What are the opening hours?

Monday 08:30 - 17:15 Tuesday 08:30 - 17:15 Wednesday 08:30 - 17:15 Thursday 08:30 - 17:15 Friday 08:30 - 17:15

Rekha - Wealth Planner, K. Anandraj Agency, Unit 9-1, Level 9 Tower 2A, UOA Business Park, No. 1 Jalan Pengaturcara U1/51A, Section U1, Shah Alam (2026)

28/01/2025

Get protected within your budget with a range of products tailored to meet your changing needs. Even if you have health issues that previously rendered you UNINSURABLE, you CAN apply now with our GUARANTEED ACCEPTANCE plans!

DM or WhatsApp for a quick consult now.

Sasi Rekha Ravi
PCIEA, CEILLI, CLPM & Certified Financial Needs Consultant
Life & financial needs consultant for you & your family

02/12/2024

💵🏠 𝐋𝐈𝐐𝐔𝐈𝐃 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐘 🏠💵

Think about it - investment properties have 𝐚 𝐥𝐨𝐭 𝐨𝐟 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬: the capital appreciation, rental income & leaving it as a heritage for the next generation.

However, some 𝐨𝐛𝐬𝐭𝐚𝐜𝐥𝐞𝐬 𝐭𝐨 𝐨𝐯𝐞𝐫𝐜𝐨𝐦𝐞 𝐚𝐭 𝐞𝐯𝐞𝐫𝐲 𝐬𝐭𝐚𝐠𝐞 are: saving up for the down payment 💰💰, qualifying for the loan 🏦📜⏳, maintenance of the investment property 🚧🏠💵, taxes 🏠💰👨‍⚖️, ensuring it gets rented out 👨‍👩‍👧‍👦💵, etc.

This is where the concept of “𝐋𝐢𝐪𝐮𝐢𝐝 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲” comes into play, which has the following benefits:
1. You do not need to come up with any down payment. ❌💰
2. No need to go through a tedious process of loan application. ❌🏦⏳
3. No interest is charged on your monthly instalments. Instead, you 𝙚𝙖𝙧𝙣 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙤𝙣 𝙮𝙤𝙪𝙧 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨. 📈💵✅
4. The future value of the property is always 3 to 4 times of your total contributions, and it is guaranteed upon approval 💰🏠=💰💰💰💰🏠 (Capital Appreciation is guaranteed ✅📈)
5. No need to pay annual land taxes. ❌🏠💰👨‍⚖️
6. No need to pay any maintenance for the property for life. ❌🚧🏠💵
7. No liquidity hassle as the value of property is paid out within 2-3 weeks to your next of kin upon death. ❌💰💰🏠=💰🏠
8. No hassle of looking for a buyer to purchase property upon death. ❌👨‍👩‍👧‍👦
9. No property gains tax incurred at any given point of time by your next of kin. ❌🏠💰📋
10. Not claimable by creditors to settle other outstanding debts. ❌🏠💰👨‍⚖

𝙏𝙝𝙚𝙨𝙚 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙤𝙛 “𝙇𝙞𝙦𝙪𝙞𝙙 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮” 𝙖𝙧𝙚 𝙪𝙨𝙚𝙙 𝙗𝙮 𝙩𝙝𝙚 𝙬𝙚𝙖𝙡𝙩𝙝𝙮 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙞𝙣 𝙘𝙤𝙢𝙗𝙞𝙣𝙖𝙩𝙞𝙤𝙣 𝙬𝙞𝙩𝙝 𝙋𝙝𝙮𝙨𝙞𝙘𝙖𝙡 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮. 𝙄𝙛 𝙮𝙤𝙪 𝙝𝙖𝙫𝙚𝙣’𝙩 𝙜𝙤𝙩 𝙖𝙣 𝙚𝙭𝙥𝙤𝙨𝙪𝙧𝙚 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙖𝙨𝙨𝙚𝙩𝙨 𝙞𝙣𝙩𝙤 “𝙇𝙞𝙦𝙪𝙞𝙙 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮”, 𝙮𝙤𝙪 𝙖𝙧𝙚 𝙚𝙭𝙥𝙤𝙨𝙚𝙙 𝙩𝙤 𝙢𝙖𝙣𝙮 𝙡𝙞𝙦𝙪𝙞𝙙𝙞𝙩𝙮 𝙧𝙞𝙨𝙠𝙨 - 𝙨𝙤𝙢𝙚𝙙𝙖𝙮, 𝙨𝙤𝙢𝙚𝙤𝙣𝙚 𝙢𝙖𝙮 𝙗𝙪𝙮 𝙔𝙊𝙐𝙍 𝙥𝙝𝙮𝙨𝙞𝙘𝙖𝙡 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙖𝙩 𝙖 𝙙𝙞𝙨𝙘𝙤𝙪𝙣𝙩.

