Haziq Mortgage Consultant

18/10/2024

Salam Jumaat

“One side: property price too high!!
Another side: property price has been stagnant…”
So which is which? Who is correct? After speaking to so many people, I realised that they are talking about different properties in different locations.
To deep dive further, it’s not Malaysia property cannot make it. Most of the time, buyers who make such statements were expecting 20% annual appreciate in value for 5 years straight so in years time the price will double. Unfortunately the market performance didn’t match their expectations.
“So can we really save money to get the dream home we want?!”
By logic, the common form of dream home would be a nicely renovated landed home in a prestigious address such as Bangsar, TTDI, Desa Park City, Damansara Utama and etc… In order for that to take place, our income and savings must beat inflation. So we must figure out how to allocate our savings so they can at least keep up with inflation, that applies to our pay raise too. By a mere 3% pay raise, technically you are worst off aka poorer that last year…
That’s one of the main reason I enjoy property investment. Inflation is actually to my favour:)

17/10/2024

👍👍👍

17/10/2024

A developer in Malaysia holds the responsibility of building good quality homes that are safe for habitation, and it's up to you to choose the right property developer!

17/10/2024

Pada pendapat saya la, kalau tahu nak buat apa dengan duit tu, dah fikir masak2 macam mana nak bayar balik konsistent setiap bulan, boleh la k*t. Tapi kene ingat, kes bankrup ni majoriti sebab ambik personal loan ye.

Sebaiknya tak payah ambik la. Interest rate tinggi mat, baik simpan dan kumpul je duit atau melaburkan duit tu lagi baik.

16/10/2024

16/10/2024

15/10/2024

Buying property is easy, making money from property investment is not. It takes more knowledge and skills💪🏼

15/10/2024

Nak beli rumah bukan macam beli sayur, tersilap beli sengsara la 35 tahun😅

Home buying are property investment are two different things. Period.

14/10/2024

3 benda penting kene consider kalau nak beli property yang betul. Kalau ik*t 3 benda ni insyaallah selamat.

Price
Location
Layout

“JB, Penang, or KL will make money bro?!”
Technically every location will have their own economics in play, which means it’s a different ballgame altogether. Also it depends on which exact address, which exact project, and which exact buying channel. Because even if we buy the same project, we may not necessarily have the same price.
“Then good time to buy now?!”
Anytime is a good time to buy, anytime is a good time to sell. Ultimately it’s about the entry price versus the median price during purchase. The property price is a result of timing and location, and rental is the point of equilibrium between demand and supply for space in an address.
But what’s for sure is there will be more and more people making mistakes in trying to time the market and ride the bull run along with the rising heat of property market. That is when greed official override rational thinking based on data and facts:/

14/10/2024