HND Consultancy

HND Consultancy Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from HND Consultancy, Financial Consultant, No. 99-3, USJ 21/10, Subang Jaya.

With 15+ years of banking expertise and 300+ loan applications processed, we specialize in Cooperative, Personal, SME, Hire Purchase, and Housing Loans, offering tailored, hassle-free solutions for individuals and businesses

๐“๐ฒ๐ฉ๐ž๐ฌ ๐จ๐Ÿ ๐‹๐จ๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ๐ž๐ฌ: A ๐“๐ž๐ซ๐ฆ ๐‹๐จ๐š๐ง can be a smart move for long-term business growth, but only if you approach i...
28/04/2025

๐“๐ฒ๐ฉ๐ž๐ฌ ๐จ๐Ÿ ๐‹๐จ๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ๐ž๐ฌ:

A ๐“๐ž๐ซ๐ฆ ๐‹๐จ๐š๐ง can be a smart move for long-term business growth, but only if you approach it right.

๐…๐ซ๐จ๐ฆ ๐ฉ๐ซ๐ž๐ฉ๐š๐ซ๐ข๐ง๐  ๐ฌ๐ญ๐ซ๐จ๐ง๐  ๐๐จ๐œ๐ฎ๐ฆ๐ž๐ง๐ญ๐ฌ ๐ญ๐จ ๐ข๐ง๐œ๐ซ๐ž๐š๐ฌ๐ข๐ง๐  ๐š๐ฉ๐ฉ๐ซ๐จ๐ฏ๐š๐ฅ ๐œ๐ก๐š๐ง๐œ๐ž๐ฌ, we help businesses ๐ฌ๐ž๐œ๐ฎ๐ซ๐ž ๐ญ๐ก๐ž ๐Ÿ๐ฎ๐ง๐๐ข๐ง๐  ๐ญ๐ก๐ž๐ฒ ๐ง๐ž๐ž๐, ๐Ÿ๐š๐ฌ๐ญ๐ž๐ซ.

Reach out today to get expert guidance!
๐‘‡โ„Ž๐‘–๐‘  ๐‘–๐‘  ๐‘ƒ๐‘Ž๐‘Ÿ๐‘ก 1 ๐‘œ๐‘“ ๐‘œ๐‘ข๐‘Ÿ ๐ต๐‘ข๐‘ ๐‘–๐‘›๐‘’๐‘ ๐‘  ๐ฟ๐‘œ๐‘Ž๐‘› ๐‘†๐‘’๐‘Ÿ๐‘–๐‘’๐‘ . ๐‘†๐‘ก๐‘Ž๐‘ฆ ๐‘ก๐‘ข๐‘›๐‘’๐‘‘ ๐‘“๐‘œ๐‘Ÿ ๐‘š๐‘œ๐‘Ÿ๐‘’.

๐Ž๐ฐ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ซ๐ข๐ž๐ง๐ ๐ฌ๐จ๐ฆ๐ž ๐ฆ๐จ๐ง๐ž๐ฒ? Here are ๐Ÿ“ ๐ž๐š๐ฌ๐ฒ ๐š๐ง๐ ๐ซ๐ž๐š๐ฅ๐ข๐ฌ๐ญ๐ข๐œ ๐ฐ๐š๐ฒ๐ฌ ๐ญ๐จ ๐ซ๐ž๐ฉ๐š๐ฒ ๐š ๐Ÿ๐ซ๐ข๐ž๐ง๐, even if you're on a ๐ญ๐ข๐ ๐ก๐ญ ๐›๐ฎ๐๐ ๐ž๐ญ.Small...
25/04/2025

๐Ž๐ฐ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ซ๐ข๐ž๐ง๐ ๐ฌ๐จ๐ฆ๐ž ๐ฆ๐จ๐ง๐ž๐ฒ?

Here are ๐Ÿ“ ๐ž๐š๐ฌ๐ฒ ๐š๐ง๐ ๐ซ๐ž๐š๐ฅ๐ข๐ฌ๐ญ๐ข๐œ ๐ฐ๐š๐ฒ๐ฌ ๐ญ๐จ ๐ซ๐ž๐ฉ๐š๐ฒ ๐š ๐Ÿ๐ซ๐ข๐ž๐ง๐, even if you're on a ๐ญ๐ข๐ ๐ก๐ญ ๐›๐ฎ๐๐ ๐ž๐ญ.

Small actions build ๐ญ๐ซ๐ฎ๐ฌ๐ญ. Itโ€™s better than making big promises with no follow-through.

Tag someone who needs this reminder!

Need help managing your debt or getting your loan approved faster? DM us. Weโ€™ve got you covered.