❗️❗️Speak to your trusted financial advisor about “Liquid Property” today. 😉 ❗️❗️

27/11/2024

🎯🗣 𝗟𝗔𝗦𝗧 𝟮 𝗗𝗔𝗬𝗦 𝗣𝗥𝗢𝗠𝗢 📢🎯

📈 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐁𝐨𝐨𝐬𝐭𝐞𝐫 💲
🌄 𝐄𝐚𝐫𝐥𝐲 𝐁𝐢𝐫𝐝 𝐂𝐚𝐦𝐩𝐚𝐢𝐠𝐧 (until 28 Nov 2024)

🎯 𝐏𝐚𝐲 𝐟𝐨𝐫 𝟓 𝐲𝐞𝐚𝐫𝐬 𝐨𝐧𝐥𝐲!
🎯 𝟏𝟐.𝟓% 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐂𝐚𝐬𝐡 𝐁𝐚𝐜𝐤 on Savings Booster premium every year for 20 years (250%)
🎯 𝐀𝐃𝐃𝐈𝐓𝐈𝐎𝐍𝐀𝐋 𝟓.𝟓% 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐂𝐚𝐬𝐡 𝐁𝐚𝐜𝐤 on savings booster premium for the 1st year (𝐬𝐢𝐠𝐧 𝐮𝐩 𝐛𝐞𝐟𝐨𝐫𝐞 𝟐𝟖 𝐍𝐨𝐯 𝟐𝟎𝟐𝟒)
🎯 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐌𝐚𝐭𝐮𝐫𝐢𝐭𝐲 𝐁𝐞𝐧𝐞𝐟𝐢𝐭: 𝟓𝟑𝟎% of Savings Booster's Annual Premium on 20th year
🎯 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐌𝐚𝐭𝐮𝐫𝐢𝐭𝐲 𝐁𝐞𝐧𝐞𝐟𝐢𝐭: 𝟔𝟓𝟎% of Basic Plan's Annual Premium on 30th year

💲💲💲💰💰💰💰💵💵💵💵

Sign up before 28th November 2024 to enjoy the 𝐀𝐃𝐃𝐈𝐓𝐈𝐎𝐍𝐀𝐋 𝟓.𝟓% 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐂𝐚𝐬𝐡 𝐁𝐚𝐜𝐤 for the first year on top of the 𝟏𝟐.𝟓% 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐂𝐚𝐬𝐡 𝐁𝐚𝐜𝐤 on Savings Booster premium every year for 20 years.

𝙍𝙚𝙖𝙘𝙝 𝙤𝙪𝙩 𝙩𝙤 𝙢𝙚 𝙩𝙤 𝙙𝙞𝙨𝙘𝙪𝙨𝙨 𝙝𝙤𝙬 𝙩𝙤 𝙢𝙖𝙭𝙞𝙢𝙞𝙨𝙚 𝙮𝙤𝙪𝙧 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙬𝙞𝙩𝙝 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣!

👩‍💼 Sasi Rekha Ravi (Rekha)
☎️ +6012-5117764
🔗 https://wa.me/message/34EWE64O523SB1

25/06/2024

𝐖𝐡𝐲 𝐃𝐨 𝐖𝐞 𝐍𝐞𝐞𝐝 𝐈𝐍𝐂𝐎𝐌𝐄 𝐏𝐑𝐎𝐓𝐄𝐂𝐓𝐈𝐎𝐍?

