12/10/2026
THE N12 MILLION TRAP.
Interest fell.
The 10% penalty did NOT.
1 month late on N100m = N11.97m TOTAL.
Tax is still more expensive than your bank loan.
Taiwo Oyedele
Comment "TRAP" for the full 11-page alert + Calculator.
The N4 Million Truth.
Everyone says 31.5% > 24%, wrong!!!
The Finance Order only saves N4m. The other N3.5m is from the CBN and can be reversed at the next MPC (23-24 Nov).