๐–๐ก๐š๐ญ ๐ข๐ฌ ๐š ๐‚๐ซ๐ž๐๐ข๐ญ ๐‚๐š๐ซ๐?A credit card lets you ๐›๐จ๐ซ๐ซ๐จ๐ฐ ๐ฆ๐จ๐ง๐ž๐ฒ ๐Ÿ๐ซ๐จ๐ฆ ๐ญ๐ก๐ž ๐›๐š๐ง๐ค ๐ญ๐จ ๐ฌ๐ฉ๐ž๐ง๐ ๐ง๐จ๐ฐ, ๐š๐ง๐ ๐ฉ๐š๐ฒ ๐ฅ๐š๐ญ๐ž๐ซ.But hereโ€™s the catch...
21/04/2025

๐–๐ก๐š๐ญ ๐ข๐ฌ ๐š ๐‚๐ซ๐ž๐๐ข๐ญ ๐‚๐š๐ซ๐?

A credit card lets you ๐›๐จ๐ซ๐ซ๐จ๐ฐ ๐ฆ๐จ๐ง๐ž๐ฒ ๐Ÿ๐ซ๐จ๐ฆ ๐ญ๐ก๐ž ๐›๐š๐ง๐ค ๐ญ๐จ ๐ฌ๐ฉ๐ž๐ง๐ ๐ง๐จ๐ฐ, ๐š๐ง๐ ๐ฉ๐š๐ฒ ๐ฅ๐š๐ญ๐ž๐ซ.
But hereโ€™s the catch:

๐Ÿ”น You're ๐œ๐ก๐š๐ซ๐ ๐ž๐ ๐ข๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ (up to 18% p.a.) if you donโ€™t pay in full
๐Ÿ”น You must pay at least the ๐ฆ๐ข๐ง๐ข๐ฆ๐ฎ๐ฆ ๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ (5% or RM50)
๐Ÿ”น ๐”๐ฌ๐ž๐ ๐ฐ๐ข๐ฌ๐ž๐ฅ๐ฒ = rewards + builds credit score (CTOS/CCRIS)
๐Ÿ”น ๐”๐ฌ๐ž๐ ๐ฉ๐จ๐จ๐ซ๐ฅ๐ฒ = debt, stress & loan rejection later

Itโ€™s a tool, not free money. Swipe smart, not just swipe right.

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐จ๐Ÿ ๐Ÿ๐ฎ๐ง๐๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐›๐ฎ๐ญ ๐ง๐จ๐ญ ๐ฌ๐ฎ๐ซ๐ž ๐ฐ๐ก๐ž๐ซ๐ž ๐ญ๐จ ๐ฌ๐ญ๐š๐ซ๐ญ?Here are ๐Ÿ• ๐œ๐จ๐ฆ๐ฆ๐จ๐ง ๐ญ๐ฒ๐ฉ๐ž๐ฌ ๐จ๐Ÿ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐ฅ๐จ๐š๐ง๐ฌ ๐ข๐ง ๐Œ๐š๐ฅ๐š๐ฒ๐ฌ๐ข๐š ever...
18/04/2025

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐จ๐Ÿ ๐Ÿ๐ฎ๐ง๐๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐›๐ฎ๐ญ ๐ง๐จ๐ญ ๐ฌ๐ฎ๐ซ๐ž ๐ฐ๐ก๐ž๐ซ๐ž ๐ญ๐จ ๐ฌ๐ญ๐š๐ซ๐ญ?

Here are ๐Ÿ• ๐œ๐จ๐ฆ๐ฆ๐จ๐ง ๐ญ๐ฒ๐ฉ๐ž๐ฌ ๐จ๐Ÿ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐ฅ๐จ๐š๐ง๐ฌ ๐ข๐ง ๐Œ๐š๐ฅ๐š๐ฒ๐ฌ๐ข๐š every entrepreneur should know:

1. ๐“๐ž๐ซ๐ฆ ๐‹๐จ๐š๐ง
2. ๐–๐จ๐ซ๐ค๐ข๐ง๐  ๐‚๐š๐ฉ๐ข๐ญ๐š๐ฅ ๐‹๐จ๐š๐ง
3. ๐’๐Œ๐„ ๐‹๐จ๐š๐ง
4. ๐Ž๐ฏ๐ž๐ซ๐๐ซ๐š๐Ÿ๐ญ ๐…๐š๐œ๐ข๐ฅ๐ข๐ญ๐ฒ
5. ๐ˆ๐ง๐ฏ๐จ๐ข๐œ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐ 
6. ๐“๐ซ๐š๐๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐ 
7. ๐†๐จ๐ฏ๐ž๐ซ๐ง๐ฆ๐ž๐ง๐ญ ๐’๐œ๐ก๐ž๐ฆ๐ž๐ฌ & ๐†๐ซ๐š๐ง๐ญ๐ฌ

Weโ€™ll break down each one in upcoming postsโ€”so stay tuned!


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๐’๐ฆ๐š๐ฅ๐ฅ ๐œ๐ก๐š๐ง๐ ๐ž๐ฌ = ๐›๐ข๐  ๐ซ๐ž๐ฌ๐ฎ๐ฅ๐ญ๐ฌ.Cut these 5 habits, and watch your savings grow.Follow for real-life financial tips and how...
17/04/2025

๐’๐ฆ๐š๐ฅ๐ฅ ๐œ๐ก๐š๐ง๐ ๐ž๐ฌ = ๐›๐ข๐  ๐ซ๐ž๐ฌ๐ฎ๐ฅ๐ญ๐ฌ.