What are the basics necessities of life? 🤔 Food, clothing and shelter right?

All of the above are in fact based on only one variable -> “INCOME”. Think about it! Your income decides the type of food you eat. Your income decides what kind of clothes you wear. Your income decides what kind of house you live in. This is your lifestyle.

Now, there are two ways to get INCOME - either YOU WORK or SOMEBODY ELSE WORKS and provides for you.

As of now, you’re working to provide food, clothing and shelter. Unfortunately, if something were to happen to you, somebody needs to immediately take over this responsibility for your family. This is exactly how income protection works. If you are 𝙪𝙣𝙖𝙗𝙡𝙚 𝙩𝙤 𝙬𝙤𝙧𝙠, the 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙘𝙤𝙢𝙥𝙖𝙣𝙮 𝙬𝙞𝙡𝙡 𝙘𝙤𝙢𝙥𝙚𝙣𝙨𝙖𝙩𝙚 𝙮𝙤𝙪 𝙛𝙤𝙧 𝙮𝙤𝙪𝙧 𝙡𝙤𝙨𝙨 𝙤𝙛 𝙞𝙣𝙘𝙤𝙢𝙚.

There are many income protection products in the market, so speak to a financial advisor to understand which one caters more to your current financial needs. 🙌🏻

📱𝐂𝐚𝐥𝐥 / 𝐖𝐡𝐚𝐭𝐬𝐚𝐩𝐩 (+6012-5117764) and let's discuss further.

19/05/2023

We believe in making customers' claims process as easy and hassle-free as possible to ensure we are steadfast in delivering the best services to our valuable Zurich customers attentively. In April 2023, approximately RM30.3 million worth of claims were paid to Zurich customers, which constitutes 27% of the total claims paid between January and April 2023.

Total claims paid out from January to April 2023 (RM111.6 million) has already reached 40% of the total claims paid from January to December 2022 (RM277.1 million).

Our excellent financial strength ensures the strong continuity of our business to help our customers to reach their full potential for tomorrow.

Despite being one of the smallest insurance companies in terms of agents and number of policies issued, we walk the talk. We protect you.*

*As long as your policy remains in-force and has not lapsed due to non-payment.

10/05/2023

💵🏦 𝗠𝗥𝗧𝗔 𝘃𝘀 𝗠𝗟𝗧𝗔: 𝗗𝗲𝘁𝗮𝗶𝗹𝗲𝗱 𝗕𝗿𝗲𝗮𝗸𝗱𝗼𝘄𝗻 🏦💵

Last week, I shared the key differences between the two types of mortgage loans.

Quite a few of you reached out to me to find out more. This graphic provides an in-depth analysis of both types of loans.

In short...

📌 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐞𝐝𝐮𝐜𝐢𝐧𝐠 𝐓𝐞𝐫𝐦 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 (𝐌𝐑𝐓𝐀) 📉is suitable for those who have sufficient medical and life insurance coverage, and don't have much dependents as the beneficiary of this plan is the bank. Insurance will pay the bank loan and the dependents will receive the home - no cash value or savings.

📌𝐙𝐮𝐫𝐢𝐜𝐡'𝐬 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐋𝐞𝐯𝐞𝐥 𝐓𝐞𝐫𝐦 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 (𝐌𝐋𝐓𝐀) ✅📈 is suitable for those who have dependents, plan to refinance or upgrade their home, have liabilities or want to leave more savings behind for loved ones.

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Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!
Click to Whatsapp: https://wa.me/message/QZAXKWL5AYAPK1

07/05/2023

Your investment-linked (IL) insurance policy or takaful certificate is tied to the performance of your investment fund(s). Here’s what you need to know about Sustainability and Investment-Linked Policy.

