Shane Tan- Financial Guardian Angel

Shane Tan- Financial Guardian Angel I help families financially prepare for unexpected events and emergencies. Follow my page on some k

🎉 118 Years of Trust, 11.8% Cashback! 🦁❤️To celebrate Great Eastern’s 118th Anniversary, enjoy a one-time 11.8% cashback...
26/08/2026

🎉 118 Years of Trust, 11.8% Cashback! 🦁❤️

To celebrate Great Eastern’s 118th Anniversary, enjoy a one-time 11.8% cashback on your annual insurance premium this August!

A little thank you for the trust, a little more reward for you. ❤️

📩 DM me to find out more!

25/08/2026

选择对了,努力才有意义 ✨
正在寻找跟我同频的姐妹👭
✅愿意一起向着目标拼命奋斗 📈
✅也愿意在努力过后好好享受生活 ☕️🍰

如果你也觉得生活不该只有一种可能、不甘于现状,想用业余时间探索一份额外收入,欢迎DM我一起探讨更多的机会哦

#马来西亚女性 #爱自己 #女性创业 #同频姐妹 #一起变优秀

22/08/2026

特别感谢 🌻Joey Wong 愿意受邀来到今天的讲座,为我们带来最真实的抗癌心路历程。

在 28 岁的年轻岁月里确诊脑癌四级胶质细胞瘤,这份重压与艰难,绝非旁人能轻易想象。如今走过抗癌的第四个年头,谢谢你用无比的坦诚与勇敢,敞开自己的生命故事;你不仅将那些隐痛与挣扎化作了希望的微光,更用浴火重生后的笑容,赋予了在场每一个人直面风雨的勇气。这一路真的非常不容易,你的分享不仅触动人心,更无比珍贵!

#感恩有你 #脑癌四级胶质细胞瘤 #生命影响生命

2026 CNY Chu 12.While the festive mood is still in the air, today my team and I chose to celebrate in a quieter, more me...
28/02/2026

2026 CNY Chu 12.
While the festive mood is still in the air, today my team and I chose to celebrate in a quieter, more meaningful way.

We spent the day buying and sending daily necessities to an OKU home — simple items like food, toiletries, and essentials that many of us take for granted. There were no grand decorations, no loud laughter, just sincere conversations, warm smiles, and grateful hearts.

As we handed over the supplies, I couldn’t help but feel humbled. What may seem small to us can mean so much to someone else. In their smiles, I saw resilience. In their gratitude, I felt a reminder — that true prosperity is not measured by what we own, but by what we are willing to give.

Chinese New Year is about blessings, reunion, and abundance. Today, I realized that the greatest blessing is having the ability to bless others. The most meaningful reunion is when hearts connect beyond differences. And the truest abundance is kindness shared.

I’m deeply grateful for a team that believes success is not just about targets and achievements, but about impact and compassion. Thank you for walking this journey together — not only building careers, but building values.

My heart is full. 🤍
May we continue to grow, give, and become a light in someone else’s life.

月圆人圆事事圆,花好月好家团圆。愿这份月光带去我的祝福与思念,祝你中秋节快乐、平安健康、幸福满满 💛
06/10/2025

月圆人圆事事圆,花好月好家团圆。
愿这份月光带去我的祝福与思念,
祝你中秋节快乐、平安健康、幸福满满 💛

浅浅记录一下这两个星期忙着跟客户宝宝们做claim的样子
03/08/2025

浅浅记录一下这两个星期忙着跟客户宝宝们做claim的样子

Wishing everyone happy Mid Autumn Festival 🌕
17/09/2024

Wishing everyone happy Mid Autumn Festival 🌕

🇲🇾在马来西亚的遗嘱分配法并非全国统一。西马和砂拉越是根据Distribution Act 1958 (Revised 1983)而沙巴州则是用Intestate Succession Ordinance 1960。😧这两个条律的分配法有少...
29/08/2024

🇲🇾在马来西亚的遗嘱分配法并非全国统一。西马和砂拉越是根据Distribution Act 1958 (Revised 1983)而沙巴州则是用Intestate Succession Ordinance 1960。😧这两个条律的分配法有少许不同,但法律流程基本上大同小异的。所有遗产还是会被冻结,都是需要执行人/管理人跟法院申请Grant of Probate(GP) 或 Letter of Administration (LA)。

相信你们对TVB剧溏心风暴、家族荣耀等电视剧不陌生吧!你以为只有那些富有人家临终前才立遗嘱。但事实上,立遗嘱并不只是有钱人的事情。

🤔那到底谁需要立遗嘱呢?不立遗嘱会怎么样分配呢?
✅只要你年满18岁并且拥有至少一项财产(saving account/ car/ properties/ shares/ gold/ unit trust, etc)
✅无论财产多少,都应该需要立遗嘱。不然就像以上的案例一样,自己辛辛苦苦赚来的财富去到不想给的人手中,甚至最后的最后有可能归政府😈

