Yew Mun Financial Planning

Yew Mun Financial Planning You need professional inputs for your money matters.You need solutions for your problems in the financial matters. I am a Licensed FA you can refer to.

13/04/2026

Approximately 14.1% of older adults aged 60 and above in Malaysia experience at least one fall within a 12-month period

Risk factors include:

1️⃣Previous history of falling
2️⃣Improper use of assistive devices like walkers or canes
3️⃣Poorly lit environments
4️⃣Cluttered environments
5️⃣Health conditions that cause muscle weakness
6️⃣History of vertigo
& Issues with balance or walking
7️⃣Trouble seeing or hearing
8️⃣Decrease in cognitive ability
9️⃣Diabetes
🔟Osteoporosis

Being children , we would like to take extra care to prevent our parents from falling. Certain approaches can be adopted are
✅Creating a safe environment
✅Keep them staying active
✅Wearing the right footwear.
✅Correcting vision

There are common injuries from falling of an old aged adult:

❗Broken bones in the wrist, arm, or ankle
❗Severe hip fractures
❗Head injuries

Old-aged adult bones become more fragile and easily to break due to a combination of accelerated bone loss (osteoporosis), structural changes in bone composition, and reduced repair mechanisms.

Therfore the broken bone of an aged adult can take longer time to recover compare to younger man.

We would always like to provide the best financial support and medical treatment if these injuries happens to old folks

Too bad many Personal Accident Insurance do not compensate for this injury liked fracture bones and dislocation of bones.

if you like to explore an comprehensive Personal Accident insurance coverage for your parents who do not have medical coverage, let me know.

17/02/2026

May the Year of the Horse bring you strength, success, and prosperity.
Happy Chinese New Year

31/03/2025

Good morning and Selamat Hari Raya Aidilfitri to all our Muslim friends...

It's happening now at MidValley Megamall exhibition hall.
12/10/2024

It's happening now at MidValley Megamall exhibition hall.

09/04/2024

Wishing to All muslim friends Selamat Hari Raya. Maaf Zahir Batin.

Happy Chinese New Year 2024. Wishing you a great year with prosperity and good fortune.
09/02/2024

Happy Chinese New Year 2024. Wishing you a great year with prosperity and good fortune.

25/12/2023

Merry Christmas
May this season full of joy for you and your family.

InvestSmart® Fest 2023 at the KL Convention CenterInvestSmart® Fest 2023 (“ISF 2023”) is a 3-day event that aims to empo...
15/11/2023

InvestSmart® Fest 2023 at the KL Convention Center

InvestSmart® Fest 2023 (“ISF 2023”) is a 3-day event that aims to empower the Malaysian public to be smart investors, particularly in a time when investment scams are rampant. ISF 2023 will bring together capital market institutions, associations, industry players and relevant agencies under one roof to showcase products and services offered by capital market intermediaries, as well as host talks, panel discussions and fireside chats by leading industry experts to share their insights on the Malaysian capital market and investment opportunities available.

This year’s event will be held at Hall 4 of the KL Convention Center, from 17th to 19th of November 2023 in conjunction with the World Investor Week 2023.

The 3-day event aims to empower the Malaysian public to be a smart investor, particularly in a time when investments scams are rampant.

Mark your calendar and come visit UOB Kay Hian booth for account opening free gifts and other exciting activities!
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This event is open to the public and admission is FREE.




26/10/2023

曾经有人告诉我他的雇主(公司)有提供员工保险和医药保障,不需要个人购买医药保险。

我提供以下的分别

公司员工医药保障
1. 年期限更新
团体员工保险是每年更新契约。如果今年员工进院,明年可能那员工的保费暴涨,导致雇主开销吃力。那么雇主会采取什么措施?

2. 医药保障利益有限制
跟据不同员工工作级别的保障,都会有限制。超出医药保障利益限制的医药费,员工需要自负。

3. 保费低廉(雇主负担)

个人医药保障
1. 终身期限(至90岁或100岁)
保证更新。如果今年进院,明年保障继续保持一样无更改,保费也不会提升。

2. 保障利益高或无限

3. 保费高(个人承担)

我也提出几个问题让对方思考。
1. 如果大病延长几年,不能工作,需要拿无假休养。对雇主来说,要负担已暴涨的团体员工医药保费,是不是一个成本?

2. 如果大病需要休养辞职不做,自己没了雇主提供的医药保障,是否还有保险公司接受自己购买个人医药保障?

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Petaling Jaya

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 14:00

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