💰📉 𝗙𝗮𝗰𝘁𝗼𝗿𝘀 𝗥𝗲𝗱𝘂𝗰𝗶𝗻𝗴 𝗙𝘂𝗻𝗱 𝗩𝗮𝗹𝘂𝗲 & 𝗦𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗼𝗳 𝗣𝗼𝗹𝗶𝗰𝘆
1. Higher insurance charges as you age
2. Low starting premium -> slow growth of IL fund value
3. Poor investment returns
4. Skipping premium payments
5. Withdrawing $$ from investment account
6. Increase in fees & charges (revision based on inflation, etc.)
7. Increasing coverage without increasing premium

💰📈 𝗪𝗮𝘆𝘀 𝘁𝗼 𝗜𝗺𝗽𝗿𝗼𝘃𝗲 𝗙𝘂𝗻𝗱 𝗩𝗮𝗹𝘂𝗲 & 𝗘𝗻𝘀𝘂𝗿𝗲 𝗦𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗼𝗳 𝗣𝗼𝗹𝗶𝗰𝘆
✅️ Increase regular top-up premiums
✅️ Review coverage & benefits and reduce something (𝘵𝘰 𝘳𝘦𝘥𝘶𝘤𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘤𝘩𝘢𝘳𝘨𝘦𝘴)
✅️ Review if auto-extension to 100 years suits yours needs (𝘵𝘰 𝘳𝘦𝘥𝘶𝘤𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘤𝘩𝘢𝘳𝘨𝘦𝘴)
✅️ Make a single premium lumpsum top-up
✅️ Review the target suitability term that suits your needs (𝘦.𝘨. 𝘳𝘦𝘥𝘶𝘤𝘦 𝘧𝘳𝘰𝘮 100 𝘵𝘰 80, 𝘰𝘳 80 𝘵𝘰 70, 𝘦𝘵𝘤.)
✅️ Review the policy & increase the premium as your income grows

For more information, visit: https://www.zurich.com.my/en/customer-hub/show-me-more-info/sustainability-of-il-plans

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Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!
Click to Whatsapp: https://wa.me/message/QZAXKWL5AYAPK1

06/05/2023

𝙊𝙪𝙧 𝙥𝙖𝙧𝙚𝙣𝙩𝙨 𝙝𝙖𝙫𝙚 𝙬𝙤𝙧𝙠𝙚𝙙 𝙩𝙝𝙚𝙞𝙧 𝙝𝙖𝙧𝙙𝙚𝙨𝙩 𝙩𝙤 𝙜𝙞𝙫𝙚 𝙪𝙨 𝙩𝙝𝙚 𝙗𝙚𝙨𝙩 𝙡𝙞𝙛𝙚 𝙥𝙤𝙨𝙨𝙞𝙗𝙡𝙚. Why not treat them to a gift that will keep on giving? Protect their wealth and secure the future with a life protection plan, whether you are purchasing for your parents, yourself, your family or your child.

From now until 29 May 2023, sign up for any of our selected products and get a cash reward of up to RM500!

For more information, check out our campaign details via zurich.com.my/mysuperhero-campaign. Terms and conditions apply.

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Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!
Click to Whatsapp: https://wa.me/message/QZAXKWL5AYAPK1

02/05/2023

💵🏦 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗟𝗼𝗮𝗻 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄: 𝗠𝗥𝗧𝗔 𝘃𝘀 𝗠𝗟𝗧𝗔 🏦💵

Oftentimes, first-time homeowners (or even second-time owners) don't know about the 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘵 𝘵𝘺𝘱𝘦𝘴 𝘰𝘧 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘭𝘰𝘢𝘯𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦, or the 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘤𝘦 𝘣𝘦𝘵𝘸𝘦𝘦𝘯 𝘵𝘩𝘦 𝘵𝘸𝘰.

Let's look at some key differences between the two:

📌 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐞𝐝𝐮𝐜𝐢𝐧𝐠 𝐓𝐞𝐫𝐦 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 (𝐌𝐑𝐓𝐀) 📉