🛑许多人认为自己没有多少财产,没有必要立遗嘱。又或者觉得很贵很麻烦,一拖再拖结果最后把所有的麻烦和债务留给我们的至亲至爱。谁说死亡只是老人家的专利?人生很无常,你身边可能也遇见过同龄的朋友甚至比自己年轻的亲人突然离世。如果意外真的先来我们被逼离去,至少我们能确保他们的生活安排妥当,这是对家人的责任,避免留下未解的麻烦。家人除了要面对至亲的离开,还要去烦一大堆的法律程序和费用,还有一大堆的债务,这绝对不是你想要的对吧。

对于一个普通家庭,最基本的债务和负担包括:
💸房贷
💸车贷
💸信用卡债务
💸银行贷款
💸每个月的家庭生活开肖
💸子女教育费用
💸父母赡养费
🤔这些债务该如何应对呢?这还没包括遗产执行的律师费,房产车子的割名费,Stamp Duty,Cukai等等…单靠银行saving account, FD和EPF可以让家人tahan多久?因此,一个完整的遗产规划必须覆盖到Funding Calculation的这一块来精准的计算出需要多少费用,在利用Life Insurance来以最小的资金帮你解决到这些很现实又庞大的的债务问题!!

‼️ 切记切记切记‼️
🆘很重要所以必须重复3次!只有EPF和人寿保险的资金可以在短时间内直接发放给受益人,是creditor proof,而且不需要被抽税的。🆘前提是必需指定好正确的受益人,不然没有受益人的话就会当作是普通遗产,和其他遗产种类一样必须被冻结,然后还是要通过很长时间和繁杂的法律流程

总结来说:
🖋️设立遗嘱: 你可以指定遗产执行人和安排未成年小孩的监护人。
📃 配合设立信托: 信托公司将作为遗产管理人,负责处理所有遗产和更细腻的分配财产,更好的保护不善管理钱财的受益人比如未成年小孩、家庭主妇等。
❌没有立遗嘱和信托: 逝者的亲属需要决定遗产管理人,并向高等法院申请遗产管理状然后依据马来西亚分配法来分配。

✍️ 立遗嘱可以通过我们的遗产规划律师Finex & Co来安排,费用约RM500-RM888就能够解决以上的问题了。
🏦 配合设立遗嘱信托的费用大约+RM1***左右。
➕免费一次咨询Funding Calculation来帮你准备足够的资金解决债务问题

✳️无遗嘱或信托可能导致遗产分配不符合逝者的意愿,还可能给亲属带来法律和经济上的负担。因此,立遗嘱或设立信托是确保财产按照你的意愿分配的重要措施。就像买保险一样,意外和明天不知道哪个先到。你的保险都有受益人,为什么你的房产和银行户口没有的?

家人们赶快行动起来呗!为了自己的家人爱人,为了血汗钱不落到别人手里,赶快做好遗产规划吧。❤️❤️❤️

,关注我了解更多遗产规划的知识
#遗产继承 #税务规划 #理财规划 #生前信托 #遗嘱信托 #马来西亚非穆斯林法律 #遗嘱 #让爱传承

Have you ever thought about how your loved ones will be cared for after you're gone? Writing a will is one of the most i...
22/07/2024

Have you ever thought about how your loved ones will be cared for after you're gone? Writing a will is one of the most important steps you can take to ensure your wishes are honored and your family is protected.

✍️ Why Write a Will?
1. Protect Your Loved Ones: Clearly outline who will inherit your assets and take care of your children.
2. Prevent Family Disputes: Avoid conflicts by specifying your wishes clearly.
3. Ensure Your Wishes Are Followed: Make sure your personal belongings and assets go exactly where you want them to.
4. Peace of Mind: Gain the reassurance that your affairs are in order, no matter what the future holds.

🔑 Did You Know?
- Without a will, the distribution of your assets will be left to the courts, which might not reflect your desires.
- A will isn't just for the wealthy. Everyone can benefit from having one, no matter the size of your estate.

💡 Take Action Today from as low as RM500!!!
- Start by listing your assets and deciding how you want them distributed.
- Keep your will in a safe place and let your trusted family members know where it is.

Don't leave your loved ones with uncertainty. Secure your legacy and give yourself peace of mind by writing your will today. Need help getting started? PM me for more details.

Your legacy matters. Take the first step now. 💙

Stepping into 2024 with hearts full of dreams, minds open to possibilities, and souls brimming with positivity. Wishing ...
01/01/2024

Stepping into 2024 with hearts full of dreams, minds open to possibilities, and souls brimming with positivity.

Wishing everyone a vibrant and Happy New Year! 🌟🎊

Address

Menara Great Eastern, 303 Jalan Ampang
Kuala Lumpur
50450

Alerts

Be the first to know and let us send you an email when Shane Tan- Financial Guardian Angel posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Shane Tan- Financial Guardian Angel:

Shortcuts

Share