来临了，你是否还在面对着利息过高，还有各种债务的问题？

我可以替你解除你的烦恼💰
无论你面临怎么样的问题，我们都可以帮你尽力解决🫡
✅Mortgage loan
✅Personal loan
✅Debt consolidation
✅Business loan
✅Housing refinance
✅Credit card

以下的问题都能替你解决
✅Dsr burst
✅High commitment
✅Low income/salary by cash
✅Lack of document
✅Credit card over limit

欢迎来联系我了解更多的详情
☎️ +60 18-377 4234
WhatsApp : https://wa.me/message/UXEWDASKBW6HF1

25/12/2022

圣诞快乐！🎄
漫天的星辰✨，装上我平安夜的祈祷；
跳动的烛光，摇曳着平安夜的心愿🌟；
悠长的钟声，传送着我新年的祝福，
轻轻为你捎去一声问候：祝你开心、平安、幸福。☺️

There has to be at least one day of the year to remind us that we're here for something else besides ourselves. After partying all night long, let's not forget to return home and spend some time with our loved ones😇
Merry Christmas Everyone..🎄

☎️+60 18-377 4234 (Joe)
https://wa.me/message/UXEWDASKBW6HF1

08/12/2022

Approved housing refinance, cash in hand 117k❗️❗️

客户情况：客户本人跑了几间银行可是都被reject了，原因是因为income不稳定和epf也不经常进，可是兜兜转转最后还是帮忙客户成功拿下了，扣除outstanding最后还能得到117k在手💰，感谢客户的信任

如果你不熟悉银行的guideline或者有困扰申请不了贷款的，请找我带你顺顺利利的'贷'过一切😎
✅Our services
✅Personal loan/Credit card
✅Housing loan
✅Housing refinance
✅Debt consolidation
那么为什么要找我帮忙做loan呢？
✅100%银行贷款
✅免费专业分测
✅免费ctos report
✅不提前收费
✅没有payslip，epf都可以做
✅在sg上班的也可以做
Feel free to Call/Whatsapp me to inquire more details
☎️ +60 18-377 4234
https://wa.me/message/UXEWDASKBW6HF1

03/12/2022

❗️❗️Congrats to another customer approved 45K Personal Loan

客户的情况：客户的卡全部overlimit了，客户本人试过去申请几个贷款都不过也是因为卡overlimit了导致银行立刻reject，不过客户最后还是找到了我这边，成功批下了45K减轻卡债

您是否也是有卡爆了，高负担，或者资料不足申请不到贷款的情况？可以来联系我，我可以带你顺顺利利的走过一切银行的程序😉

✅Our services
✅Personal loan/Credit card
✅Housing loan
✅Housing refinance
✅Debt consolidation

那么为什么要找我帮忙做loan呢？
✅100%银行贷款
✅免费专业分测
✅免费ctos report
✅不提前收费
✅没有payslip，epf都可以做
✅在sg上班的也可以做

Feel free to Call/Whatsapp me to inquire more details
☎️ +60 18-377 4234 (Joe)
https://wa.me/message/UXEWDASKBW6HF1

19/11/2022

Happy voting to all Malaysians
Every single vote makes a difference, so make sure to not waste yours 😉

11/11/2022

🏠Mortgage Loan

property agent/buyers们，如果你们housing loan被reject或者资料不足申请不到loan的先不要灰心，我这边可以帮你搞😉

为什么选择我们？
✅1 to 1 loan presubmission analysis
✅Free ctos check
✅Free house Valuation
✅Salary by cash/no epf可以做
✅High commitment/DSR burst可以做
✅No upfront payment required

🔈我们有提供服务的Loan包括
✅Personal loan/Credit card
✅Housing refinance
✅Debt consolidation
✅Housing loan project/subsales

想了解更多的欢迎PM或者whatsapp我☺️
📲 Joe +60 18-377 4234
WhatsApp - https://wa.me/message/UXEWDASKBW6HF1

21/10/2022

今天来介绍一下债务重组（debt consolidation）
相信这个年代大家都有用信用卡/个人贷款
无论是用来周转/做生意/日常用都好，总会有用到over limit或者供不起的时候，这个时候你可千万不要再依赖在5%minimum payment上了！利息只会不停的滚动而已，卡在一个还利息的死循环，更不妙的情况下还会中legal case❗️

那么debt conso能怎么样帮到你呢？

✅可以把你目前所供着的贷款/信用卡和拼成一个贷款并且帮助您重整分期付款时间，从而减少每个月的分期付款高达70%。

✅债务重组的利息要节省得多，可减少至 3% 到 5% PA，相较比银行信用卡利息可减少更多（高达 18% PA）

✅减少每个月负担的同时，还可以从债务重组里做一个cashout做周转

当然debt conso的好处还有很多，我就不多说了，需要了解的可以欢迎来pm我了解详情😉

我有另外提供的服务
✅personal loan/credit card
✅housing loan
✅housing refinance

☎️Joe +60 18-377 4234
https://wa.me/message/UXEWDASKBW6HF1

19/10/2022

❗️❗️Approved Credit card rm15k limit
客户情况：客户想要apply credit card，but客户的工是salary by cash，可是问题不大最后帮客户准备到需要的docuement争取了一个15k的信用卡！来找到我，我就帮你搞定❗️❗️

我可以帮忙做到的
✅Personal loan/Credit card
✅Housing loan
✅Housing refinance
✅Debt consolidation

那么为什么要找我借loan呢？
✅免费专业分测
✅免费ctos report
✅不提前收费
✅没有payslip，epf的可以做
✅在sg上班的也可以做

欢迎pm来敲敲我的whatsapp带你寻找loan approve的痛快感😆
☎️ +60 18-377 4234
https://wa.me/message/UXEWDASKBW6HF1

13/10/2022

❗️❗️❗️
Approved personal loan rm66k
客戶的情況：客户也是9x年的有打算要做生意，可是因为做偏门关系所以没有payslip，epf也没有太好的记录，想到这样的他以为没有希望申请loan了，不过幸好遇到了我帮mr度过了难关🥳

我只能说，遇到loan问题不要慌，来问我！😆

📣我们有提供的服务
✅Personal loan/Credit card
✅Mortgage loan
✅Housing refinance
✅Debt consolidation
✅Free Ctos report
✅No upfront fee required

欢迎来pm我顾问Loan❗️
Joe +60 18-377 4234
☎️ https://wa.me/message/UXEWDASKBW6HF1

Address

Jalan Metro Perdana Barat 1
Kepong
00

Telephone

+60183774234

Website

https://wa.me/message/UXEWDASKBW6HF1

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