1️⃣ The 𝙨𝙪𝙢 𝙖𝙨𝙨𝙪𝙧𝙚𝙙 (𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚) 𝙧𝙚𝙙𝙪𝙘𝙚𝙨 𝙤𝙫𝙚𝙧 𝙩𝙞𝙢𝙚 and becomes zero at the end of the policy. In some situations, the sum assured will not be sufficient to pay off the loan balance in the event of death or disability
(𝘦.𝘨. 𝘸𝘩𝘦𝘯 𝘵𝘩𝘦 𝘭𝘰𝘢𝘯 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘳𝘢𝘵𝘦 𝘨𝘰𝘦𝘴 𝘶𝘱 𝘤𝘰𝘮𝘱𝘢𝘳𝘦𝘥 𝘵𝘰 𝘪𝘯𝘪𝘵𝘪𝘢𝘭 𝘳𝘢𝘵𝘦, 𝘸𝘩𝘦𝘯 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘵𝘢𝘬𝘦𝘴 𝘶𝘱 𝘮𝘰𝘳𝘢𝘵𝘰𝘳𝘪𝘶𝘮 𝘰𝘧𝘧𝘦𝘳𝘦𝘥 𝘥𝘶𝘳𝘪𝘯𝘨 𝘊𝘰𝘷𝘪𝘥-19 𝘱𝘢𝘯𝘥𝘦𝘮𝘪𝘤 𝘸𝘩𝘪𝘤𝘩 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦𝘴 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘢𝘤𝘤𝘳𝘶𝘦𝘥 𝘰𝘯 𝘵𝘩𝘦 𝘭𝘰𝘢𝘯 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘳𝘦𝘥𝘶𝘤𝘦 𝘭𝘰𝘢𝘯 𝘢𝘮𝘰𝘶𝘯𝘵, 𝘦𝘵𝘤.)
2️⃣ There is 𝙣𝙤 𝙘𝙖𝙨𝙝 𝙗𝙖𝙘𝙠 𝙤𝙧 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 from this type of policy. Insured might get surrender value policy if cancelled after some years.
3️⃣ 𝙋𝙤𝙡𝙞𝙘𝙮 𝙞𝙨 𝙣𝙤𝙣-𝙩𝙧𝙖𝙣𝙨𝙛𝙚𝙧𝙖𝙗𝙡𝙚. If insured refinances the existing property or sells the property to upgrade to a new home, the MRTA will lapse and a new mortgage loan has to be purchased.

📌𝐙𝐮𝐫𝐢𝐜𝐡'𝐬 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐋𝐞𝐯𝐞𝐥 𝐓𝐞𝐫𝐦 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 (𝐌𝐋𝐓𝐀) ✅📈

1️⃣𝙎𝙪𝙢 𝙖𝙨𝙨𝙪𝙧𝙚𝙙 (𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚) 𝙞𝙨 𝙡𝙚𝙫𝙚𝙡 𝙩𝙝𝙧𝙤𝙪𝙜𝙝𝙤𝙪𝙩 𝙥𝙤𝙡𝙞𝙘𝙮 𝙩𝙚𝙧𝙢. Whether it's the 1st or 10th year, the agreed sum assured will be paid out in the event of death, disability and/or 50 critical illnesses.
2️⃣𝙃𝙖𝙨 𝙘𝙖𝙨𝙝 𝙫𝙖𝙡𝙪𝙚 (investment-linked) 𝘼𝙉𝘿 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 (after paying off the loan balance)
3️⃣𝙋𝙤𝙡𝙞𝙘𝙮 𝙘𝙖𝙣 𝙗𝙚 𝙩𝙧𝙖𝙣𝙨𝙛𝙚𝙧𝙧𝙚𝙙 to a refinanced loan, a new property, any other asset, or for any debt cancellation. No need to purchase a new mortgage loan other than
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Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!
Click to Whatsapp: https://wa.me/message/QZAXKWL5AYAPK1

21/04/2023

The celebration of 𝗘𝗶𝗱 𝗮𝗹-𝗙𝗶𝘁𝗿 is a time to reflect on past transgressions and practice forgiveness, the spirit of giving, and spreading love and kindness to everyone around you.

May Allah always protect you from the obstacles and negativities, and bless you with overflowing success and happiness in life.

Wishing you a prosperous and joy-filled Eid, filled with moments of laughter, love, and togetherness.