Cut these 5 habits, and watch your savings grow.

Follow for real-life financial tips and how to get your loan approved faster; the smart way.

Tahniah sekali lagi kepada Encik Amir kerana berjaya mendapatkan pinjaman RM200,000 dengan kadar interest 2.99%!๐“๐ž๐ซ๐ข๐ฆ๐š ๐ค...
16/04/2025

Tahniah sekali lagi kepada Encik Amir kerana berjaya mendapatkan pinjaman RM200,000 dengan kadar interest 2.99%!

๐“๐ž๐ซ๐ข๐ฆ๐š ๐ค๐š๐ฌ๐ข๐ก, ๐„๐ง. ๐‡๐š๐ข๐ค๐š๐ฅ ๐ค๐ž๐ซ๐š๐ง๐š ๐ฆ๐ž๐ฆ๐›๐ž๐ซ๐ข ๐ค๐ž๐ฉ๐ž๐ซ๐œ๐š๐ฒ๐š๐š๐ง ๐ค๐ž๐ฉ๐š๐๐š ๐‡๐๐ƒ ๐‚๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐š๐ง๐œ๐ฒ.

Bagi sesiapa yang mempunyai masalah yang sama dengan En. Haikal,
๐Ÿ‘‰ Skor Kredit Rendah

Kami di HND Consultancy sedia membantu anda! Boleh hubungi kami untuk consultation.

๐๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ ๐‹๐จ๐š๐ง ๐ฏ๐ฌ ๐‡๐จ๐ฆ๐ž ๐‹๐จ๐š๐ง: ๐–๐ก๐š๐ญโ€™๐ฌ ๐ญ๐ก๐ž ๐ƒ๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž?Choosing the right type of loan can save you time, money, and stress. ...
15/04/2025

๐๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ ๐‹๐จ๐š๐ง ๐ฏ๐ฌ ๐‡๐จ๐ฆ๐ž ๐‹๐จ๐š๐ง: ๐–๐ก๐š๐ญโ€™๐ฌ ๐ญ๐ก๐ž ๐ƒ๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž?

Choosing the right type of loan can save you time, money, and stress. This simple comparison helps you decide based on your needs, urgency, & financial goals.

Need expert advice? Let us help you choose the right loan & get it approved โ€” fast and hassle-free.

Follow us for more financial tips, loan advice, and smart money moves.

๐’๐ฆ๐š๐ซ๐ญ ๐ฌ๐ก๐จ๐ฉ๐ฉ๐ข๐ง๐  ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ ๐ฐ๐ข๐ญ๐ก ๐ฌ๐ฆ๐š๐ซ๐ญ ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌThese 5 simple tips can help you stretch your ringgit further every time you s...
14/04/2025

๐’๐ฆ๐š๐ซ๐ญ ๐ฌ๐ก๐จ๐ฉ๐ฉ๐ข๐ง๐  ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ ๐ฐ๐ข๐ญ๐ก ๐ฌ๐ฆ๐š๐ซ๐ญ ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ

These 5 simple tips can help you stretch your ringgit further every time you shop. Whether you're planning for a big purchase or just your weekly groceries, ๐ฌ๐ฆ๐š๐ฅ๐ฅ ๐ก๐š๐›๐ข๐ญ๐ฌ ๐ฅ๐ž๐š๐ ๐ญ๐จ ๐›๐ข๐ ๐ ๐ž๐ซ ๐ฌ๐š๐ฏ๐ข๐ง๐ ๐ฌ.

Follow us for more financial tips, budgeting hacks, and expert guidance to help you get your loan approved faster.

We're here to help you take control of your finances.

๐–๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ ๐ซ๐š๐ญ๐ก๐ž๐ซ ๐จ๐ฐ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐๐ซ๐ž๐š๐ฆ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž / ๐ซ๐ž๐ง๐ญ ๐Ÿ๐จ๐ซ๐ž๐ฏ๐ž๐ซ ๐ฐ๐ข๐ญ๐ก ๐ง๐จ ๐๐ž๐›๐ญ?Drop your choice in the comments and le...
12/04/2025

๐–๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ ๐ซ๐š๐ญ๐ก๐ž๐ซ ๐จ๐ฐ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐๐ซ๐ž๐š๐ฆ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž / ๐ซ๐ž๐ง๐ญ ๐Ÿ๐จ๐ซ๐ž๐ฏ๐ž๐ซ ๐ฐ๐ข๐ญ๐ก ๐ง๐จ ๐๐ž๐›๐ญ?

Drop your choice in the comments and letโ€™s see what youโ€™d pick! ๐Ÿ’ฌ

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž? Here's what you need to know about Home Loans!A home loan helps you finance the purchase of y...
11/04/2025

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž?

Here's what you need to know about Home Loans!

A home loan helps you finance the purchase of your property, with your new home acting as collateral.

Ready to take the next step? Let us help you find the right loan for your dream home!

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No. 99-3, USJ 21/10
Subang Jaya
47620

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Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

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