𝗘𝗶𝗱 𝗠𝘂𝗯𝗮𝗿𝗮𝗸! Maaf Zahir & Batin ❤️

20/04/2023

💰💸 𝗔𝗿𝗲 𝗬𝗼𝘂 𝗣𝗮𝘆𝗶𝗻𝗴 𝗧𝗼𝗼 𝗠𝘂𝗰𝗵 𝗙𝗼𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲? 💸💰

Today, almost everyone has insurance! I'm sure you do too. But... many people out there:
📎 paying way too much premium yet are 𝙪𝙣𝙙𝙚𝙧𝙞𝙣𝙨𝙪𝙧𝙚𝙙,
📎 end up using 𝙩𝙝𝙚𝙞𝙧 𝙤𝙬𝙣 𝙢𝙤𝙣𝙚𝙮 𝙩𝙤 𝙞𝙣𝙨𝙪𝙧𝙚 𝙩𝙝𝙚𝙢𝙨𝙚𝙡𝙫𝙚𝙨, and
📎 𝙘𝙖𝙣'𝙩 𝙚𝙫𝙚𝙣 𝙗𝙪𝙮 𝙖 𝙢𝙤𝙩𝙤𝙧𝙘𝙮𝙘𝙡𝙚 with the returns after 30 years.

Here are some self-evaluation questions:

📌 Do you have the 𝙬𝙧𝙤𝙣𝙜 𝙩𝙮𝙥𝙚𝙨 𝙤𝙛 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙥𝙡𝙖𝙣𝙨?

📌 Do you have a 𝙛𝙚𝙬 𝙤𝙛 𝙩𝙝𝙚 𝙨𝙖𝙢𝙚 𝙩𝙮𝙥𝙚 𝙤𝙛 𝙥𝙡𝙖𝙣𝙨?

📌 Are the 𝙥𝙡𝙖𝙣𝙨 you have 𝙞𝙧𝙧𝙚𝙡𝙚𝙫𝙖𝙣𝙩 𝙩𝙤 𝙮𝙤𝙪𝙧 𝙣𝙚𝙚𝙙𝙨?

📌 Do your 𝙥𝙡𝙖𝙣𝙨 give you 𝙞𝙣𝙨𝙪𝙛𝙛𝙞𝙘𝙞𝙚𝙣𝙩 𝙖𝙢𝙤𝙪𝙣𝙩 𝙤𝙛 𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚?

📌 Do you have 𝙪𝙣𝙣𝙚𝙘𝙚𝙨𝙨𝙖𝙧𝙮 '𝙖𝙙𝙙-𝙤𝙣𝙨', 𝙚𝙖𝙩𝙞𝙣𝙜 𝙖𝙬𝙖𝙮 & 𝙡𝙤𝙬𝙚𝙧𝙞𝙣𝙜 your investment-linked plan's 𝙨𝙖𝙫𝙞𝙣𝙜𝙨?

And ultimately......
📌 Are you 𝙥𝙖𝙮𝙞𝙣𝙜 𝙩𝙤𝙤 𝙢𝙪𝙘𝙝 𝙛𝙤𝙧 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙪𝙣𝙣𝙚𝙘𝙚𝙨𝙨𝙖𝙧𝙞𝙡𝙮? 💸💸

⚡️If your answer to any of the above is 𝗬𝗘𝗦 or 𝗡𝗢𝗧 𝗦𝗨𝗥𝗘, please speak to a Wealth Planner and have a free policy review done right away‼️

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✅️ You need only the right amount of coverage for the right type of plans.

❌️ Do not waste your hard-earned money.

Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!

18/04/2023

💵🏠 𝐋𝐈𝐐𝐔𝐈𝐃 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐘 🏠💵

Don’t we all look forward to buying a 2nd property for investment? (𝘖𝘳 𝘢𝘴 𝘴𝘰𝘮𝘦 𝘮𝘢𝘳𝘳𝘪𝘦𝘥 𝘤𝘰𝘶𝘱𝘭𝘦𝘴 𝘴𝘢𝘺... 𝘢 𝘨𝘦𝘵 𝘢𝘸𝘢𝘺 𝘧𝘳𝘰𝘮 𝘰𝘶𝘳 𝘴𝘱𝘰𝘶𝘴𝘦𝘴?)

Think about it - investment properties have 𝐚 𝐥𝐨𝐭 𝐨𝐟 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬: the capital appreciation, rental income and leaving it as a heritage for the next generation.

However, some 𝐨𝐛𝐬𝐭𝐚𝐜𝐥𝐞𝐬 𝐭𝐨 𝐨𝐯𝐞𝐫𝐜𝐨𝐦𝐞 𝐚𝐭 𝐞𝐯𝐞𝐫𝐲 𝐬𝐭𝐚𝐠𝐞 are: saving up for the down payment 💰💰, qualifying for the loan 🏦📜⏳, maintenance of the investment property 🚧🏠💵, taxes 🏠💰👨‍⚖️, ensuring it gets rented out 👨‍👩‍👧‍👦💵 and so on.

This is where the concept of “𝐋𝐢𝐪𝐮𝐢𝐝 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲” comes into play, which has the following benefits:
1. You do not need to come up with any down payment. ❌💰💰
2. No need to go through tedious process of loan application. ❌🏦⏳
3. No interest is charged to you on your monthly instalments. Instead you 𝙚𝙖𝙧𝙣 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙤𝙣 𝙮𝙤𝙪𝙧 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨. 📈💵✅ (𝘞𝘰𝘶𝘭𝘥 𝘺𝘰𝘶 𝘳𝘢𝘵𝘩𝘦𝘳 𝘱𝘢𝘺 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘰𝘳 𝘦𝘢𝘳𝘯 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵?)
4.The future value of the property is always 3 to 4 times of your total contributions, and it is guaranteed upon approval 💰🏠=💰💰💰💰🏠 (Capital Appreciation is guaranteed ✅📈)
5. No need to pay annual land taxes. ❌🏠💰👨‍⚖️
6. No need to pay any maintenance for the property for life. ❌🚧🏠💵
7. No liquidity hassle as the value of property is paid out within 2-3 weeks to your next of kin upon death. ❌💰💰🏠=💰🏠
8. No hassle of looking for a buyer to purchase property upon death. ❌👨‍👩‍👧‍👦
9. No property gains tax incurred at any given point of time by your next of kin. ❌🏠💰📋
10. Not claimable by creditors to settle other outstanding debts. ❌🏠💰👨‍⚖

𝙏𝙝𝙚𝙨𝙚 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙤𝙛 “𝙇𝙞𝙦𝙪𝙞𝙙 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮” 𝙖𝙧𝙚 𝙪𝙨𝙚𝙙 𝙗𝙮 𝙩𝙝𝙚 𝙬𝙚𝙖𝙡𝙩𝙝𝙮 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙞𝙣 𝙘𝙤𝙢𝙗𝙞𝙣𝙖𝙩𝙞𝙤𝙣 𝙬𝙞𝙩𝙝 𝙋𝙝𝙮𝙨𝙞𝙘𝙖𝙡 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮. 𝙄𝙛 𝙮𝙤𝙪 𝙝𝙖𝙫𝙚𝙣’𝙩 𝙜𝙤𝙩 𝙖𝙣 𝙚𝙭𝙥𝙤𝙨𝙪𝙧𝙚 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙖𝙨𝙨𝙚𝙩𝙨 𝙞𝙣𝙩𝙤 “𝙇𝙞𝙦𝙪𝙞𝙙 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮”, 𝙮𝙤𝙪 𝙖𝙧𝙚 𝙚𝙭𝙥𝙤𝙨𝙚𝙙 𝙩𝙤 𝙢𝙖𝙣𝙮 𝙡𝙞𝙦𝙪𝙞𝙙𝙞𝙩𝙮 𝙧𝙞𝙨𝙠𝙨 - 𝙨𝙤𝙢𝙚𝙙𝙖𝙮, 𝙨𝙤𝙢𝙚𝙤𝙣𝙚 𝙢𝙖𝙮 𝙗𝙪𝙮 𝙔𝙊𝙐𝙍 𝙥𝙝𝙮𝙨𝙞𝙘𝙖𝙡 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙖𝙩 𝙖 𝙙𝙞𝙨𝙘𝙤𝙪𝙣𝙩.

❗️❗️Speak to your trusted financial advisor about “Liquid Property” today. 😉 ❗️❗️

Rekha - Wealth Planner

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